Mortgage Lender Index

Mortgage lenders in Franklin County

29,514 mortgages were made in Franklin County, Ohio, in 2025, by 568 lenders. The median rate their borrowers got was 6.750% on a median loan of $215,000. Of 39,390 decisions, 8,374 were denials — 21.3%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
The Huntington National Bank 2,572 7.375% $155,000 30.7%
Rocket Mortgage, LLC 1,415 6.625% $195,000 19.9%
NFM, INC. 1,360 6.625% $265,000 1.0%
Fifth Third Bank, National Association 1,339 7.500% $115,000 32.4%
UNITED SHORE FINANCIAL SERVICES, LLC 1,320 6.415% $265,000 13.4%
Kemba Financial Credit Union Inc 1,026 7.000% $105,000 36.4%
CROSSCOUNTRY MORTGAGE, INC. 971 6.750% $245,000 3.9%
JPMorgan Chase Bank, National Association 804 6.490% $255,000 10.9%
Union Savings Bank 771 6.750% $255,000 5.8%
First Financial Bank 711 6.250% $195,000 20.4%
PNC Bank, National Association 701 7.125% $105,000 28.0%
Third Federal Savings and Loan Association of Cleveland 677 6.990% $145,000 30.3%
UNION HOME MORTGAGE CORP. 589 6.625% $275,000 5.0%
LOWER, LLC 548 6.625% $285,000 7.8%
GUARANTEED RATE, INC. 536 6.250% $305,000 5.6%
WRIGHT-PATT CREDIT UNION, INC. 496 7.250% $155,000 33.1%
PENNYMAC LOAN SERVICES, LLC 442 6.499% $235,000 15.4%
U.S. Bank National Association 395 8.100% $115,000 50.7%
The Park National Bank 395 6.625% $205,000 14.9%
TELHIO 338 7.750% $105,000 26.5%
Kiavi Funding, Inc. 311 10.490% $185,000 8.6%
THE EQUITABLE MORTGAGE CORPORATION 277 6.500% $285,000 0.7%
FREEDOM MORTGAGE CORPORATION 274 6.250% $265,000 13.1%
German American Bank 248 6.500% $185,000 12.8%
The State Bank and Trust Company 232 6.500% $245,000 7.1%
NEWREZ LLC 228 6.625% $205,000 31.5%
T2 FINANCIAL LLC 228 6.750% $285,000 6.8%
BMI Federal Credit Union 222 7.500% $105,000 12.9%
WesBanco Bank, Inc. 216 3.990% $205,000 17.0%
PULTE MORTGAGE LLC 207 5.625% $395,000 16.5%
DHI MORTGAGE COMPANY, LTD. 204 4.750% $385,000 18.6%
RUOFF MORTGAGE COMPANY, INC. 193 6.750% $255,000 5.3%
BPL MORTGAGE TRUST, LLC 193 6.875% $175,000 12.5%
Mortgage Research Center, LLC 190 6.250% $280,000 30.2%
M/I FINANCIAL, LLC 190 6.250% $435,000 0.9%
Fairway Independent Mortgage Corporation 185 6.750% $305,000 4.1%
First Merchants Bank 181 6.250% $185,000 26.7%
Navy Federal Credit Union 180 7.358% $185,000 26.0%
Loandepot.Com, LLC 179 7.625% $125,000 34.6%
NATIONSTAR MORTGAGE LLC 171 7.250% $135,000 17.4%
RAPID MORTGAGE COMPANY 165 6.750% $255,000 0.6%
Pathways Financial Credit Union, Inc. 161 6.490% $105,000 28.8%
GO MORTGAGE, LLC 147 6.750% $275,000 0.6%
Bank of America, National Association 141 5.990% $215,000 38.4%
Coastal Community Bank 138 10.615% $45,000 1.2%
First Commonwealth Bank 134 6.313% $185,000 19.5%
RF RENOVO MANAGEMENT COMPANY, LLC 134 7.525% $260,000 0.0%
KeyBank National Association 129 6.500% $195,000 33.0%
MUTUAL OF OMAHA MORTGAGE, INC. 128 6.250% $255,000 18.5%
FIGURE LENDING LLC 126 8.775% $55,000 22.1%
The Union Bank Company 122 Not published $255,000 6.8%
FIRST OHIO HOME FINANCE, INC. 121 6.875% $235,000 1.6%
AMERICAN PACIFIC MORTGAGE CORPORATION 121 6.625% $335,000 10.3%
GUARANTEED RATE AFFINITY, LLC 116 6.750% $235,000 7.1%
