Mortgage lenders in Rhode Island, county by county
25,984 mortgages were made in Rhode Island in 2025, across 5 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.
| County | Lenders | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|---|
| Providence County | 381 | 14,086 | 6.750% | $285,000 | 25.3% |
| Kent County | 265 | 5,142 | 6.750% | $255,000 | 20.1% |
| Washington County | 254 | 3,529 | 6.750% | $305,000 | 20.2% |
| Newport County | 245 | 2,024 | 6.750% | $355,000 | 21.6% |
| Bristol County | 176 | 1,203 | 6.750% | $305,000 | 18.5% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.