Home purchase lenders in Hennepin County
15,040 home purchase mortgages were made in Hennepin County, Minnesota, in 2025, by 486 lenders. The median rate their borrowers got was 6.624% on a median loan of $325,000. Of 16,368 decisions, 974 were denials — 5.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Bell Bank | 1,365 | 6.625% | $345,000 | 1.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 922 | 6.500% | $325,000 | 8.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 641 | 6.625% | $325,000 | 1.4% |
| Fairway Independent Mortgage Corporation | 492 | 6.625% | $315,000 | 2.5% |
| Rocket Mortgage, LLC | 469 | 6.500% | $325,000 | 8.9% |
| Prosperity Home Mortgage, LLC | 457 | 6.625% | $345,000 | 1.9% |
| Royal Credit Union | 381 | 6.490% | $265,000 | 2.5% |
| Luminate Bank | 375 | 6.750% | $315,000 | 2.6% |
| U.S. Bank National Association | 367 | 6.625% | $365,000 | 9.6% |
| Alerus Financial, National Association | 317 | 6.625% | $355,000 | 0.9% |
| TRUSTONE FINANCIAL CREDIT UNION | 315 | 6.625% | $285,000 | 11.2% |
| Tradition Mortgage, LLC | 307 | 6.625% | $375,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 295 | 6.499% | $395,000 | 6.3% |
| Broker Solutions, Inc. | 293 | 6.625% | $305,000 | 2.3% |
| LENNAR MORTGAGE, LLC | 259 | 5.875% | $405,000 | 1.9% |
| GUILD MORTGAGE COMPANY | 252 | 6.750% | $365,000 | 2.2% |
| Wings Financial Credit Union | 250 | 6.250% | $325,000 | 3.7% |
| Granite Bank | 244 | 6.500% | $295,000 | 5.4% |
| Wells Fargo Bank, National Association | 239 | 6.375% | $325,000 | 12.4% |
| GUARANTEED RATE, INC. | 236 | 6.625% | $310,000 | 8.5% |
| GUARANTEED RATE AFFINITY, LLC | 232 | 6.625% | $305,000 | 6.5% |
| The Huntington National Bank | 217 | 6.625% | $395,000 | 6.4% |
| Old National Bank | 206 | 6.375% | $325,000 | 7.2% |
| EVERETT FINANCIAL, INC. | 203 | 6.875% | $295,000 | 2.3% |
| M/I FINANCIAL, LLC | 187 | 5.875% | $375,000 | 0.5% |
| PULTE MORTGAGE LLC | 182 | 6.375% | $390,000 | 13.7% |
| JPMorgan Chase Bank, National Association | 151 | 6.465% | $405,000 | 11.9% |
| CMG MORTGAGE, INC. | 144 | 6.688% | $285,000 | 6.0% |
| Loandepot.Com, LLC | 125 | 6.625% | $245,000 | 3.1% |
| Summit Mortgage Corporation | 123 | 6.750% | $295,000 | 3.9% |
| MOVEMENT MORTGAGE, LLC | 117 | 6.625% | $265,000 | 3.2% |
| SWBC MORTGAGE CORPORATION | 103 | 6.625% | $285,000 | 3.5% |
| Paramount Residential Mortgage Group, Inc. | 101 | 6.625% | $325,000 | 8.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 101 | 6.375% | $315,000 | 0.0% |
| NEWREZ LLC | 100 | 6.625% | $365,000 | 8.2% |
| Bridgewater Bank | 99 | Not published | $325,000 | 1.8% |
| Kiavi Funding, Inc. | 95 | 10.490% | $265,000 | 4.0% |
| Bank of America, National Association | 93 | 6.250% | $335,000 | 13.9% |
| Mortgage Research Center, LLC | 92 | 6.250% | $310,000 | 11.5% |
| Blaze Credit Union | 88 | 6.313% | $285,000 | 4.7% |
| Baxter Credit Union | 88 | 6.250% | $420,000 | 0.9% |
| ZILLOW HOME LOANS, LLC | 88 | 6.625% | $280,000 | 8.3% |
| Cambria Financial Group, LLC | 86 | 6.500% | $325,000 | 2.3% |
| Sunrise Banks, National Association | 85 | Not published | $255,000 | 10.2% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 84 | 6.625% | $315,000 | 3.5% |
| UNION HOME MORTGAGE CORP. | 81 | 6.625% | $305,000 | 6.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 80 | 6.750% | $285,000 | 2.2% |
| DHI MORTGAGE COMPANY, LTD. | 71 | 5.500% | $405,000 | 9.0% |
| Associated Bank, National Association | 70 | 6.188% | $300,000 | 18.4% |
| KIND LENDING, LLC | 67 | 6.625% | $385,000 | 15.0% |
| TOPLINE FINANCIAL CREDIT UNION | 67 | 5.875% | $315,000 | 4.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 65 | 6.990% | $325,000 | 1.5% |
| AFFINITY PLUS | 64 | 6.375% | $310,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 64 | 6.500% | $285,000 | 16.1% |
