Home purchase lenders in Franklin County
14,290 home purchase mortgages were made in Franklin County, Ohio, in 2025, by 462 lenders. The median rate their borrowers got was 6.625% on a median loan of $275,000. Of 16,010 decisions, 1,370 were denials — 8.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| NFM, INC. | 1,177 | 6.750% | $265,000 | 0.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 755 | 6.750% | $255,000 | 2.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 748 | 6.598% | $265,000 | 6.5% |
| The Huntington National Bank | 580 | 6.500% | $275,000 | 8.9% |
| JPMorgan Chase Bank, National Association | 494 | 6.375% | $285,000 | 10.1% |
| First Financial Bank | 492 | 6.375% | $195,000 | 12.9% |
| GUARANTEED RATE, INC. | 449 | 6.375% | $305,000 | 2.4% |
| UNION HOME MORTGAGE CORP. | 441 | 6.875% | $285,000 | 3.7% |
| LOWER, LLC | 432 | 6.625% | $285,000 | 4.2% |
| Rocket Mortgage, LLC | 390 | 6.500% | $255,000 | 11.1% |
| Union Savings Bank | 367 | 6.750% | $315,000 | 4.1% |
| Fifth Third Bank, National Association | 332 | 6.500% | $290,000 | 12.5% |
| The Park National Bank | 305 | 6.625% | $215,000 | 7.5% |
| Kiavi Funding, Inc. | 253 | 10.490% | $195,000 | 6.2% |
| THE EQUITABLE MORTGAGE CORPORATION | 230 | 6.500% | $285,000 | 0.9% |
| PULTE MORTGAGE LLC | 207 | 5.625% | $395,000 | 16.5% |
| DHI MORTGAGE COMPANY, LTD. | 204 | 4.750% | $385,000 | 18.3% |
| WRIGHT-PATT CREDIT UNION, INC. | 203 | 6.000% | $285,000 | 7.5% |
| PENNYMAC LOAN SERVICES, LLC | 198 | 6.499% | $285,000 | 11.2% |
| T2 FINANCIAL LLC | 190 | 6.750% | $285,000 | 4.7% |
| M/I FINANCIAL, LLC | 190 | 6.250% | $435,000 | 0.9% |
| RUOFF MORTGAGE COMPANY, INC. | 170 | 6.875% | $250,000 | 4.6% |
| Fairway Independent Mortgage Corporation | 159 | 6.750% | $305,000 | 3.6% |
| Third Federal Savings and Loan Association of Cleveland | 158 | 6.333% | $305,000 | 7.1% |
| Mortgage Research Center, LLC | 151 | 6.375% | $275,000 | 13.6% |
| RAPID MORTGAGE COMPANY | 144 | 6.750% | $265,000 | 0.7% |
| GO MORTGAGE, LLC | 132 | 6.750% | $275,000 | 0.7% |
| PNC Bank, National Association | 116 | 6.375% | $255,000 | 18.8% |
| The State Bank and Trust Company | 114 | 6.500% | $295,000 | 3.3% |
| First Merchants Bank | 112 | 6.000% | $175,000 | 10.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 107 | 6.625% | $325,000 | 5.3% |
| U.S. Bank National Association | 106 | 6.625% | $275,000 | 24.1% |
| German American Bank | 105 | 6.625% | $255,000 | 3.6% |
| GUARANTEED RATE AFFINITY, LLC | 104 | 6.688% | $245,000 | 2.8% |
| VICTORY MORTGAGE, L.L.C. | 102 | 5.500% | $445,000 | 4.7% |
| FIRST OHIO HOME FINANCE, INC. | 90 | 6.688% | $235,000 | 1.1% |
| NEWREZ LLC | 84 | 6.500% | $265,000 | 15.8% |
| The Union Bank Company | 79 | Not published | $275,000 | 4.8% |
| TELHIO | 77 | 6.375% | $265,000 | 2.5% |
| Navy Federal Credit Union | 76 | 6.188% | $305,000 | 16.5% |
| RMC HOME MORTGAGE, LLC | 76 | 5.490% | $345,000 | 10.6% |
| KeyBank National Association | 72 | 6.375% | $220,000 | 19.6% |
| GENEVA FINANCIAL, LLC | 72 | 6.750% | $200,000 | 2.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 72 | 6.313% | $300,000 | 2.7% |
| UNION CAPITAL MORTGAGE CORPORATION | 70 | 6.500% | $255,000 | 5.4% |
| EQUITY RESOURCES, INC. | 69 | 6.750% | $255,000 | 2.8% |
| Bank of America, National Association | 68 | 5.933% | $270,000 | 15.0% |
| DAS Acquisition Company, LLC | 68 | 6.750% | $275,000 | 7.9% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 63 | 6.690% | $285,000 | 0.0% |
| WesBanco Bank, Inc. | 62 | 6.750% | $235,000 | 9.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 62 | 6.375% | $365,000 | 6.1% |
| First Commonwealth Bank | 59 | 6.750% | $265,000 | 6.1% |
| NVR Mortgage Finance, Inc. | 58 | 5.750% | $315,000 | 22.7% |
| Kemba Financial Credit Union Inc | 56 | 6.125% | $270,000 | 8.1% |
