Mortgage Lender Index

Mortgage lenders in Baltimore County

15,451 mortgages were made in Baltimore County, Maryland, in 2025, by 498 lenders. The median rate their borrowers got was 6.625% on a median loan of $265,000. Of 21,774 decisions, 5,370 were denials — 24.7%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 1,143 6.625% $245,000 20.2%
UNITED SHORE FINANCIAL SERVICES, LLC 806 6.454% $315,000 19.3%
Manufacturers and Traders Trust Company 617 5.990% $105,000 36.7%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 478 6.500% $105,000 50.7%
First National Bank of Pennsylvania 429 6.375% $245,000 27.0%
FIRST HOME MORTGAGE CORPORATION 424 6.750% $345,000 2.5%
NFM, INC. 389 6.625% $345,000 2.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 386 6.625% $295,000 5.9%
Bank of America, National Association 327 6.240% $155,000 47.9%
Navy Federal Credit Union 309 7.950% $105,000 41.6%
DIRECT MORTGAGE LOANS, LLC 300 6.500% $325,000 2.2%
PENNYMAC LOAN SERVICES, LLC 283 6.490% $255,000 20.4%
Truist Bank 273 6.400% $195,000 45.2%
PNC Bank, National Association 269 6.750% $105,000 34.7%
FIRST FINANCIAL OF MARYLAND FEDERAL CREDIT UNION 259 5.000% $105,000 16.1%
FREEDOM MORTGAGE CORPORATION 235 6.250% $315,000 17.1%
LENNAR MORTGAGE, LLC 233 6.625% $405,000 7.5%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 217 5.875% $85,000 20.0%
CROSSCOUNTRY MORTGAGE, INC. 210 6.625% $330,000 5.4%
CMG MORTGAGE, INC. 188 6.500% $385,000 2.9%
NEWREZ LLC 176 6.995% $260,000 46.0%
MERIDIAN BANK 167 6.500% $305,000 5.6%
Shore United Bank, N.A. 167 6.433% $285,000 8.2%
TOWER Federal Credit Union 155 7.000% $115,000 31.9%
Towne Bank 151 6.490% $295,000 0.7%
NATIONSTAR MORTGAGE LLC 139 7.625% $145,000 22.1%
POINT BREEZE Credit Union 139 6.000% $125,000 8.5%
DAS Acquisition Company, LLC 137 6.500% $465,000 0.7%
Fairway Independent Mortgage Corporation 135 6.625% $325,000 4.9%
JPMorgan Chase Bank, National Association 134 6.500% $295,000 11.3%
Loandepot.Com, LLC 128 6.500% $195,000 41.2%
Fulton Bank, National Association 117 6.500% $225,000 16.7%
OCMBC, INC. 115 7.375% $265,000 17.6%
SPRING EQ, LLC 113 9.468% $75,000 65.4%
Prosperity Home Mortgage, LLC 111 6.500% $335,000 7.4%
Mortgage Research Center, LLC 106 6.250% $345,000 33.1%
FIGURE LENDING LLC 98 9.375% $55,000 28.6%
MOVEMENT MORTGAGE, LLC 94 6.625% $275,000 4.5%
Wells Fargo Bank, National Association 92 6.500% $225,000 29.0%
Atlantic Union Bank 91 6.490% $295,000 7.0%
Broker Solutions, Inc. 88 6.750% $235,000 25.6%
GUILD MORTGAGE COMPANY 88 6.500% $320,000 6.9%
NVR Mortgage Finance, Inc. 87 6.500% $465,000 27.5%
Kiavi Funding, Inc. 86 10.120% $245,000 9.4%
AmeriSave Mortgage Corporation 80 8.375% $65,000 61.0%