Citizens Bank, National Association 114 7.650% $130,000 28.6%
EQUITY RESOURCES, INC. 112 6.625% $250,000 9.7%
VICTORY MORTGAGE, L.L.C. 103 5.500% $445,000 4.6%
MM LENDING, LLC 96 12.000% $185,000 0.0%
CME Federal Credit Union 95 6.000% $155,000 33.1%
EDUCATION FIRST CREDIT UNION, INC. 93 7.590% $65,000 3.9%
SPRING EQ, LLC 92 9.288% $70,000 61.9%
Civista Bank 84 6.750% $280,000 10.0%
Broker Solutions, Inc. 82 6.990% $195,000 32.3%
GENEVA FINANCIAL, LLC 80 6.750% $195,000 3.6%
THE LOAN STORE, INC. 80 6.875% $215,000 8.8%
CARRINGTON MORTGAGE SERVICES, LLC 78 6.500% $185,000 52.9%
RMC HOME MORTGAGE, LLC 78 5.490% $345,000 10.3%
PROVIDENT FUNDING ASSOCIATES, L.P. 78 6.375% $365,000 7.1%
DAS Acquisition Company, LLC 76 6.750% $275,000 7.0%
GoodLeap, LLC 75 6.000% $125,000 19.8%
SOFI BANK, NATIONAL ASSOCIATION 74 7.490% $155,000 14.0%
UNION CAPITAL MORTGAGE CORPORATION 73 6.500% $255,000 5.2%
AmeriSave Mortgage Corporation 70 7.438% $85,000 75.2%
Paramount Residential Mortgage Group, Inc. 64 6.750% $300,000 8.6%
HOWARD HANNA FINANCIAL SERVICES, INC. 64 6.658% $280,000 0.0%
FIRST COMMUNITY MORTGAGE, INC. 61 6.625% $285,000 10.1%
OCMBC, INC. 59 6.999% $195,000 13.5%
AMERIHOME MORTGAGE COMPANY, LLC 58 6.625% $280,000 14.3%
NVR Mortgage Finance, Inc. 58 5.750% $315,000 22.7%
DEEPHAVEN MORTGAGE LLC 57 7.375% $195,000 21.9%
First Federal Savings and Loan Association of Lakewood 57 6.750% $355,000 8.1%
254900CTT87ZKAUTIJ37 55 7.875% $185,000 16.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. 55 9.970% $115,000 22.5%
LAKEVIEW LOAN SERVICING, LLC 52 6.490% $225,000 52.5%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 52 6.990% $215,000 3.7%
GUIDANCE RESIDENTIAL, LLC 52 6.875% $305,000 3.3%
Lendage, LLC 49 10.250% $45,000 24.3%
The Savings Bank 49 Not published $375,000 2.0%
PLANET HOME LENDING, LLC 48 6.125% $255,000 29.4%
Click n' Close, Inc. 48 7.063% $200,000 7.7%
BAYSHORE MORTGAGE FUNDING, LLC 48 6.375% $270,000 0.0%
Discover Bank 46 8.940% $65,000 75.0%
Loan Funder LLC 46 7.765% $165,000 11.5%
EVERETT FINANCIAL, INC. 44 6.750% $275,000 15.1%
THE VINTON COUNTY NATIONAL BANK 43 7.250% $205,000 7.4%
Plains Commerce Bank 42 6.933% $315,000 2.3%
Wells Fargo Bank, National Association 39 6.375% $210,000 20.4%
VILLAGE CAPITAL & INVESTMENT LLC 38 5.813% $295,000 31.3%
The Federal Savings Bank 38 6.688% $265,000 9.5%
A&D Mortgage LLC 38 6.490% $295,000 19.2%
Ohio State Bank 38 6.750% $415,000 2.5%
RELIANCE FIRST CAPITAL, LLC 38 6.688% $265,000 7.0%
Buckeye State Bank 38 6.750% $335,000 2.6%
UIF CORPORATION 37 6.625% $375,000 25.5%
NEW DAY FINANCIAL, LLC 36 6.990% $200,000 49.3%
USAA Federal Savings Bank 36 6.500% $285,000 28.0%
Nations Lending Corporation 36 6.563% $250,000 7.3%
BRIDGE CREDIT UNION, INC. 35 6.250% $75,000 16.7%
Archwest Funding 35 7.086% $165,000 0.0%
BETTER MORTGAGE CORPORATION 34 7.375% $195,000 47.8%
254900M2C4Q6DATP2889 32 6.250% $230,000 31.9%
AMERICAN FINANCIAL RESOURCES, INC. 32 6.875% $260,000 0.0%
AMERICAN HERITAGE LENDING, LLC 31 7.625% $185,000 10.5%
Flagstar Bank, N.A. 31 6.500% $305,000 26.7%
The Middlefield Banking Company 30 Not published $130,000 24.4%