| Paramount Residential Mortgage Group, Inc. | 55 | 6.875% | $295,000 | 8.3% |
| THE LOAN STORE, INC. | 53 | 6.875% | $215,000 | 3.1% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 53 | 10.250% | $225,000 | 0.0% |
| Civista Bank | 51 | 6.625% | $315,000 | 1.8% |
| FIRST COMMUNITY MORTGAGE, INC. | 49 | 6.625% | $285,000 | 9.4% |
| GUIDANCE RESIDENTIAL, LLC | 48 | 6.875% | $300,000 | 0.0% |
| Click n' Close, Inc. | 45 | 7.125% | $185,000 | 6.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 45 | 7.000% | $215,000 | 2.2% |
| Plains Commerce Bank | 42 | 6.933% | $315,000 | 2.3% |
| BAYSHORE MORTGAGE FUNDING, LLC | 41 | 6.375% | $265,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 36 | 6.875% | $280,000 | 17.8% |
| First Federal Savings and Loan Association of Lakewood | 35 | 6.500% | $365,000 | 5.4% |
| BMI Federal Credit Union | 35 | 5.875% | $305,000 | 5.4% |
| UIF CORPORATION | 33 | 6.625% | $335,000 | 26.1% |
| The Savings Bank | 33 | Not published | $385,000 | 0.0% |
| Pathways Financial Credit Union, Inc. | 32 | 6.375% | $245,000 | 3.0% |
| USAA Federal Savings Bank | 31 | 6.500% | $295,000 | 24.4% |
| 254900CTT87ZKAUTIJ37 | 31 | 7.625% | $195,000 | 18.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 31 | 6.625% | $275,000 | 6.1% |
| OCMBC, INC. | 29 | 6.999% | $205,000 | 20.5% |
| Broker Solutions, Inc. | 29 | 6.625% | $245,000 | 12.1% |
| CME Federal Credit Union | 29 | 5.500% | $265,000 | 17.1% |
| Buckeye State Bank | 28 | 6.750% | $330,000 | 3.5% |
| Home Mortgage Alliance Corporation (HMAC) | 27 | 6.875% | $365,000 | 10.0% |
| THE VINTON COUNTY NATIONAL BANK | 27 | 6.625% | $225,000 | 2.9% |
| AMERICAN FINANCIAL RESOURCES, INC. | 27 | 6.875% | $275,000 | 0.0% |
| Ohio State Bank | 27 | 6.750% | $405,000 | 3.5% |
| Flagstar Bank, N.A. | 26 | 6.602% | $310,000 | 25.7% |
| First National Bank of Pennsylvania | 26 | 6.188% | $590,000 | 3.7% |
| Loan Funder LLC | 24 | 9.375% | $165,000 | 7.7% |
| A&D Mortgage LLC | 24 | 6.490% | $300,000 | 17.2% |
| EAST COAST CAPITAL CORP. | 23 | 6.750% | $285,000 | 4.2% |
| ZILLOW HOME LOANS, LLC | 22 | 6.433% | $205,000 | 12.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 21 | 6.625% | $325,000 | 7.7% |
| PLAZA HOME MORTGAGE, INC. | 20 | 6.750% | $165,000 | 33.3% |
| FREEDOM MORTGAGE CORPORATION | 20 | 6.250% | $280,000 | 9.1% |
| CONVENTUS LLC | 20 | 9.000% | $175,000 | 0.0% |
| United Midwest Savings Bank, National Association | 19 | Not published | $295,000 | 6.9% |
| Nations Lending Corporation | 19 | 6.875% | $225,000 | 8.7% |
| NATIONSTAR MORTGAGE LLC | 19 | 6.875% | $255,000 | 5.0% |
| Tomo Mortgage, LLC | 18 | 6.495% | $290,000 | 17.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 18 | 6.875% | $295,000 | 5.3% |
| Loandepot.Com, LLC | 18 | 6.813% | $225,000 | 21.7% |
| DEEPHAVEN MORTGAGE LLC | 18 | 7.438% | $195,000 | 21.7% |
| Riverside Bank of Dublin | 17 | Not published | $705,000 | 0.0% |
| PLANET HOME LENDING, LLC | 16 | 6.438% | $315,000 | 36.0% |
| ENVOY MORTGAGE, LTD | 16 | 6.875% | $295,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 16 | 6.496% | $295,000 | 11.1% |
| BoxCar Mortgage, LLC | 16 | 6.490% | $340,000 | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 16 | 6.688% | $325,000 | 5.9% |
| Wells Fargo Bank, National Association | 15 | 6.625% | $285,000 | 6.3% |
| LIBERTY HOME MORTGAGE CORPORATION | 15 | 7.250% | $215,000 | 11.8% |
| FIRST COLONY MORTGAGE CORPORATION | 15 | 6.250% | $315,000 | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 15 | 6.740% | $235,000 | 6.3% |
| Peoples Bank | 15 | 6.500% | $185,000 | 6.3% |
| The Federal Savings Bank | 15 | 7.000% | $265,000 | 0.0% |
| General Mortgage Capital Corporation | 15 | 6.990% | $245,000 | 0.0% |
| Citizens Bank, National Association | 14 | 6.875% | $225,000 | 33.3% |
| CANOPY MORTGAGE, LLC | 13 | 7.125% | $235,000 | 13.3% |