Coastal Community Bank 76 12.240% $45,000 4.4%
MUTUAL OF OMAHA MORTGAGE, INC. 72 6.375% $260,000 29.9%
GUARANTEED RATE AFFINITY, LLC 72 6.450% $360,000 2.7%
SWBC MORTGAGE CORPORATION 72 6.625% $365,000 3.9%
Citizens Bank, National Association 69 8.650% $105,000 36.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY 69 6.500% $315,000 2.6%
FIDELITY DIRECT MORTGAGE, LLC 65 6.625% $325,000 4.3%
AMERICAN FINANCIAL NETWORK, INC. 64 6.875% $280,000 14.5%
RF RENOVO MANAGEMENT COMPANY, LLC 63 9.500% $235,000 0.0%
Orrstown Bank 61 3.240% $255,000 19.5%
DOMINION FINANCIAL SERVICES, LLC 59 9.250% $215,000 0.0%
Ameris Bank 58 6.188% $270,000 6.5%
GUARANTEED RATE, INC. 55 6.500% $325,000 22.2%
LOWER, LLC 54 6.500% $345,000 19.4%
CARRINGTON MORTGAGE SERVICES, LLC 52 6.750% $200,000 59.3%
BAY CAPITAL MORTGAGE CORPORATION 52 6.500% $315,000 13.1%
Cazle Mortgage, Inc. 50 6.500% $290,000 2.0%
Paramount Residential Mortgage Group, Inc. 47 6.500% $325,000 6.0%
THE LOAN STORE, INC. 47 6.990% $255,000 18.3%
CHURCHILL MORTGAGE CORPORATION 47 6.500% $315,000 4.0%
MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED 46 Not published $270,000 47.8%
EMBRACE HOME LOANS, INC. 46 6.625% $335,000 10.2%
UNION HOME MORTGAGE CORP. 45 6.500% $345,000 11.8%
ZILLOW HOME LOANS, LLC 45 6.375% $335,000 8.2%
DHI MORTGAGE COMPANY, LTD. 44 5.875% $470,000 18.5%
Lendage, LLC 44 11.000% $65,000 25.0%
SOFI BANK, NATIONAL ASSOCIATION 43 7.790% $105,000 15.7%
JOHNS HOPKINS FEDERAL CREDIT UNION 41 Not published $105,000 38.3%
Sierra Pacific Mortgage Company, Inc. 41 6.625% $335,000 4.7%
WesBanco Bank, Inc. 40 6.625% $315,000 33.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. 40 8.158% $200,000 30.5%
254900CTT87ZKAUTIJ37 40 7.500% $185,000 12.5%
First Heritage Mortgage, LLC 40 6.500% $340,000 2.4%
PENTAGON FEDERAL CREDIT UNION 39 7.375% $125,000 49.4%
AMERICAN PACIFIC MORTGAGE CORPORATION 39 6.750% $305,000 4.9%
City Lending Inc. 38 6.625% $260,000 15.2%
Equity Prime Mortgage LLC 37 6.500% $335,000 19.6%
CREDIT UNION MORTGAGE ASSOCIATION, INC. 37 5.750% $355,000 2.6%
EMM LOANS LLC 37 6.750% $305,000 0.0%
Presidential Bank, FSB 35 6.625% $315,000 5.4%
U.S. Bank National Association 34 8.150% $105,000 74.5%
GoodLeap, LLC 34 6.063% $130,000 35.3%
FIRST COMMUNITY MORTGAGE, INC. 34 6.490% $315,000 7.7%
SUN WEST MORTGAGE COMPANY, INC. 33 6.344% $325,000 13.2%
ENVOY MORTGAGE, LTD 33 6.500% $345,000 10.8%
MORTGAGE EQUITY PARTNERS LLC 33 6.625% $285,000 5.7%
ALL CREDIT CONSIDERED MORTGAGE, INC. 33 8.000% $235,000 0.0%
KIND LENDING, LLC 32 6.625% $360,000 34.0%
Commerce Home Mortgage, Inc. 31 7.125% $245,000 13.9%
BALTIMORE COUNTY EMPLOYEES 31 6.000% $95,000 18.4%
