The Cincinnatus Savings & Loan Co.
The Cincinnatus Savings & Loan Co. received 91 applications in 2025 and made 69 mortgages, in 11 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $235,000. Of 79 decisions, 9 were denials — 11.4%.
| Legal Entity Identifier | 549300EBN45MAXGIP071 |
|---|---|
| Applications received | 91 |
| Mortgages made | 69 |
| Denied | 9 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 12 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Cincinnatus Savings & Loan Co., 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 45 | Not published | $265,000 | 8.0% |
| Refinancing | 16 | Not published | $185,000 | 11.1% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 25.0% |
Where The Cincinnatus Savings & Loan Co. lends most
The 11 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hamilton County, OH | 45 | Not published | 13.2% |
| Warren County, OH | 6 | Under 10 loans | 0.0% |
| Clermont County, OH | 5 | Under 10 loans | 0.0% |
| Franklin County, IN | 4 | Under 10 loans | 0.0% |
| Dearborn County, IN | 3 | Under 10 loans | 25.0% |
| Boone County, KY | 2 | Under 10 loans | 0.0% |
| Kenton County, KY | 2 | Under 10 loans | 0.0% |
| Brown County, OH | 1 | Under 10 loans | 0.0% |
| Butler County, OH | 1 | Under 10 loans | 0.0% |
| Sarasota County, FL | 0 | Under 10 loans | 100.0% |
| Wayne County, IN | 0 | Under 10 loans | Not published |
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When The Cincinnatus Savings & Loan Co.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.