Mortgage lenders in Hamilton County
19,310 mortgages were made in Hamilton County, Ohio, in 2025, by 512 lenders. The median rate their borrowers got was 6.750% on a median loan of $195,000. Of 25,511 decisions, 5,222 were denials — 20.5%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Fifth Third Bank, National Association | 1,606 | 7.500% | $105,000 | 30.9% |
| Union Savings Bank | 961 | 6.750% | $225,000 | 5.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 946 | 6.500% | $235,000 | 12.5% |
| The Huntington National Bank | 838 | 7.020% | $175,000 | 31.8% |
| Rocket Mortgage, LLC | 829 | 6.625% | $185,000 | 18.5% |
| PNC Bank, National Association | 629 | 7.000% | $105,000 | 27.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 558 | 6.714% | $255,000 | 4.9% |
| First Financial Bank | 532 | 5.990% | $135,000 | 29.6% |
| U.S. Bank National Association | 527 | 7.600% | $135,000 | 43.2% |
| Third Federal Savings and Loan Association of Cleveland | 527 | 6.750% | $125,000 | 22.0% |
| UNION HOME MORTGAGE CORP. | 417 | 6.750% | $225,000 | 6.2% |
| Guardian Savings Bank | 377 | 6.750% | $215,000 | 14.4% |
| The North Side Bank & Trust Company | 312 | 7.000% | $125,000 | 11.8% |
| GENERAL ELECTRIC CREDIT UNION | 311 | 5.990% | $105,000 | 17.7% |
| KEMBA CREDIT UNION, INC. | 279 | 7.250% | $145,000 | 22.9% |
| FIRST COMMUNITY MORTGAGE, INC. | 278 | 6.750% | $245,000 | 3.8% |
| CINFED Federal Credit Union | 276 | 7.000% | $125,000 | 11.2% |
| GUARANTEED RATE, INC. | 254 | 6.625% | $285,000 | 5.8% |
| LCNB National Bank | 244 | 6.500% | $255,000 | 6.3% |
| Kiavi Funding, Inc. | 216 | 7.625% | $165,000 | 5.2% |
| GUARANTEED RATE AFFINITY, LLC | 209 | 6.625% | $265,000 | 9.1% |
| JPMorgan Chase Bank, National Association | 194 | 6.500% | $235,000 | 13.9% |
| SUPERIOR CREDIT UNION, INC. | 183 | 6.375% | $175,000 | 18.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 176 | 6.813% | $255,000 | 2.7% |
| NEWREZ LLC | 172 | 6.750% | $220,000 | 28.9% |
| PENNYMAC LOAN SERVICES, LLC | 164 | 6.499% | $220,000 | 20.6% |
| FREEDOM MORTGAGE CORPORATION | 147 | 6.250% | $205,000 | 14.4% |
| Fairway Independent Mortgage Corporation | 145 | 6.875% | $215,000 | 3.9% |
| Mortgage Research Center, LLC | 144 | 6.250% | $255,000 | 23.6% |
| Warsaw Federal Savings and Loan Association | 144 | 6.450% | $255,000 | 13.7% |
| WRIGHT-PATT CREDIT UNION, INC. | 140 | 7.500% | $115,000 | 40.4% |
| RiverHills Bank | 140 | 6.500% | $245,000 | 15.3% |
| RUOFF MORTGAGE COMPANY, INC. | 127 | 6.750% | $225,000 | 4.1% |
| WesBanco Bank, Inc. | 123 | 6.375% | $205,000 | 20.0% |
| NATIONSTAR MORTGAGE LLC | 123 | 7.625% | $125,000 | 17.0% |
| SIBCY CLINE MORTGAGE SERVICES, INC. | 122 | 6.625% | $245,000 | 8.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 122 | 6.750% | $225,000 | 6.9% |
| MM LENDING, LLC | 119 | 12.000% | $205,000 | 0.0% |
| Republic Bank & Trust Company | 118 | 5.990% | $155,000 | 14.9% |
| The Park National Bank | 110 | 6.852% | $215,000 | 16.4% |
| Loandepot.Com, LLC | 104 | 6.933% | $125,000 | 37.7% |
| Bank of America, National Association | 103 | 5.990% | $225,000 | 36.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | 102 | 6.625% | $225,000 | 3.7% |
| THE LOAN STORE, INC. | 99 | 6.875% | $225,000 | 5.5% |
| Broker Solutions, Inc. | 97 | 6.875% | $185,000 | 16.4% |
| FIGURE LENDING LLC | 97 | 8.900% | $65,000 | 28.8% |
