Bank of Yazoo City
Bank of Yazoo City received 131 applications in 2025 and made 115 mortgages, in 15 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 131 decisions, 13 were denials — 9.9%.
| Legal Entity Identifier | 5493003CEZ9JGZYJ4J88 |
|---|---|
| Applications received | 131 |
| Mortgages made | 115 |
| Denied | 13 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of Yazoo City, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 41 | Not published | $215,000 | 14.0% |
| Refinancing | 64 | Not published | $85,000 | 1.5% |
| Other purposes | 10 | Not published | $55,000 | 33.3% |
Where Bank of Yazoo City lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Yazoo County, MS | 51 | Not published | 13.1% |
| Madison County, MS | 19 | Not published | 0.0% |
| Rankin County, MS | 17 | Not published | 5.6% |
| Hinds County, MS | 14 | Not published | 12.5% |
| Baldwin County, AL | 3 | Under 10 loans | 0.0% |
| Bolivar County, MS | 2 | Under 10 loans | 33.3% |
| Lafayette County, MS | 2 | Under 10 loans | 0.0% |
| Oktibbeha County, MS | 2 | Under 10 loans | 0.0% |
| Polk County, AR | 1 | Under 10 loans | 0.0% |
| Routt County, CO | 1 | Under 10 loans | 0.0% |
| Orleans Parish, LA | 1 | Under 10 loans | 0.0% |
| Holmes County, MS | 1 | Under 10 loans | 0.0% |
| Montgomery County, MS | 1 | Under 10 loans | 0.0% |
| Drew County, AR | 0 | Under 10 loans | 0.0% |
| Scott County, MS | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.