Mortgage Lender Index

MassMutual Federal Credit Union

MassMutual Federal Credit Union received 267 applications in 2025 and made 184 mortgages, in 55 counties across 24 states. The median rate its borrowers got was 7.250% on a median loan of $105,000. Of 232 decisions, 48 were denials — 20.7%, most often for other. 70 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300217ZPIHWEYT887
Applications received267
Mortgages made184
Denied48
Approved, not taken up0
Withdrawn or incomplete35
Loans bought from other lenders0
Median rate spread over the prime offer rate0.03 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase23 7.250%$265,000 11.5%
Refinancing8 Under 10 loansUnder 10 loans 20.0%
Other purposes153 7.250%$95,000 21.9%

Where MassMutual Federal Credit Union lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Hampden County, MA 747.250%3.9%
Capitol Planning Region, CT 307.250%3.2%
Hampshire County, MA 147.250%0.0%
Barnstable County, MA 4Under 10 loans0.0%
Worcester County, MA 4Under 10 loans0.0%
Cook County, IL 3Under 10 loans0.0%
Morris County, NJ 3Under 10 loans0.0%
Kings County, NY 3Under 10 loans0.0%
Maricopa County, AZ 2Under 10 loans33.3%
Greater Bridgeport Planning Region, CT 2Under 10 loans0.0%
Lower Connecticut River Valley Planning Region, CT 2Under 10 loans0.0%
Sarasota County, FL 2Under 10 loans0.0%
Franklin County, MA 2Under 10 loans0.0%
Wake County, NC 2Under 10 loans0.0%
Northwest Hills Planning Region, CT 1Under 10 loans0.0%
Western Connecticut Planning Region, CT 1Under 10 loans0.0%
Sussex County, DE 1Under 10 loans0.0%
Broward County, FL 1Under 10 loans0.0%
Collier County, FL 1Under 10 loans0.0%
Indian River County, FL 1Under 10 loans0.0%
Lee County, FL 1Under 10 loans0.0%
Polk County, FL 1Under 10 loans0.0%
Fayette County, GA 1Under 10 loans0.0%
DuPage County, IL 1Under 10 loans0.0%
Sagadahoc County, ME 1Under 10 loans0.0%
Somerset County, ME 1Under 10 loans0.0%
Anne Arundel County, MD 1Under 10 loans0.0%
Harford County, MD 1Under 10 loans0.0%
Essex County, MA 1Under 10 loans0.0%
Middlesex County, MA 1Under 10 loans50.0%
Madison County, MS 1Under 10 loans0.0%
Rockingham County, NH 1Under 10 loans0.0%
Gloucester County, NJ 1Under 10 loans0.0%
Union County, NJ 1Under 10 loans0.0%
Columbia County, NY 1Under 10 loans0.0%
Orange County, NY 1Under 10 loans0.0%
Rockland County, NY 1Under 10 loans0.0%
Saratoga County, NY 1Under 10 loans0.0%
Sullivan County, NY 1Under 10 loans0.0%
Brunswick County, NC 1Under 10 loans0.0%
Cabarrus County, NC 1Under 10 loans0.0%
Mecklenburg County, NC 1Under 10 loans0.0%
Randolph County, NC 1Under 10 loans0.0%
Union County, NC 1Under 10 loans0.0%
Butler County, OH 1Under 10 loans0.0%
Delaware County, OH 1Under 10 loans0.0%
Montgomery County, PA 1Under 10 loans0.0%
Washington County, RI 1Under 10 loans0.0%
Beaufort County, SC 1Under 10 loans0.0%
Sumner County, TN 1Under 10 loans0.0%

Get told when this changes

When MassMutual Federal Credit Union’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.