INSOUTH Bank
INSOUTH Bank received 77 applications in 2025 and made 60 mortgages, in 15 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 68 decisions, 6 were denials — 8.8%.
| Legal Entity Identifier | 5493007VODM6C3GLTV93 |
|---|---|
| Applications received | 77 |
| Mortgages made | 60 |
| Denied | 6 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: INSOUTH Bank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 42 | Not published | $145,000 | 4.4% |
| Refinancing | 13 | Not published | $75,000 | 0.0% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 40.0% |
Where INSOUTH Bank lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Haywood County, TN | 15 | Not published | 19.1% |
| Shelby County, TN | 12 | Not published | 0.0% |
| Tipton County, TN | 11 | Not published | 8.3% |
| Madison County, TN | 8 | Under 10 loans | 11.1% |
| DeSoto County, MS | 3 | Under 10 loans | 0.0% |
| Whitfield County, GA | 2 | Under 10 loans | 0.0% |
| Lauderdale County, TN | 2 | Under 10 loans | 0.0% |
| Oktibbeha County, MS | 1 | Under 10 loans | 0.0% |
| Taney County, MO | 1 | Under 10 loans | 0.0% |
| Crockett County, TN | 1 | Under 10 loans | 0.0% |
| Decatur County, TN | 1 | Under 10 loans | 0.0% |
| Hardeman County, TN | 1 | Under 10 loans | 0.0% |
| Hardin County, TN | 1 | Under 10 loans | 0.0% |
| Montgomery County, TN | 1 | Under 10 loans | 0.0% |
| Fayette County, TN | 0 | Under 10 loans | Not published |
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When INSOUTH Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.