| Paramount Residential Mortgage Group, Inc. | 97 | 6.875% | $235,000 | 7.6% |
| Navy Federal Credit Union | 90 | 7.063% | $175,000 | 29.5% |
| RAPID MORTGAGE COMPANY | 86 | 6.875% | $245,000 | 1.1% |
| Stock Yards Bank & Trust Company | 86 | 5.990% | $255,000 | 11.0% |
| First Commonwealth Bank | 85 | 6.430% | $235,000 | 18.8% |
| STOCKTON MORTGAGE CORPORATION | 85 | 6.875% | $245,000 | 7.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 82 | 6.875% | $230,000 | 11.8% |
| Civista Bank | 79 | 6.750% | $195,000 | 7.7% |
| CINCINNATI OHIO POLICE | 79 | Not published | $65,000 | 0.0% |
| LOWER, LLC | 77 | 6.500% | $245,000 | 14.4% |
| Citizens Bank, National Association | 74 | 7.400% | $105,000 | 25.0% |
| NFM, INC. | 70 | 6.933% | $265,000 | 7.9% |
| VICTORY MORTGAGE, L.L.C. | 67 | 6.125% | $415,000 | 4.3% |
| DAS Acquisition Company, LLC | 66 | 6.750% | $225,000 | 1.4% |
| DOMINION FINANCIAL SERVICES, LLC | 65 | 7.000% | $175,000 | 0.0% |
| Coastal Community Bank | 60 | 10.490% | $55,000 | 3.0% |
| Prosperity Home Mortgage, LLC | 60 | 6.438% | $240,000 | 15.5% |
| Spring Valley Bank | 58 | Not published | $185,000 | 18.8% |
| BAYSHORE MORTGAGE FUNDING, LLC | 58 | 6.750% | $225,000 | 0.0% |
| AmeriSave Mortgage Corporation | 56 | 8.120% | $75,000 | 72.3% |
| GoodLeap, LLC | 52 | 6.438% | $135,000 | 21.1% |
| POLARIS HOME FUNDING CORP. | 52 | 7.188% | $185,000 | 3.0% |
| SPRING EQ, LLC | 48 | 10.813% | $65,000 | 61.4% |
| KeyBank National Association | 47 | 7.000% | $195,000 | 31.9% |
| 1st National Bank | 47 | 6.490% | $235,000 | 2.1% |
| Peoples Bank | 46 | 6.863% | $180,000 | 18.6% |
| GVC MORTGAGE, INC. | 46 | 6.495% | $250,000 | 0.0% |
| BPL MORTGAGE TRUST, LLC | 45 | 7.250% | $185,000 | 17.5% |
| The Cincinnatus Savings & Loan Co. | 45 | Not published | $235,000 | 13.2% |
| Synergy One Lending, Inc. | 44 | 6.688% | $220,000 | 13.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 42 | 7.250% | $135,000 | 17.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 42 | 6.312% | $170,000 | 50.9% |
| Sharefax Credit Union | 42 | Not published | $160,000 | 18.6% |
| Equity Prime Mortgage LLC | 40 | 6.625% | $215,000 | 18.4% |
| German American Bank | 39 | 6.500% | $405,000 | 16.3% |
| NATIONS DIRECT MORTGAGE, LLC | 39 | 6.250% | $195,000 | 9.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 39 | 7.500% | $245,000 | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 38 | 5.990% | $350,000 | 22.5% |
| DEEPHAVEN MORTGAGE LLC | 37 | 7.500% | $165,000 | 32.1% |
| 254900CTT87ZKAUTIJ37 | 37 | 7.750% | $165,000 | 11.9% |
| Lendage, LLC | 36 | 11.125% | $65,000 | 14.0% |
| Luminate Bank | 36 | 6.750% | $210,000 | 2.7% |
| CHURCHILL MORTGAGE CORPORATION | 36 | 6.813% | $210,000 | 2.5% |
| ZILLOW HOME LOANS, LLC | 34 | 6.625% | $215,000 | 7.9% |
| AMERICAN HERITAGE LENDING, LLC | 33 | 7.875% | $195,000 | 0.0% |
| PLANET HOME LENDING, LLC | 33 | 6.125% | $185,000 | 19.1% |
| SUN WEST MORTGAGE COMPANY, INC. | 33 | 6.125% | $225,000 | 18.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 33 | 6.750% | $255,000 | 2.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 32 | 6.250% | $195,000 | 30.6% |
| RMC HOME MORTGAGE, LLC | 32 | 5.750% | $400,000 | 5.9% |
| LAKEVIEW LOAN SERVICING, LLC | 30 | 6.370% | $235,000 | 54.7% |
| Truist Bank | 30 | 6.438% | $255,000 | 45.5% |
| VAN DYK MORTGAGE CORPORATION | 30 | 6.875% | $255,000 | 0.0% |
