Mortgage lenders in Madison County
2,962 mortgages were made in Madison County, Mississippi, in 2025, by 239 lenders. The median rate their borrowers got was 6.625% on a median loan of $245,000. Of 3,900 decisions, 777 were denials — 19.9%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Trustmark National Bank | 367 | 7.000% | $155,000 | 14.1% |
| BankPlus | 320 | 6.500% | $255,000 | 7.7% |
| Cadence Bank | 235 | 7.000% | $205,000 | 20.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 154 | 6.500% | $315,000 | 3.6% |
| Rocket Mortgage, LLC | 137 | 6.750% | $225,000 | 22.2% |
| Regions Bank | 124 | 4.990% | $95,000 | 38.9% |
| Community Bank of Mississippi | 124 | 7.125% | $150,000 | 13.9% |
| Renasant Bank | 118 | 6.913% | $215,000 | 16.7% |
| PriorityOne Bank | 93 | 6.990% | $265,000 | 6.0% |
| American Mortgage Bank, LLC | 88 | 6.313% | $265,000 | 2.2% |
| GUILD MORTGAGE COMPANY | 85 | 6.625% | $285,000 | 6.3% |
| BankFirst Financial Services | 55 | 6.625% | $175,000 | 3.5% |
| KEESLER | 46 | 6.125% | $195,000 | 47.7% |
| HOPE FEDERAL CREDIT UNION | 40 | 6.500% | $40,000 | 13.0% |
| MORTGAGE INVESTORS GROUP, INC. | 38 | 6.750% | $285,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 34 | 6.250% | $275,000 | 5.3% |
| Broker Solutions, Inc. | 32 | 6.995% | $235,000 | 25.6% |
| First Commercial Bank | 31 | Not published | $315,000 | 5.7% |
| FREEDOM MORTGAGE CORPORATION | 26 | 6.250% | $285,000 | 14.7% |
| Mortgage Research Center, LLC | 25 | 6.500% | $355,000 | 43.5% |
| KIND LENDING, LLC | 25 | 6.625% | $455,000 | 16.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 24 | 6.719% | $340,000 | 13.8% |
| Origin Bank | 24 | 6.745% | $250,000 | 16.7% |
| PENNYMAC LOAN SERVICES, LLC | 23 | 6.990% | $165,000 | 25.8% |
| NATIONSTAR MORTGAGE LLC | 23 | 7.750% | $175,000 | 11.5% |
| The Citizens National Bank of Meridian | 23 | 6.625% | $325,000 | 0.0% |
| Liberty | 22 | 6.625% | $280,000 | 21.4% |
| First Horizon Bank | 21 | 6.125% | $425,000 | 8.7% |
| Bank of Yazoo City | 19 | Not published | $195,000 | 0.0% |
| NEWREZ LLC | 17 | 6.500% | $245,000 | 32.0% |
| UNION HOME MORTGAGE CORP. | 17 | 6.625% | $345,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 16 | 4.990% | $340,000 | 46.7% |
| Magnolia Bank, Incorporated | 15 | 6.625% | $395,000 | 0.0% |
| Guaranty Bank and Trust Company | 15 | 6.875% | $405,000 | 6.3% |
| Navy Federal Credit Union | 14 | 6.250% | $230,000 | 22.2% |
| Loandepot.Com, LLC | 14 | 6.490% | $155,000 | 36.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 14 | 6.683% | $280,000 | 15.8% |
| 21st Mortgage Corporation | 13 | 9.180% | $155,000 | 66.7% |
| Bank of America, National Association | 12 | 6.313% | $195,000 | 45.8% |
| MUTUAL CREDIT UNION | 12 | Not published | $85,000 | 17.7% |
| Southern Bancorp Bank | 12 | 7.500% | $285,000 | 27.8% |
| First Bank | 12 | Not published | $265,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 11 | 6.990% | $195,000 | 42.1% |
| TRIAD FINANCIAL SERVICES, INC. | 11 | 7.810% | $105,000 | 20.0% |
| HANCOCK WHITNEY BANK | 11 | 6.125% | $255,000 | 8.3% |
| FIDELITY BANK | 11 | 6.875% | $255,000 | 0.0% |
| Merchants and Planters Bank | 11 | Not published | $145,000 | 0.0% |
| Coastal Community Bank | 10 | 9.990% | $85,000 | 3.2% |
| FIGURE LENDING LLC | 9 | Under 10 loans | Under 10 loans | 50.0% |
| AmeriSave Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 77.1% |
| U.S. Bank National Association | 8 | Under 10 loans | Under 10 loans | 50.0% |
| PLANET HOME LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| SPRING EQ, LLC | 7 | Under 10 loans | Under 10 loans | 57.9% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 27.3% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 41.7% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Discover Bank | 6 | Under 10 loans | Under 10 loans | 72.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 50.0% |
| Wells Fargo Bank, National Association | 6 | Under 10 loans | Under 10 loans | 45.5% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 14.3% |
| RiverHills Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 52.9% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| MORTGAGE ACCESS CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | Under 10 loans | Under 10 loans | 84.0% |
| BETTER MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 55.6% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE, INC. | 4 | Under 10 loans | Under 10 loans | 28.6% |
