The Community Bank
The Community Bank received 362 applications in 2025 and made 266 mortgages, in 21 counties across 1 state. The median rate its borrowers got was 6.875% on a median loan of $165,000. Of 292 decisions, 26 were denials — 8.9%, most often for credit history.
| Legal Entity Identifier | 5493007G0MFTSE8JPV83 |
|---|---|
| Applications received | 362 |
| Mortgages made | 266 |
| Denied | 26 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 70 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.2185 points |
| FDIC-insured bank | Yes: Community Bank, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 151 | 6.875% | $185,000 | 6.2% |
| Refinancing | 20 | 6.688% | $245,000 | 4.8% |
| Cash-out refinancing | 73 | 7.125% | $105,000 | 15.1% |
| Other purposes | 22 | 7.188% | $120,000 | 8.3% |
Where The Community Bank lends most
The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Muskingum County, OH | 100 | 6.875% | 10.7% |
| Licking County, OH | 87 | 7.000% | 6.5% |
| Guernsey County, OH | 33 | 7.000% | 8.3% |
| Coshocton County, OH | 10 | 6.875% | 0.0% |
| Perry County, OH | 8 | Under 10 loans | 27.3% |
| Noble County, OH | 5 | Under 10 loans | 0.0% |
| Franklin County, OH | 4 | Under 10 loans | 0.0% |
| Knox County, OH | 4 | Under 10 loans | 20.0% |
| Tuscarawas County, OH | 3 | Under 10 loans | 0.0% |
| Washington County, OH | 2 | Under 10 loans | 0.0% |
| Ashland County, OH | 1 | Under 10 loans | 0.0% |
| Athens County, OH | 1 | Under 10 loans | 0.0% |
| Champaign County, OH | 1 | Under 10 loans | 0.0% |
| Delaware County, OH | 1 | Under 10 loans | 0.0% |
| Fairfield County, OH | 1 | Under 10 loans | 50.0% |
| Harrison County, OH | 1 | Under 10 loans | 0.0% |
| Mercer County, OH | 1 | Under 10 loans | 0.0% |
| Miami County, OH | 1 | Under 10 loans | 0.0% |
| Morgan County, OH | 1 | Under 10 loans | 0.0% |
| Pickaway County, OH | 1 | Under 10 loans | 0.0% |
| Richland County, OH | 0 | Under 10 loans | Not published |
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When The Community Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.