| T2 FINANCIAL LLC | 30 | 6.625% | $225,000 | 2.9% |
| The State Bank and Trust Company | 30 | 6.375% | $240,000 | 3.2% |
| Liberty | 29 | 6.625% | $255,000 | 3.2% |
| SUCCESS MORTGAGE PARTNERS, INC. | 28 | 6.625% | $240,000 | 3.5% |
| CMG MORTGAGE, INC. | 27 | 6.990% | $265,000 | 3.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 27 | 6.375% | $375,000 | 3.6% |
| M/I FINANCIAL, LLC | 26 | 5.875% | $440,000 | 2.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 26 | 10.360% | $90,000 | 6.7% |
| FCN Bank, National Association | 26 | Not published | $235,000 | 0.0% |
| LENDINGONE, LLC | 25 | 7.460% | $175,000 | 56.1% |
| GENEVA FINANCIAL, LLC | 25 | 6.625% | $155,000 | 0.0% |
| Loan Funder LLC | 24 | 10.500% | $150,000 | 20.0% |
| BoxCar Mortgage, LLC | 24 | 6.870% | $235,000 | 3.9% |
| AMERIHOME MORTGAGE COMPANY, LLC | 23 | 6.375% | $245,000 | 14.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 23 | 10.115% | $145,000 | 4.2% |
| NEW DAY FINANCIAL, LLC | 22 | 6.875% | $210,000 | 52.9% |
| USAA Federal Savings Bank | 22 | 6.500% | $270,000 | 33.3% |
| Heritage Bank, Inc. | 22 | Not published | $135,000 | 31.3% |
| HOMEXPRESS MORTGAGE CORP. | 21 | 8.125% | $185,000 | 47.6% |
| CHAMPIONS FUNDING, LLC | 21 | 7.500% | $185,000 | 12.5% |
| Valon Mortgage, Inc. | 21 | 8.050% | $55,000 | 18.2% |
| KIND LENDING, LLC | 21 | 7.250% | $185,000 | 29.0% |
| TELHIO | 21 | 8.000% | $55,000 | 15.4% |
| A&D Mortgage LLC | 21 | 6.750% | $205,000 | 8.7% |
| Valley Central Bank | 21 | Not published | $185,000 | 0.0% |
| Discover Bank | 20 | 9.245% | $70,000 | 83.1% |
| NBKC BANK | 20 | 6.125% | $350,000 | 20.0% |
| 3RD STREET FINANCIAL CORP. | 20 | 6.495% | $240,000 | 0.0% |
| Wells Fargo Bank, National Association | 19 | 6.500% | $185,000 | 37.5% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 19 | 6.500% | $225,000 | 3.5% |
| Click n' Close, Inc. | 19 | 6.375% | $225,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 19 | 6.200% | $605,000 | 0.0% |
| UBS Bank USA | 19 | 6.125% | $555,000 | 5.0% |
| The Federal Savings Bank | 18 | 6.688% | $270,000 | 18.2% |
| Cornerstone First Mortgage, Inc | 18 | 6.688% | $235,000 | 0.0% |
| Northpointe Bank | 18 | 7.688% | $165,000 | 0.0% |
| NVR Mortgage Finance, Inc. | 18 | 5.750% | $300,000 | 18.2% |
| BETTER MORTGAGE CORPORATION | 17 | 8.000% | $95,000 | 50.0% |
| Plains Commerce Bank | 17 | 6.625% | $345,000 | 10.5% |
| OCMBC, INC. | 17 | 7.499% | $165,000 | 3.9% |
| Forcht Bank, National Association | 17 | 6.750% | $345,000 | 10.5% |
| Genesis Capital, LLC | 17 | 8.250% | $155,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 16 | 9.750% | $115,000 | 65.2% |
| The Harrison Building and Loan Association | 16 | Not published | $110,000 | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | 15 | 7.125% | $225,000 | 6.3% |
| MOVEMENT MORTGAGE, LLC | 15 | 6.500% | $215,000 | 5.3% |
| NEXERA HOLDING LLC | 15 | 7.250% | $155,000 | 21.1% |
| RPE Home, Inc | 15 | 11.250% | $185,000 | 6.3% |
| TOP FLITE FINANCIAL, INC. | 15 | 6.875% | $155,000 | 16.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 14 | 5.750% | $305,000 | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 14 | 6.120% | $330,000 | 19.1% |
| LIMA ONE CAPITAL, LLC | 14 | 8.325% | $170,000 | 12.5% |
| ROYAL UNITED MORTGAGE LLC | 14 | 6.563% | $150,000 | 12.5% |