| ACOPIA, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| STOCKTON MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SOUTHWEST STAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 529900YKD9FOL6BFSG98 | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| THE LOAN STORE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Evolve Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First South Financial Federally Insured State-Chartered Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FirstBank | 2 | Under 10 loans | Under 10 loans | 44.4% |
| The Citizens Bank of Philadelphia, Mississippi | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Towne Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CRPFBFJUTD8P12 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Allied First Bank,sb | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Bank of England | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 33.3% |
| CHEVRON Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Hamilton Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TOWER Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Copiah Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GMFS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Atlantic Union Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commercial Capital Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Connexus Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRSTTRUST HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SouthPoint Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BMO Bank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MassMutual Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hawthorn Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Amarillo National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BARTLETT MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Grand Bank for Savings, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMELAND BANCSHARES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COLLIERS MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Patriot Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NASA Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Southern First Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Independent Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First South Farm Credit, ACA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| APCO EMPLOYEES | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Forest | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TELCOE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 39 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
Bank branches in Madison County
53 FDIC-insured branches from 23 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Trustmark Bank | 7 | $1.9 billion |
| BankPlus | 7 | $1.3 billion |
| Regions Bank | 6 | $899.5 million |
| Renasant Bank | 5 | $894.3 million |
| The Huntington National Bank | 4 | $278.8 million |
| Origin Bank | 2 | $351.8 million |
| PriorityOne Bank | 2 | $132.1 million |
| Community Bank of Mississippi | 2 | $115.8 million |
| The Citizens National Bank of Meridian | 2 | $104.2 million |
| Southern Bancorp Bank | 2 | $12.6 million |
| First State Bank | 2 | $2.2 million |
| Wells Fargo Bank, National Association | 1 | $125.4 million |
| Hancock Whitney Bank | 1 | $123.1 million |
| Story Bank DBA Story Financial Partners | 1 | $119.1 million |
| BankFirst Financial Services | 1 | $96.6 million |
| JPMorgan Chase Bank, National Association | 1 | $61.8 million |
| Guaranty Bank and Trust Company | 1 | $39.5 million |
| RiverHills Bank | 1 | $24.2 million |
| The Citizens Bank of Philadelphia, Mississippi | 1 | $10.0 million |
| Bank of Yazoo City | 1 | $9.6 million |
| First Bank | 1 | $7.3 million |
| FSNB, National Association | 1 | $961,000 |
| First National Banker's Bank | 1 | $0 |
Closed since the 2025 survey
7 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- BankPlus, 300 Nissan Dr, Canton
- Cadence Bank, 1049 Highland Colony Pkwy, Ridgeland
- Cadence Bank, 120 Colony Crossing Way, Madison
- Cadence Bank, 2174 Main St, Madison
- Cadence Bank, 758 S Pear Orchard Rd, Ridgeland
- Regions Bank, 1020 Highland Colony Pkwy, Ridgeland
- Renasant Bank, 1600 Highland Colony Pkwy, Madison
Get told when this changes
When the next year’s lending figures are out for Madison County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.