United Midwest Savings Bank, National Association 30 Not published $285,000 4.9%
NATIONS DIRECT MORTGAGE, LLC 30 6.808% $180,000 6.3%
First National Bank of Pennsylvania 30 6.133% $545,000 23.1%
Equity Prime Mortgage LLC 29 6.625% $255,000 29.3%
CREDIT UNION OF OHIO 29 7.750% $55,000 32.6%
AMERICAN FINANCIAL NETWORK, INC. 29 7.000% $165,000 6.5%
EAST COAST CAPITAL CORP. 29 6.875% $285,000 3.3%
Home Mortgage Alliance Corporation (HMAC) 27 6.875% $365,000 10.0%
CF Bank, National Association 26 Not published $305,000 0.0%
S&T Bank 26 6.063% $235,000 21.2%
LENDINGONE, LLC 25 7.410% $185,000 56.1%
PENTAGON FEDERAL CREDIT UNION 25 7.000% $225,000 49.0%
SUN WEST MORTGAGE COMPANY, INC. 25 6.250% $305,000 14.7%
DOMINION FINANCIAL SERVICES, LLC 25 7.375% $175,000 0.0%
HOMEXPRESS MORTGAGE CORP. 24 7.625% $190,000 55.4%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 24 5.993% $310,000 0.0%
CNB Bank 24 6.625% $205,000 10.7%
CONVENTUS LLC 24 9.000% $180,000 0.0%
First Service Federal Credit Union 24 Not published $125,000 4.0%
Easy Street Capital, LLC 24 9.900% $170,000 0.0%
PLAZA HOME MORTGAGE, INC. 23 6.875% $165,000 36.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY 23 6.625% $315,000 10.0%
Baxter Credit Union 22 7.000% $125,000 17.1%
KIND LENDING, LLC 22 6.750% $290,000 38.9%
ZILLOW HOME LOANS, LLC 22 6.433% $205,000 12.0%
BoxCar Mortgage, LLC 22 6.490% $270,000 4.4%
General Mortgage Capital Corporation 22 7.000% $260,000 0.0%
PHH Mortgage Corporation 21 5.990% $265,000 22.2%
HONDA Federal Credit Union 21 7.250% $65,000 25.0%
NBKC BANK 21 6.490% $375,000 16.0%
Peoples Bank 21 6.625% $165,000 16.0%
ENDEAVOR CAPITAL, LLC. 21 6.250% $185,000 0.0%
Valon Mortgage, Inc. 20 9.465% $65,000 14.8%
Morgan Stanley Private Bank, National Association 20 5.975% $515,000 0.0%
Riverside Bank of Dublin 20 Not published $700,000 0.0%
Commerce Home Mortgage, Inc. 19 7.250% $185,000 9.5%
Tomo Mortgage, LLC 18 6.495% $290,000 17.4%
ALLIANT CREDIT UNION 18 6.500% $200,000 40.0%
NEXERA HOLDING LLC 18 7.500% $200,000 14.3%
FIRST COLONY MORTGAGE CORPORATION 18 6.500% $310,000 0.0%
LIBERTY HOME MORTGAGE CORPORATION 18 7.063% $235,000 10.0%
ENVOY MORTGAGE, LTD 18 6.813% $295,000 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 17 7.374% $185,000 5.3%
SUPERIOR CREDIT UNION, INC. 17 6.375% $225,000 5.6%
TOGETHER CREDIT UNION 17 7.500% $125,000 22.7%
Cornerstone First Mortgage, Inc 17 6.875% $335,000 0.0%
Hometown Equity Mortgage, LLC 16 7.313% $200,000 44.8%
VELOCITY COMMERCIAL CAPITAL, LLC 16 10.240% $135,000 0.0%
FOUNDATION MORTGAGE CORPORATION 15 7.875% $185,000 19.4%
UNITED MORTGAGE CORP. 15 6.500% $235,000 6.3%
Charles Schwab Bank, SSB 15 5.600% $825,000 0.0%
CANOPY MORTGAGE, LLC 14 7.125% $245,000 12.5%
GUILD MORTGAGE COMPANY 14 6.625% $250,000 25.0%
CHAMPIONS FUNDING, LLC 14 8.125% $235,000 17.7%
First Federal Savings and Loan Association 14 6.938% $330,000 22.2%
CLEAREDGE LENDING LLC 14 7.625% $265,000 16.7%
SECURITYNATIONAL MORTGAGE COMPANY 14 6.625% $230,000 0.0%
Merchants Bank of Indiana 14 6.715% $395,000 6.3%
TEMPLE VIEW CAPITAL FUNDING, LP 14 8.375% $170,000 0.0%