| AURGROUP FINANCIAL CREDIT UNION, INC. | 14 | 7.250% | $65,000 | 17.7% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 14 | 6.625% | $305,000 | 0.0% |
| 254900M2C4Q6DATP2889 | 13 | 6.250% | $215,000 | 43.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 13 | 6.750% | $245,000 | 35.0% |
| Mortgage Right | 13 | 6.625% | $285,000 | 7.1% |
| RELIANCE FIRST CAPITAL, LLC | 13 | 6.500% | $175,000 | 7.1% |
| MISSION LOANS, LLC | 12 | 8.120% | $115,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 12 | 6.750% | $225,000 | 45.5% |
| ALLIANT CREDIT UNION | 12 | 6.438% | $315,000 | 33.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 12 | 6.563% | $225,000 | 0.0% |
| Tomo Mortgage, LLC | 11 | 6.625% | $275,000 | 15.4% |
| Ixonia Bank | 11 | 6.750% | $215,000 | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 11 | 7.125% | $145,000 | 8.3% |
| Community Trust Bank, Inc. | 11 | 7.125% | $145,000 | 15.4% |
| Charles Schwab Bank, SSB | 11 | 5.500% | $385,000 | 8.3% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | 11 | Not published | $7,575,000 | 0.0% |
| 21st Mortgage Corporation | 10 | 8.950% | $90,000 | 73.0% |
| DHI MORTGAGE COMPANY, LTD. | 10 | 4.990% | $265,000 | 33.3% |
| Flagstar Bank, N.A. | 10 | 6.667% | $305,000 | 33.3% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 10 | 7.750% | $165,000 | 9.1% |
| FINANCE OF AMERICA REVERSE LLC | 10 | 6.625% | $170,000 | 9.1% |
| Peoples First Savings Bank | 10 | Not published | $175,000 | 0.0% |
| AMERICAN FINANCING CORPORATION | 9 | Under 10 loans | Under 10 loans | 52.0% |
| AMERITRUST MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Gateway First Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Peoples Exchange Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| LENDSURE MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 9 | Under 10 loans | Under 10 loans | 10.0% |
| General Mortgage Capital Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Miami Savings Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| City National Bank of West Virginia | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 20.0% |
| LoanUnited.com, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| CF Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| EMM LOANS LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 44.4% |
| ENDEAVOR CAPITAL, LLC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Zippy Loans, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| First Federal Savings and Loan Association of Lakewood | 7 | Under 10 loans | Under 10 loans | 22.2% |
| First Federal Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ARC HOME LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 312 lenders each made 7 or fewer mortgages here, and are counted in the totals above.
Bank branches in Hamilton County
233 FDIC-insured branches from 32 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
6 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- 1st National Bank, 10600 Loveland Madeira Rd, Loveland
- Forcht Bank, National Association, 2110 Beechmont Ave, Cincinnati
- New Foundation Savings Bank, 8249 Clara Ave, Cincinnati
- PNC Bank, National Association, 5851 Hamilton Ave, Cincinnati
- WesBanco Bank, Inc., 8620 Beechmont Ave, Cincinnati
- WesBanco Bank, Inc., 9635 Montgomery Rd, Cincinnati
Get told when this changes
When the next year’s lending figures are out for Hamilton County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.