Mortgage lenders in DeSoto County
5,176 mortgages were made in DeSoto County, Mississippi, in 2025, by 278 lenders. The median rate their borrowers got was 6.500% on a median loan of $235,000. Of 6,983 decisions, 1,481 were denials — 21.2%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 363 | 6.750% | $185,000 | 22.8% |
| Cadence Bank | 348 | 6.750% | $160,000 | 21.4% |
| Trustmark National Bank | 287 | 6.250% | $185,000 | 11.9% |
| Regions Bank | 204 | 6.250% | $65,000 | 43.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 202 | 6.124% | $310,000 | 14.3% |
| COMMUNITY MORTGAGE CORPORATION | 200 | 6.250% | $295,000 | 2.0% |
| Eagle Bank and Trust Company | 149 | 6.375% | $265,000 | 2.0% |
| Community Bank of Mississippi | 144 | 6.995% | $155,000 | 6.8% |
| Nations Lending Corporation | 139 | 6.500% | $295,000 | 3.3% |
| Mortgage Research Center, LLC | 121 | 6.250% | $325,000 | 24.1% |
| FREEDOM MORTGAGE CORPORATION | 115 | 6.125% | $305,000 | 10.1% |
| PENNYMAC LOAN SERVICES, LLC | 115 | 6.250% | $215,000 | 18.5% |
| BankPlus | 107 | 7.000% | $175,000 | 10.1% |
| Renasant Bank | 101 | 6.750% | $155,000 | 14.2% |
| Guaranty Bank and Trust Company | 96 | 6.750% | $245,000 | 9.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 94 | 6.490% | $295,000 | 8.6% |
| GUARANTEED RATE, INC. | 88 | 6.250% | $315,000 | 11.1% |
| CMG MORTGAGE, INC. | 78 | 6.000% | $220,000 | 2.3% |
| GUILD MORTGAGE COMPANY | 76 | 6.375% | $255,000 | 0.0% |
| Navy Federal Credit Union | 75 | 7.840% | $145,000 | 42.0% |
| DHI MORTGAGE COMPANY, LTD. | 65 | 4.990% | $345,000 | 13.3% |
| Loandepot.Com, LLC | 64 | 6.875% | $155,000 | 30.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 62 | 6.250% | $305,000 | 3.0% |
| NATIONSTAR MORTGAGE LLC | 59 | 8.250% | $85,000 | 15.5% |
| First Horizon Bank | 58 | 7.260% | $135,000 | 30.3% |
| BankFirst Financial Services | 56 | 7.250% | $125,000 | 6.6% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 53 | 6.390% | $235,000 | 15.9% |
| First Security Bank, Batesville, Mississippi | 53 | Not published | $185,000 | 0.0% |
| Broker Solutions, Inc. | 52 | 6.750% | $265,000 | 20.9% |
| UNION HOME MORTGAGE CORP. | 51 | 5.990% | $315,000 | 10.3% |
| EVERETT FINANCIAL, INC. | 45 | 6.625% | $305,000 | 2.2% |
| STOCKTON MORTGAGE CORPORATION | 41 | 6.540% | $255,000 | 4.7% |
| ACOPIA, LLC | 41 | 6.125% | $315,000 | 8.0% |
| First South Financial Federally Insured State-Chartered Credit Union | 35 | 1.990% | $105,000 | 36.4% |
| FIGURE LENDING LLC | 35 | 8.550% | $45,000 | 29.2% |
| NEWREZ LLC | 34 | 6.125% | $315,000 | 46.3% |
| Pinnacle Bank | 30 | 6.375% | $315,000 | 16.2% |
| Coastal Community Bank | 29 | 10.490% | $45,000 | 6.0% |
| AmeriSave Mortgage Corporation | 28 | 8.063% | $65,000 | 62.2% |
| CARRINGTON MORTGAGE SERVICES, LLC | 28 | 6.375% | $180,000 | 58.4% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | 28 | 7.500% | $80,000 | 6.3% |
| MORTGAGE INVESTORS GROUP, INC. | 27 | 6.250% | $355,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 25 | 6.250% | $275,000 | 3.7% |
| Bank of America, National Association | 23 | 6.490% | $105,000 | 63.5% |
| Truist Bank | 22 | 7.488% | $105,000 | 71.6% |
| The Citizens National Bank of Meridian | 22 | 6.700% | $280,000 | 8.3% |
| SPRING EQ, LLC | 21 | 9.400% | $65,000 | 46.8% |
| Bank of Bartlett | 21 | 7.000% | $125,000 | 41.7% |
| Leaders Credit Union | 20 | 6.490% | $240,000 | 23.1% |
| Southern Bancorp Bank | 20 | 7.750% | $215,000 | 3.9% |
| PLANET HOME LENDING, LLC | 20 | 5.875% | $330,000 | 16.7% |
| Patriot Bank | 20 | 6.188% | $320,000 | 0.0% |
| USAA Federal Savings Bank | 19 | 6.250% | $315,000 | 34.5% |
| Bank of Holly Springs | 19 | Not published | $115,000 | 15.4% |
| Evolve Bank & Trust | 18 | 6.250% | $335,000 | 5.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 17 | 5.750% | $335,000 | 16.7% |
| BARTLETT MORTGAGE, INC. | 17 | 6.250% | $345,000 | 0.0% |
| PriorityOne Bank | 17 | 6.500% | $315,000 | 0.0% |
| HOPE FEDERAL CREDIT UNION | 16 | 7.000% | $255,000 | 27.3% |
| NEW DAY FINANCIAL, LLC | 15 | 6.990% | $275,000 | 52.9% |
| LAKEVIEW LOAN SERVICING, LLC | 15 | 6.625% | $155,000 | 58.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 15 | 6.750% | $215,000 | 36.0% |
| Memphis City Employees Credit Union | 15 | Not published | $105,000 | 16.7% |
| Fairway Independent Mortgage Corporation | 14 | 6.688% | $245,000 | 30.0% |
| Equity Prime Mortgage LLC | 14 | 6.313% | $295,000 | 17.7% |
| SWBC MORTGAGE CORPORATION | 14 | 5.938% | $305,000 | 11.1% |
| Commerce Home Mortgage, Inc. | 14 | 6.625% | $260,000 | 6.7% |
| Orion Federal Credit Union | 13 | 5.990% | $235,000 | 7.1% |
| FBC MORTGAGE, LLC | 13 | 4.990% | $385,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 12 | 6.250% | $330,000 | 23.5% |
| First Commercial Bank | 12 | Not published | $205,000 | 7.7% |
| DIRECTIONS EQUITY, LLC | 12 | 5.750% | $305,000 | 7.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 11 | 6.625% | $185,000 | 14.3% |
| Paramount Residential Mortgage Group, Inc. | 10 | 6.875% | $320,000 | 9.1% |
| MORTGAGE FINANCIAL SERVICES, LLC | 10 | 6.990% | $285,000 | 0.0% |
| FIRSTTRUST HOME LOANS, INC. | 10 | 6.250% | $255,000 | 0.0% |
| Discover Bank | 9 | Under 10 loans | Under 10 loans | 70.0% |
| U.S. Bank National Association | 9 | Under 10 loans | Under 10 loans | 66.7% |
| The Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 23.1% |