| RESICENTRAL, LLC | 61 | 6.490% | $345,000 | 3.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 52 | 6.490% | $325,000 | 3.5% |
| Plains Commerce Bank | 48 | 6.813% | $375,000 | 4.0% |
| Morgan Stanley Private Bank, National Association | 48 | 5.925% | $605,000 | 0.0% |
| LOWER, LLC | 46 | 6.500% | $300,000 | 6.1% |
| Frandsen Bank & Trust | 46 | 6.460% | $340,000 | 4.1% |
| PREMIER LENDING, INC. | 45 | 6.500% | $275,000 | 2.2% |
| MEGASTAR FINANCIAL CORP. | 44 | 6.750% | $325,000 | 0.0% |
| Barrington Bank & Trust Company, National Association | 41 | 6.875% | $315,000 | 4.7% |
| Navy Federal Credit Union | 40 | 6.125% | $310,000 | 14.9% |
| A&D Mortgage LLC | 40 | 6.625% | $420,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 39 | 6.500% | $415,000 | 2.5% |
| VERIDIAN CREDIT UNION | 36 | 6.500% | $205,000 | 2.7% |
| Coulee Bank | 35 | Not published | $255,000 | 2.8% |
| GUIDANCE RESIDENTIAL, LLC | 34 | 6.875% | $330,000 | 2.8% |
| Home Mortgage Alliance Corporation (HMAC) | 33 | 6.875% | $335,000 | 28.3% |
| NexBank | 33 | 6.625% | $295,000 | 17.5% |
| UIF CORPORATION | 33 | 6.625% | $335,000 | 10.8% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 33 | 6.625% | $295,000 | 15.4% |
| BAY EQUITY LLC | 33 | 6.990% | $285,000 | 5.6% |
| Servion, Inc. | 33 | 6.500% | $345,000 | 0.0% |
| Luminate Home Loans, Inc. | 31 | 6.875% | $325,000 | 0.0% |
| Merchants Bank, National Association | 31 | 6.650% | $425,000 | 0.0% |
| Deerwood Bank | 30 | 7.250% | $235,000 | 0.0% |
| THE LOAN STORE, INC. | 29 | 6.625% | $325,000 | 8.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 27 | 10.500% | $245,000 | 0.0% |
| Waterstone Mortgage Corporation | 26 | 6.563% | $315,000 | 3.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 24 | 6.558% | $325,000 | 11.1% |
| USAA Federal Savings Bank | 24 | 6.563% | $320,000 | 31.4% |
| Tomo Mortgage, LLC | 24 | 6.438% | $370,000 | 7.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 24 | 6.625% | $315,000 | 20.0% |
| Think Mutual Bank | 24 | 6.500% | $350,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 24 | 6.625% | $305,000 | 11.1% |
| MLD MORTGAGE INC. | 24 | 6.500% | $310,000 | 7.4% |
| PNC Bank, National Association | 23 | 6.125% | $385,000 | 14.8% |
| GO MORTGAGE, LLC | 22 | 6.625% | $255,000 | 0.0% |
| BMO Bank National Association | 21 | 6.750% | $465,000 | 16.0% |
| CITY-COUNTY CREDIT UNION | 21 | 6.375% | $345,000 | 0.0% |
| Nations Lending Corporation | 21 | 6.750% | $285,000 | 0.0% |
| Synergy One Lending, Inc. | 21 | 6.625% | $325,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 20 | 6.125% | $450,000 | 12.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 20 | 6.250% | $350,000 | 4.8% |
| Florida Capital Bank, National Association | 20 | 6.375% | $295,000 | 4.4% |
| UBS Bank USA | 20 | 5.875% | $785,000 | 0.0% |
| NBKC BANK | 19 | 6.500% | $365,000 | 16.7% |
| First Federal Bank | 19 | 6.250% | $335,000 | 0.0% |
| PLANET HOME LENDING, LLC | 19 | 6.500% | $335,000 | 9.5% |
| Bremer Bank, National Association | 18 | 6.500% | $255,000 | 0.0% |
| Park State Bank | 18 | 7.500% | $325,000 | 9.5% |
| HomeTown Bank | 18 | 6.674% | $285,000 | 0.0% |
| Community Resource Bank | 18 | Not published | $410,000 | 0.0% |
| CCM Finance, LLC | 18 | 11.500% | $315,000 | 0.0% |
| Flagstar Bank, N.A. | 17 | 6.875% | $355,000 | 41.4% |
| New Market Bank | 17 | Not published | $245,000 | 0.0% |
| Charles Schwab Bank, SSB | 17 | 5.375% | $975,000 | 0.0% |
| 21st Century Bank | 17 | Not published | $245,000 | 0.0% |
| MAGNIFI FINANCIAL CREDIT UNION | 16 | 6.375% | $375,000 | 0.0% |
| Ixonia Bank | 16 | 6.688% | $315,000 | 0.0% |
| Minnwest Bank | 15 | 6.500% | $265,000 | 15.8% |
| SHAREPOINT CREDIT UNION | 15 | 6.625% | $345,000 | 5.9% |
| NATIONSTAR MORTGAGE LLC | 15 | 6.625% | $415,000 | 16.7% |
| Genisys Credit Union | 15 | 6.250% | $435,000 | 0.0% |
| Primis Mortgage Company | 15 | 6.433% | $435,000 | 0.0% |