Truist Bank 13 5.975% $445,000 51.8%
CLEARPATH LENDING 13 5.750% $265,000 35.0%
FINANCE OF AMERICA REVERSE LLC 13 6.375% $125,000 12.5%
254900J2RKTTDJSUWD76 13 6.625% $215,000 7.1%
AMERICAN FINANCING CORPORATION 12 6.500% $205,000 59.6%
CMG MORTGAGE, INC. 12 6.375% $340,000 12.5%
TOP FLITE FINANCIAL, INC. 12 6.875% $165,000 29.4%
Northpointe Bank 12 7.375% $175,000 7.7%
LAND HOME FINANCIAL SERVICES, INC. 12 7.063% $275,000 0.0%
ARC HOME LLC 12 7.750% $245,000 20.0%
LCNB National Bank 12 6.750% $250,000 20.0%
First Federal Community Bank of Bucyrus 12 Not published $205,000 14.3%
LAKE MICHIGAN CREDIT UNION 12 5.933% $440,000 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 11 10.500% $85,000 76.8%
TRIAD FINANCIAL SERVICES, INC. 11 8.860% $65,000 44.7%
Texana Bank, National Association 11 6.625% $215,000 6.7%
ROYAL UNITED MORTGAGE LLC 11 6.875% $105,000 42.1%
LONGBRIDGE FINANCIAL, LLC 11 5.875% $125,000 15.4%
The Merchants National Bank 11 6.750% $215,000 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC 11 Not published $6,530,000 0.0%
21st Mortgage Corporation 10 10.545% $65,000 86.7%
First Federal Bank 10 5.933% $340,000 16.7%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 10 6.250% $220,000 21.4%
Prosperity Home Mortgage, LLC 10 6.057% $225,000 23.1%
AMWEST FUNDING CORP. 10 6.750% $175,000 0.0%
LIMA ONE CAPITAL, LLC 10 8.350% $150,000 23.1%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 368 lenders each made 10 or fewer mortgages here, and are counted in the totals above.

Bank branches in Franklin County

280 FDIC-insured branches from 34 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
The Huntington National Bank 44$48.5 billion
JPMorgan Chase Bank, National Association 40$21.1 billion
Fifth Third Bank, National Association 30$5.3 billion
PNC Bank, National Association 25$6.9 billion
U.S. Bank National Association 24$1.7 billion
KeyBank National Association 18$1.7 billion
Bank of America, National Association 15$9.2 billion
German American Bank 15$1.0 billion
First Merchants Bank 9$647.4 million
WesBanco Bank, Inc. 8$812.3 million
Union Savings Bank 6$530.8 million
The Park National Bank 5$507.2 million
First Financial Bank 4$468.3 million
United Midwest Savings Bank, National Association 4$279.1 million
CNB Bank 3$251.6 million
Riverside Bank of Dublin 3$238.4 million
First Bank of Central Ohio 3$232.4 million
First Commonwealth Bank 3$97.3 million
Woodforest National Bank 3$6.4 million
Ohio State Bank 2$405.4 million
THE VINTON COUNTY NATIONAL BANK 2$159.2 million
Civista Bank 2$97.7 million
Erebor Bank, N.A. 1$4.1 billion
CFBank, National Association 1$882.1 million
S&T Bank 1$160.0 million
The State Bank and Trust Company 1$116.2 million
Adelphi Bank 1$104.2 million
First Bank Richmond 1$50.7 million
LCNB National Bank 1$49.4 million
The Farmers National Bank of Canfield 1$41.6 million
Fortuna Bank 1$38.0 million
Buckeye State Bank 1$36.1 million
First Federal Savings and Loan Association of Lakewood 1$17.4 million
Nationwide Trust Company, FSB 1$500,000

Closed since the 2025 survey

8 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.