First Bank
First Bank received 158 applications in 2025 and made 131 mortgages, in 27 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $95,000. Of 155 decisions, 13 were denials — 8.4%.
| Legal Entity Identifier | 549300P6FMUCIYH31R36 |
|---|---|
| Applications received | 158 |
| Mortgages made | 131 |
| Denied | 13 |
| Approved, not taken up | 11 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 59 | Not published | $115,000 | 4.6% |
| Refinancing | 59 | Not published | $95,000 | 3.0% |
| Other purposes | 13 | Not published | $55,000 | 36.4% |
Where First Bank lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Pike County, MS | 28 | Not published | 16.7% |
| Lincoln County, MS | 26 | Not published | 10.0% |
| Forrest County, MS | 13 | Not published | 6.7% |
| Madison County, MS | 12 | Not published | 0.0% |
| Hinds County, MS | 10 | Not published | 0.0% |
| Lamar County, MS | 9 | Under 10 loans | 0.0% |
| Amite County, MS | 4 | Under 10 loans | 16.7% |
| Walthall County, MS | 4 | Under 10 loans | 20.0% |
| Marion County, MS | 3 | Under 10 loans | 0.0% |
| Escambia County, FL | 2 | Under 10 loans | 0.0% |
| Copiah County, MS | 2 | Under 10 loans | 0.0% |
| Jones County, MS | 2 | Under 10 loans | 0.0% |
| Lawrence County, MS | 2 | Under 10 loans | 0.0% |
| Oktibbeha County, MS | 2 | Under 10 loans | 0.0% |
| Charleston County, SC | 2 | Under 10 loans | 0.0% |
| Calcasieu Parish, LA | 1 | Under 10 loans | 0.0% |
| Adams County, MS | 1 | Under 10 loans | 0.0% |
| Covington County, MS | 1 | Under 10 loans | 0.0% |
| Franklin County, MS | 1 | Under 10 loans | 0.0% |
| Hancock County, MS | 1 | Under 10 loans | 0.0% |
| Lafayette County, MS | 1 | Under 10 loans | 0.0% |
| Rankin County, MS | 1 | Under 10 loans | 0.0% |
| Simpson County, MS | 1 | Under 10 loans | 0.0% |
| Yazoo County, MS | 1 | Under 10 loans | 0.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Jefferson Parish, LA | 0 | Under 10 loans | Not published |
| Wilkinson County, MS | 0 | Under 10 loans | 100.0% |
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When First Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.