Hawthorn Bank
Hawthorn Bank received 595 applications in 2025 and made 436 mortgages, in 55 counties across 9 states. The median rate its borrowers got was 6.750% on a median loan of $145,000. Of 544 decisions, 100 were denials — 18.4%, most often for credit history.
| Legal Entity Identifier | 54930023DLYUOD6GKQ42 |
|---|---|
| Applications received | 595 |
| Mortgages made | 436 |
| Denied | 100 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 51 |
| Loans bought from other lenders | 19 |
| Median rate spread over the prime offer rate | -0.037 points |
| FDIC-insured bank | Yes: Hawthorn Bank, 18 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 145 | 6.750% | $215,000 | 7.0% |
| Refinancing | 44 | 6.648% | $305,000 | 6.4% |
| Cash-out refinancing | 19 | 6.750% | $245,000 | 29.6% |
| Other purposes | 228 | 7.000% | $75,000 | 24.9% |
Where Hawthorn Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Henry County, MO | 77 | 6.625% | 21.0% |
| Boone County, MO | 65 | 6.520% | 1.5% |
| Cole County, MO | 56 | 6.500% | 9.4% |
| Cass County, MO | 49 | 7.000% | 29.0% |
| Benton County, MO | 47 | 7.250% | 26.6% |
| Jackson County, MO | 31 | 6.740% | 22.5% |
| Callaway County, MO | 12 | 7.375% | 7.1% |
| Johnson County, KS | 10 | 6.250% | 28.6% |
| Clay County, MO | 8 | Under 10 loans | 11.1% |
| Christian County, MO | 7 | Under 10 loans | 12.5% |
| St. Clair County, MO | 7 | Under 10 loans | 46.2% |
| Bates County, MO | 6 | Under 10 loans | 14.3% |
| Camden County, MO | 6 | Under 10 loans | 0.0% |
| Moniteau County, MO | 6 | Under 10 loans | 14.3% |
| Greene County, MO | 4 | Under 10 loans | 33.3% |
| Johnson County, MO | 3 | Under 10 loans | 20.0% |
| Osage County, MO | 3 | Under 10 loans | 0.0% |
| Platte County, MO | 3 | Under 10 loans | 0.0% |
| Stone County, MO | 3 | Under 10 loans | 25.0% |
| Miami County, KS | 2 | Under 10 loans | 0.0% |
| Audrain County, MO | 2 | Under 10 loans | 0.0% |
| Hickory County, MO | 2 | Under 10 loans | 33.3% |
| Lafayette County, MO | 2 | Under 10 loans | 0.0% |
| Morgan County, MO | 2 | Under 10 loans | 0.0% |
| Saline County, MO | 2 | Under 10 loans | 0.0% |
| Wayne County, MO | 2 | Under 10 loans | 0.0% |
| Baxter County, AR | 1 | Under 10 loans | 0.0% |
| El Paso County, CO | 1 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 50.0% |
| Sarasota County, FL | 1 | Under 10 loans | 0.0% |
| Douglas County, KS | 1 | Under 10 loans | 0.0% |
| Montgomery County, KS | 1 | Under 10 loans | 0.0% |
| Wyandotte County, KS | 1 | Under 10 loans | 0.0% |
| Madison County, MS | 1 | Under 10 loans | 0.0% |
| Franklin County, MO | 1 | Under 10 loans | 0.0% |
| Gasconade County, MO | 1 | Under 10 loans | 0.0% |
| Miller County, MO | 1 | Under 10 loans | 0.0% |
| Pettis County, MO | 1 | Under 10 loans | 50.0% |
| Phelps County, MO | 1 | Under 10 loans | 0.0% |
| Pulaski County, MO | 1 | Under 10 loans | 0.0% |
| Vernon County, MO | 1 | Under 10 loans | 0.0% |
| Warren County, MO | 1 | Under 10 loans | 0.0% |
| St. Louis city, MO | 1 | Under 10 loans | 50.0% |
| Dawson County, NE | 1 | Under 10 loans | 0.0% |
| Montgomery County, OH | 1 | Under 10 loans | 0.0% |
| Jefferson County, AL | 0 | Under 10 loans | 100.0% |
| Broward County, FL | 0 | Under 10 loans | Not published |
| Lake County, FL | 0 | Under 10 loans | Not published |
| Orange County, FL | 0 | Under 10 loans | Not published |
| Seminole County, FL | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.