Home purchase lenders in Licking County
2,340 home purchase mortgages were made in Licking County, Ohio, in 2025, by 246 lenders. The median rate their borrowers got was 6.625% on a median loan of $285,000. Of 2,734 decisions, 312 were denials — 11.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| NFM, INC. | 133 | 6.750% | $325,000 | 1.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 129 | 6.593% | $305,000 | 13.7% |
| EQUITY RESOURCES, INC. | 127 | 6.625% | $225,000 | 1.6% |
| The Park National Bank | 123 | 6.750% | $205,000 | 11.4% |
| UNION HOME MORTGAGE CORP. | 89 | 6.875% | $295,000 | 0.0% |
| The Huntington National Bank | 85 | 6.500% | $295,000 | 10.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 75 | 6.750% | $275,000 | 0.0% |
| Rocket Mortgage, LLC | 74 | 6.500% | $295,000 | 12.9% |
| First Federal Savings and Loan Association | 72 | 6.875% | $255,000 | 20.4% |
| Fairway Independent Mortgage Corporation | 64 | 6.750% | $285,000 | 7.2% |
| DHI MORTGAGE COMPANY, LTD. | 57 | 4.750% | $395,000 | 13.6% |
| LOWER, LLC | 54 | 6.688% | $285,000 | 6.9% |
| JPMorgan Chase Bank, National Association | 52 | 6.375% | $325,000 | 10.0% |
| RMC HOME MORTGAGE, LLC | 50 | 6.875% | $250,000 | 3.9% |
| Union Savings Bank | 46 | 6.750% | $325,000 | 9.6% |
| The Community Bank | 46 | 6.875% | $215,000 | 2.1% |
| GUARANTEED RATE, INC. | 43 | 6.275% | $325,000 | 0.0% |
| VICTORY MORTGAGE, L.L.C. | 42 | 5.688% | $365,000 | 6.7% |
| Mortgage Research Center, LLC | 39 | 6.250% | $315,000 | 4.8% |
| Broker Solutions, Inc. | 37 | 6.625% | $245,000 | 0.0% |
| Fifth Third Bank, National Association | 32 | 6.188% | $290,000 | 5.9% |
| PNC Bank, National Association | 31 | 6.375% | $255,000 | 11.4% |
| M/I FINANCIAL, LLC | 28 | 6.375% | $475,000 | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | 27 | 6.250% | $285,000 | 0.0% |
| T2 FINANCIAL LLC | 27 | 6.750% | $295,000 | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | 23 | 6.875% | $285,000 | 9.4% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 23 | 6.500% | $255,000 | 4.2% |
| THE VINTON COUNTY NATIONAL BANK | 21 | 6.125% | $455,000 | 4.0% |
| PENNYMAC LOAN SERVICES, LLC | 20 | 6.625% | $285,000 | 19.2% |
| THE EQUITABLE MORTGAGE CORPORATION | 20 | 6.625% | $295,000 | 0.0% |
| GO MORTGAGE, LLC | 19 | 6.750% | $335,000 | 0.0% |
| NEWREZ LLC | 18 | 6.750% | $305,000 | 18.2% |
| German American Bank | 18 | 6.838% | $365,000 | 5.3% |
| GUARANTEED RATE AFFINITY, LLC | 16 | 6.750% | $240,000 | 5.9% |
| Farm Credit Mid-America | 16 | 6.938% | $385,000 | 5.9% |
| RAPID MORTGAGE COMPANY | 15 | 7.000% | $275,000 | 6.3% |
| Third Federal Savings and Loan Association of Cleveland | 15 | 6.500% | $215,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 10.250% | $105,000 | 64.4% |
| First Financial Bank | 13 | 7.000% | $265,000 | 13.3% |
| Kiavi Funding, Inc. | 13 | 10.000% | $185,000 | 6.3% |
| FIRST OHIO HOME FINANCE, INC. | 13 | 6.500% | $235,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 12 | 10.050% | $55,000 | 47.8% |
| J. VIRGIL, INC. | 12 | 6.688% | $255,000 | 0.0% |
| TrueCore Federal Credit Union | 11 | 6.625% | $195,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 11 | 6.750% | $265,000 | 8.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 6.688% | $280,000 | 9.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.125% | $220,000 | 9.1% |
| 21st Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 80.4% |
| PEOPLES STATE BANK | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Civista Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First Commonwealth Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Navy Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 20.0% |
| U.S. Bank National Association | 8 | Under 10 loans | Under 10 loans | 18.2% |
| TELHIO | 8 | Under 10 loans | Under 10 loans | 0.0% |
| WesBanco Bank, Inc. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| The Union Bank Company | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| North Valley Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| THE LOAN STORE, INC. | 7 | Under 10 loans | Under 10 loans | 27.3% |
| Peoples Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Association of Lakewood | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| THE HOME LOAN SAVINGS BANK | 6 | Under 10 loans | Under 10 loans | 14.3% |
| KIND LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| KeyBank National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Kemba Financial Credit Union Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Buckeye State Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 4 | Under 10 loans | Under 10 loans | 60.0% |
| UNION CAPITAL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOPEWELL Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 33.3% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Bank of America, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LIBERTY HOME MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The State Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First National Bank of Pennsylvania | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Pathways Financial Credit Union, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CME Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MYCUMORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BMI Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers National Bank of Canfield | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Merchants Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POLARIS HOME FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kingston National Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BAYSHORE MORTGAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SENTE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Midland States Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CF Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Seven Seventeen Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fairfield Federal Savings and Loan Association of Lancaster | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 82.4% |
| SOUTHWEST STAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loandepot.Com, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIWELL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Zippy Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MECHANICS BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Woodsfield Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Middlefield Banking Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSITY Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE OLD FORT BANKING COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Richwood Banking Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE FCU | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CNB Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Banterra Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Burke & Herbert Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| C E S | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BRIDGE CREDIT UNION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ohio State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOGETHER CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 46 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.