Mortgage Lender Index

Cedar Rapids Bank and Trust Company

Cedar Rapids Bank and Trust Company received 233 applications in 2025 and made 189 mortgages, in 68 counties across 27 states. The median rate its borrowers got was Not published on a median loan of $300,000. Of 202 decisions, 12 were denials — 5.9%.

Legal Entity IdentifierPS6WLKTYGZOKK05G5O59
Applications received233
Mortgages made189
Denied12
Approved, not taken up1
Withdrawn or incomplete31
Loans bought from other lenders4
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Cedar Rapids Bank and Trust Company, 9 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase143 Not published$510,000 4.7%
Refinancing33 Not published$105,000 8.3%
Cash-out refinancing4 Under 10 loansUnder 10 loans 0.0%
Other purposes9 Under 10 loansUnder 10 loans 16.7%

Where Cedar Rapids Bank and Trust Company lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Linn County, IA 87Not published8.3%
Black Hawk County, IA 8Under 10 loans11.1%
Johnson County, IA 7Under 10 loans0.0%
Benton County, IA 6Under 10 loans14.3%
Cook County, IL 3Under 10 loans0.0%
Hennepin County, MN 3Under 10 loans0.0%
Forsyth County, NC 3Under 10 loans0.0%
Maricopa County, AZ 2Under 10 loans0.0%
Arapahoe County, CO 2Under 10 loans0.0%
Pueblo County, CO 2Under 10 loans0.0%
Delaware County, IA 2Under 10 loans0.0%
Polk County, IA 2Under 10 loans0.0%
Fayette County, KY 2Under 10 loans0.0%
Franklin County, OH 2Under 10 loans0.0%
Muskingum County, OH 2Under 10 loans0.0%
Kent County, RI 2Under 10 loans0.0%
Charleston County, SC 2Under 10 loans0.0%
El Paso County, TX 2Under 10 loans0.0%
Milwaukee County, WI 2Under 10 loans0.0%
Pinal County, AZ 1Under 10 loans0.0%
Pulaski County, AR 1Under 10 loans0.0%
Washington County, AR 1Under 10 loans0.0%
Fresno County, CA 1Under 10 loans0.0%
Manatee County, FL 1Under 10 loans0.0%
Camden County, GA 1Under 10 loans0.0%
Henry County, GA 1Under 10 loans0.0%
Houston County, GA 1Under 10 loans0.0%
Morgan County, GA 1Under 10 loans0.0%
Canyon County, ID 1Under 10 loans0.0%
Allen County, IN 1Under 10 loans0.0%
Clark County, IN 1Under 10 loans0.0%
Hamilton County, IN 1Under 10 loans0.0%
Porter County, IN 1Under 10 loans0.0%
Buchanan County, IA 1Under 10 loans0.0%
Cedar County, IA 1Under 10 loans0.0%
Dubuque County, IA 1Under 10 loans0.0%
Grundy County, IA 1Under 10 loans0.0%
Jones County, IA 1Under 10 loans50.0%
Riley County, KS 1Under 10 loans0.0%
Madison County, KY 1Under 10 loans0.0%
Tangipahoa Parish, LA 1Under 10 loans0.0%
Jefferson County, MO 1Under 10 loans0.0%
St. Louis city, MO 1Under 10 loans0.0%
Douglas County, NE 1Under 10 loans0.0%
Doña Ana County, NM 1Under 10 loans0.0%
Sandoval County, NM 1Under 10 loans0.0%
Alamance County, NC 1Under 10 loans0.0%
Craven County, NC 1Under 10 loans0.0%
Durham County, NC 1Under 10 loans0.0%
Mecklenburg County, NC 1Under 10 loans0.0%

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When Cedar Rapids Bank and Trust Company’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.