First Commercial Bank
First Commercial Bank received 247 applications in 2025 and made 173 mortgages, in 37 counties across 8 states. The median rate its borrowers got was Not published on a median loan of $295,000. Of 191 decisions, 11 were denials — 5.8%.
| Legal Entity Identifier | 254900SG0DG9VHV3LR79 |
|---|---|
| Applications received | 247 |
| Mortgages made | 173 |
| Denied | 11 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 56 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Commercial Bank, National Association, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 121 | Not published | $315,000 | 6.6% |
| Refinancing | 44 | Not published | $255,000 | 2.2% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 0.0% |
Where First Commercial Bank lends most
The 37 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lafayette County, MS | 39 | Not published | 2.5% |
| Madison County, MS | 31 | Not published | 5.7% |
| Hinds County, MS | 28 | Not published | 8.8% |
| Rankin County, MS | 21 | Not published | 8.3% |
| DeSoto County, MS | 12 | Not published | 7.7% |
| Shelby County, TN | 12 | Not published | 0.0% |
| Lee County, MS | 4 | Under 10 loans | 0.0% |
| Cullman County, AL | 2 | Under 10 loans | 0.0% |
| Harrison County, MS | 2 | Under 10 loans | 0.0% |
| Pike County, MS | 2 | Under 10 loans | 0.0% |
| Hardin County, TN | 2 | Under 10 loans | 0.0% |
| Jefferson County, AL | 1 | Under 10 loans | 0.0% |
| Shelby County, AL | 1 | Under 10 loans | 0.0% |
| Winston County, AL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| East Baton Rouge Parish, LA | 1 | Under 10 loans | 0.0% |
| Tensas Parish, LA | 1 | Under 10 loans | 0.0% |
| Hancock County, MS | 1 | Under 10 loans | 0.0% |
| Lauderdale County, MS | 1 | Under 10 loans | 0.0% |
| Leflore County, MS | 1 | Under 10 loans | 0.0% |
| Lowndes County, MS | 1 | Under 10 loans | 0.0% |
| Oktibbeha County, MS | 1 | Under 10 loans | 0.0% |
| Yalobusha County, MS | 1 | Under 10 loans | 0.0% |
| Avery County, NC | 1 | Under 10 loans | 0.0% |
| Davidson County, TN | 1 | Under 10 loans | 0.0% |
| Madison County, TN | 1 | Under 10 loans | 0.0% |
| Rutherford County, TN | 1 | Under 10 loans | 0.0% |
| Sevier County, TN | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Madison County, AL | 0 | Under 10 loans | Not published |
| Marshall County, MS | 0 | Under 10 loans | Not published |
| Montgomery County, MS | 0 | Under 10 loans | 100.0% |
| Pontotoc County, MS | 0 | Under 10 loans | Not published |
| Warren County, MS | 0 | Under 10 loans | Not published |
| Franklin County, NC | 0 | Under 10 loans | Not published |
| Charleston County, SC | 0 | Under 10 loans | Not published |
| Williamson County, TN | 0 | Under 10 loans | 100.0% |
Get told when this changes
When First Commercial Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.