Bank of Holly Springs
Bank of Holly Springs received 286 applications in 2025 and made 239 mortgages, in 23 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $85,000. Of 286 decisions, 20 were denials — 7.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 2549001R901BOUXDJQ68 |
|---|---|
| Applications received | 286 |
| Mortgages made | 239 |
| Denied | 20 |
| Approved, not taken up | 27 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of Holly Springs, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 106 | Not published | $115,000 | 6.4% |
| Refinancing | 37 | Not published | $85,000 | 9.1% |
| Cash-out refinancing | 16 | Not published | $75,000 | 10.0% |
| Other purposes | 80 | Not published | $55,000 | 6.3% |
Where Bank of Holly Springs lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Marshall County, MS | 112 | Not published | 9.0% |
| Benton County, MS | 31 | Not published | 2.6% |
| Shelby County, TN | 21 | Not published | 0.0% |
| DeSoto County, MS | 19 | Not published | 15.4% |
| Lafayette County, MS | 13 | Not published | 0.0% |
| Union County, MS | 11 | Not published | 0.0% |
| Tippah County, MS | 7 | Under 10 loans | 0.0% |
| Fayette County, TN | 5 | Under 10 loans | 0.0% |
| Hardeman County, TN | 5 | Under 10 loans | 0.0% |
| Tate County, MS | 3 | Under 10 loans | 50.0% |
| Yalobusha County, MS | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Mobile County, AL | 1 | Under 10 loans | 0.0% |
| Calhoun County, MS | 1 | Under 10 loans | 0.0% |
| Clay County, MS | 1 | Under 10 loans | 0.0% |
| Lee County, MS | 1 | Under 10 loans | 0.0% |
| Monroe County, MS | 1 | Under 10 loans | 0.0% |
| Pontotoc County, MS | 1 | Under 10 loans | 0.0% |
| Quitman County, MS | 1 | Under 10 loans | 0.0% |
| Tishomingo County, MS | 1 | Under 10 loans | 0.0% |
| Gloucester County, VA | 1 | Under 10 loans | 0.0% |
| Cleburne County, AL | 0 | Under 10 loans | 0.0% |
| Greene County, AR | 0 | Under 10 loans | 0.0% |
Get told when this changes
When Bank of Holly Springs’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.