| Morgan Stanley Private Bank, National Association | 13 | 6.050% | $515,000 | 0.0% |
| CF Bank, National Association | 12 | Not published | $225,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 12 | 6.750% | $310,000 | 7.7% |
| Cornerstone First Mortgage, Inc | 12 | 6.875% | $315,000 | 0.0% |
| 254900J2RKTTDJSUWD76 | 12 | 6.625% | $210,000 | 7.7% |
| First Federal Savings and Loan Association | 12 | 6.938% | $330,000 | 7.7% |
| LAKE MICHIGAN CREDIT UNION | 12 | 5.933% | $440,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 10.500% | $85,000 | 76.8% |
| TRIAD FINANCIAL SERVICES, INC. | 11 | 8.860% | $65,000 | 44.7% |
| BETTER MORTGAGE CORPORATION | 11 | 6.750% | $305,000 | 26.7% |
| BPL MORTGAGE TRUST, LLC | 11 | 7.250% | $125,000 | 26.7% |
| S&T Bank | 11 | 6.600% | $350,000 | 8.3% |
| 21st Mortgage Corporation | 10 | 10.545% | $65,000 | 86.7% |
| KIND LENDING, LLC | 10 | 6.938% | $290,000 | 33.3% |
| Truist Bank | 10 | 5.925% | $490,000 | 16.7% |
| LAND HOME FINANCIAL SERVICES, INC. | 10 | 7.063% | $280,000 | 0.0% |
| Merchants Bank of Indiana | 10 | 6.653% | $395,000 | 9.1% |
| DEVELOPER'S MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 18.8% |
| Equity Prime Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 9 | Under 10 loans | Under 10 loans | 25.0% |
| FOUNDATION MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.5% |
| NEXERA HOLDING LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| J. VIRGIL, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| First National Bank of America | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 9.1% |
| SUPERIOR CREDIT UNION, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Ixonia Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 22.2% |
| AMERICAN HERITAGE LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Richwood Banking Company | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CLEAREDGE LENDING LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Community Bank of Bucyrus | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Fidelity Federal Savings and Loan Association Of Delaware | 7 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| UBS Bank USA | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CNB Bank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| RIGHT START MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| The Merchants National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Stifel Bank and Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DIGNIFIED HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 5 | Under 10 loans | Under 10 loans | 64.3% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 66.7% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| Devon Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NEW WAVE LENDING GROUP INC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LCNB National Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Middlefield Banking Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BERKELEY POINT CAPITAL LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| North Valley Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers National Bank of Canfield | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 4 | Under 10 loans | Under 10 loans | 71.4% |
| RiverHills Bank | 4 | Under 10 loans | Under 10 loans | 16.7% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 60.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 12.5% |
| Citibank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Fairfield Federal Savings and Loan Association of Lancaster | 4 | Under 10 loans | Under 10 loans | 16.7% |
| TOGETHER CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AAA CAPITAL INVESTMENT, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 262 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Franklin County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.