| ALLIANT CREDIT UNION | 14 | 6.563% | $450,000 | 6.7% |
| Security Bank & Trust Company | 14 | Not published | $620,000 | 6.7% |
| Drake Bank | 13 | Not published | $205,000 | 0.0% |
| SOUTHPOINT FINANCIAL | 13 | Not published | $265,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 12 | 7.438% | $300,000 | 25.0% |
| FREEDOM MORTGAGE CORPORATION | 12 | 6.250% | $330,000 | 14.3% |
| Armed Forces Bank, National Association | 12 | 6.563% | $405,000 | 7.7% |
| SOUTH METRO FEDERAL CREDIT UNION | 12 | 6.375% | $95,000 | 14.3% |
| DEEPHAVEN MORTGAGE LLC | 12 | 7.688% | $430,000 | 7.7% |
| South Story Bank & Trust | 12 | Not published | $390,000 | 0.0% |
| First Resource Bank | 12 | Not published | $305,000 | 0.0% |
| Lakeview Bank | 12 | Not published | $220,000 | 0.0% |
| First Bank & Trust | 11 | 6.500% | $345,000 | 26.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 11 | 6.750% | $375,000 | 21.4% |
| BETTER MORTGAGE CORPORATION | 10 | 6.813% | $375,000 | 47.6% |
| OCMBC, INC. | 10 | 7.062% | $270,000 | 16.7% |
| Citibank, National Association | 10 | 6.033% | $940,000 | 0.0% |
| CORTRUST MORTGAGE, INC. | 10 | 6.563% | $330,000 | 9.1% |
| Citizens Independent Bank | 10 | Not published | $225,000 | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 10 | 6.750% | $280,000 | 0.0% |
| First Western Bank & Trust | 10 | 6.625% | $260,000 | 0.0% |
| The Bank of Elk River | 10 | Not published | $850,000 | 0.0% |
| 21st Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 76.9% |
| First State Bank and Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Highland Bank | 9 | Under 10 loans | Under 10 loans | 9.1% |
| Tradition Capital Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Platinum Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| LENDSURE MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MY Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Northeast Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| National Bank of Commerce | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| FIRST COLONY MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| University of Wisconsin Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| IDEAL Credit Union | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Devon Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Sherburne State Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Citizens Bank Minnesota | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Liberty Bank Minnesota | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MidWestOne Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Choice Financial Group | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J9CE43FKIA7D19 | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALTRA Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Lake Elmo Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Security State Bank of Marine | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Independence Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Arbor Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens State Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CorTrust Bank National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Nicolet National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| THRIVENT Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Great Southern Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| WNB FINANCIAL, N.A. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank of Moose Lake | 4 | Under 10 loans | Under 10 loans | 25.0% |
| IOWA BANKERS MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 28.6% |
| DEVELOPER'S MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| St. Paul Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VisionBank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 286 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.