First Service Federal Credit Union
First Service Federal Credit Union received 54 applications in 2025 and made 38 mortgages, in 10 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $170,000. Of 49 decisions, 10 were denials — 20.4%. 15 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493001KKF1KUVEDX282 |
|---|---|
| Applications received | 54 |
| Mortgages made | 38 |
| Denied | 10 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 5 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Cash-out refinancing | 13 | Not published | $215,000 | 27.8% |
| Other purposes | 10 | Not published | $80,000 | 15.4% |
Where First Service Federal Credit Union lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Franklin County, OH | 24 | Not published | 4.0% |
| Fairfield County, OH | 4 | Under 10 loans | 0.0% |
| Licking County, OH | 3 | Under 10 loans | 0.0% |
| Pickaway County, OH | 2 | Under 10 loans | 0.0% |
| Athens County, OH | 1 | Under 10 loans | 0.0% |
| Delaware County, OH | 1 | Under 10 loans | 0.0% |
| Morrow County, OH | 1 | Under 10 loans | 0.0% |
| Ross County, OH | 1 | Under 10 loans | 0.0% |
| Montgomery County, OH | 0 | Under 10 loans | Not published |
| Perry County, OH | 0 | Under 10 loans | 100.0% |
Get told when this changes
When First Service Federal Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.