Mortgage Lender Index

NAVIGANT CREDIT UNION

NAVIGANT CREDIT UNION received 3,216 applications in 2025 and made 2,076 mortgages, in 57 counties across 13 states. The median rate its borrowers got was 6.500% on a median loan of $175,000. Of 2,648 decisions, 505 were denials — 19.1%, most often for debt-to-income ratio.

Legal Entity Identifier549300YIBRM1ZYA6GT07
Applications received3,216
Mortgages made2,076
Denied505
Approved, not taken up67
Withdrawn or incomplete568
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.347 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase602 6.500%$395,000 1.9%
Refinancing469 7.000%$155,000 17.3%
Cash-out refinancing102 6.750%$310,000 14.7%
Other purposes903 6.500%$95,000 28.6%

Where NAVIGANT CREDIT UNION lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Providence County, RI 1,3536.500%20.5%
Kent County, RI 2356.500%18.7%
Washington County, RI 1396.500%12.4%
Bristol County, MA 866.500%14.4%
Bristol County, RI 786.688%14.7%
Northeastern Connecticut Planning Region, CT 376.500%18.8%
Worcester County, MA 286.625%14.7%
Newport County, RI 286.500%20.0%
Norfolk County, MA 166.500%23.8%
Southeastern Connecticut Planning Region, CT 136.500%7.1%
Plymouth County, MA 106.500%9.1%
Barnstable County, MA 4Under 10 loans0.0%
Lower Connecticut River Valley Planning Region, CT 3Under 10 loans25.0%
Collier County, FL 3Under 10 loans0.0%
Grafton County, NH 3Under 10 loans0.0%
Capitol Planning Region, CT 2Under 10 loans33.3%
South Central Connecticut Planning Region, CT 2Under 10 loans0.0%
Martin County, FL 2Under 10 loans0.0%
Palm Beach County, FL 2Under 10 loans0.0%
Polk County, FL 2Under 10 loans0.0%
Oxford County, ME 2Under 10 loans0.0%
Essex County, MA 2Under 10 loans33.3%
Carroll County, NH 2Under 10 loans0.0%
Hillsborough County, NH 2Under 10 loans0.0%
Brevard County, FL 1Under 10 loans0.0%
Charlotte County, FL 1Under 10 loans50.0%
Hillsborough County, FL 1Under 10 loans0.0%
Indian River County, FL 1Under 10 loans0.0%
Lee County, FL 1Under 10 loans50.0%
St. Johns County, FL 1Under 10 loans0.0%
St. Lucie County, FL 1Under 10 loans0.0%
Santa Rosa County, FL 1Under 10 loans0.0%
Sumter County, FL 1Under 10 loans0.0%
Franklin County, ME 1Under 10 loans0.0%
Berkshire County, MA 1Under 10 loans0.0%
Franklin County, MA 1Under 10 loans0.0%
Hampden County, MA 1Under 10 loans0.0%
Middlesex County, MA 1Under 10 loans0.0%
Merrimack County, NH 1Under 10 loans0.0%
Sullivan County, NH 1Under 10 loans0.0%
Atlantic County, NJ 1Under 10 loans0.0%
Westchester County, NY 1Under 10 loans0.0%
Transylvania County, NC 1Under 10 loans0.0%
Charleston County, SC 1Under 10 loans0.0%
Horry County, SC 1Under 10 loans0.0%
Windham County, VT 1Under 10 loans0.0%
Alameda County, CA 0Under 10 loansNot published
Northwest Hills Planning Region, CT 0Under 10 loans100.0%
Flagler County, FL 0Under 10 loansNot published
Manatee County, FL 0Under 10 loansNot published

Get told when this changes

When NAVIGANT CREDIT UNION’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.