| Wells Fargo Bank, National Association | 9 | Under 10 loans | Under 10 loans | 50.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Independent Bank | 9 | Under 10 loans | Under 10 loans | 28.6% |
| AMERIHOME MORTGAGE COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 9 | Under 10 loans | Under 10 loans | 28.6% |
| KIND LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 30.8% |
| Planters Bank & Trust Company | 9 | Under 10 loans | Under 10 loans | 10.0% |
| FIRST COLONY MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PNC Bank, National Association | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Manufacturers and Traders Trust Company | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| T2 FINANCIAL LLC | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Loan Funder LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| FirstBank | 8 | Under 10 loans | Under 10 loans | 18.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 50.0% |
| Wolfe Financial, Inc | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LoanUnited.com, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 73.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 57.1% |
| Magnolia Bank, Incorporated | 6 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 44.4% |
| LENDINGONE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bank3 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Paragon Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | Under 10 loans | Under 10 loans | 75.0% |
| Baxter Credit Union | 4 | Under 10 loans | Under 10 loans | 60.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| TRIAD FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GMFS LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| SOUTHWEST FUNDING, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of Fayette County | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| BMO Bank National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| KEESLER | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Kiavi Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Financial Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| INSOUTH Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of England | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Community First National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commercial Bank & Trust Co. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 80.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 60.0% |
| CB&S Bank, Inc. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Wings Financial Credit Union | 2 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Quontic Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Partners Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Citizens National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ServisFirst Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First American Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ALL IN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STANDARD MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Empeople Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TruHome Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTOUCH CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Mid-Continent Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United States Senate Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 78 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in DeSoto County
59 FDIC-insured branches from 20 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| The Huntington National Bank | 10 | $1.1 billion |
| Renasant Bank | 6 | $640.5 million |
| Trustmark Bank | 5 | $283.4 million |
| Regions Bank | 4 | $456.4 million |
| BankPlus | 4 | $394.6 million |
| First Security Bank | 4 | $181.3 million |
| First Horizon Bank | 3 | $400.6 million |
| Guaranty Bank and Trust Company | 3 | $217.1 million |
| Community Bank of Mississippi | 3 | $197.6 million |
| The Citizens National Bank of Meridian | 3 | $110.0 million |
| Planters Bank & Trust Company | 2 | $74.5 million |
| BankFirst Financial Services | 2 | $52.4 million |
| Southern Bancorp Bank | 2 | $28.2 million |
| FSNB, National Association | 2 | $2.4 million |
| Wells Fargo Bank, National Association | 1 | $135.8 million |
| Truist Bank | 1 | $120.4 million |
| Story Bank DBA Story Financial Partners | 1 | $65.6 million |
| JPMorgan Chase Bank, National Association | 1 | $34.8 million |
| First Choice Bank | 1 | $21.0 million |
| Bank3 | 1 | $19.4 million |
Closed since the 2025 survey
12 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- BankPlus, 2304 Goodman Rd W, Horn Lake
- Cadence Bank, 1035 Mcingvale Rd, Hernando
- Cadence Bank, 1046 Church Rd W, Ste 101, Southaven
- Cadence Bank, 1562 Goodman Rd W, Horn Lake
- Cadence Bank, 5980 Getwell Rd, Southaven
- Cadence Bank, 60 E Commerce St, Hernando
- Cadence Bank, 6955 Goodman Rd, Olive Branch
- Cadence Bank, 7100 Hacks Cross Rd, Olive Branch
- Cadence Bank, 7125 Airways Blvd, Southaven
- Cadence Bank, 8848 Northwest Dr, Southaven
- Cadence Bank, 8966 Goodman Rd, Olive Branch
- Trustmark National Bank, 2510 Highway 51 S, Hernando
Get told when this changes
When the next year’s lending figures are out for DeSoto County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.