ANGEL OAK MORTGAGE SOLUTIONS LLC 31 7.499% $255,000 3.1%
Alcova Mortgage LLC 31 6.750% $395,000 3.1%
NATIONWIDE MORTGAGE BANKERS, INC. 30 6.688% $295,000 2.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 30 6.375% $405,000 11.1%
FIRST ALLIANCE HOME MORTGAGE, LLC 30 6.490% $255,000 0.0%
Homesale Mortgage, LLC 29 6.875% $345,000 14.7%
Atlantic Coast Mortgage, LLC 29 6.625% $335,000 3.0%
OriginPoint, LLC 28 6.470% $355,000 3.3%
RADIUS FINANCIAL GROUP INC. 28 6.625% $335,000 0.0%
HOMEXPRESS MORTGAGE CORP. 26 7.625% $225,000 40.9%
BAY EQUITY LLC 26 6.490% $365,000 3.6%
VILLAGE CAPITAL & INVESTMENT LLC 25 5.750% $335,000 37.0%
Loan Funder LLC 25 10.250% $255,000 16.7%
TD Bank, National Association 25 7.440% $205,000 43.2%
QUORUM FEDERAL CREDIT UNION 25 8.990% $105,000 22.2%
PLAZA HOME MORTGAGE, INC. 24 6.938% $265,000 26.5%
ARC HOME LLC 24 7.063% $320,000 14.3%
SECURITYPLUS 24 5.500% $230,000 0.0%
Plains Commerce Bank 23 6.375% $365,000 14.8%
GUIDANCE RESIDENTIAL, LLC 23 6.875% $365,000 0.0%
APL Federal Credit Union 23 7.500% $75,000 0.0%
KEYSTONE FUNDING, INC. 23 6.500% $375,000 0.0%
The Federal Savings Bank 22 6.438% $320,000 22.6%
NASA Federal Credit Union 22 7.250% $120,000 4.0%
LENDINGONE, LLC 21 7.420% $195,000 63.8%
CHAMPIONS FUNDING, LLC 21 7.750% $275,000 19.2%
FEDERATED MORTGAGE CORP. 21 6.625% $325,000 0.0%
Third Federal Savings and Loan Association of Cleveland 20 6.990% $175,000 37.8%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 20 6.495% $305,000 13.0%
FINANCE OF AMERICA REVERSE LLC 20 6.250% $145,000 13.0%
THE MORTGAGE LINK, INC. 20 6.433% $355,000 4.4%
First National Bank of America 20 9.125% $260,000 4.8%
BPL MORTGAGE TRUST, LLC 20 7.000% $225,000 16.0%
PLANET HOME LENDING, LLC 20 5.750% $325,000 15.4%
LAKEVIEW LOAN SERVICING, LLC 19 5.990% $315,000 67.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 19 6.750% $265,000 14.3%
Morgan Stanley Private Bank, National Association 19 5.950% $645,000 0.0%
EQUITY RESOURCES, INC. 19 6.625% $355,000 13.6%
Vellum Mortgage, Inc. 19 6.750% $325,000 8.7%
PREMIER MORTGAGE RESOURCES, L.L.C. 19 6.990% $475,000 5.0%
NEW DAY FINANCIAL, LLC 18 6.990% $250,000 63.6%
HOMEAMERICAN MORTGAGE CORPORATION 18 5.625% $775,000 20.8%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 18 6.625% $345,000 5.0%
BayVanguard Bank 18 Not published $290,000 5.3%
TOTAL MORTGAGE SERVICES, LLC 18 6.563% $295,000 0.0%
254900M2C4Q6DATP2889 17 6.750% $275,000 50.0%
LoanUnited.com, LLC 17 6.125% $305,000 19.1%
Firstrust Savings Bank 17 6.250% $165,000 34.5%
Click n' Close, Inc. 17 7.125% $215,000 5.6%
Luminate Bank 17 6.990% $265,000 10.5%
GENEVA FINANCIAL, LLC 17 6.625% $295,000 0.0%
T2 FINANCIAL LLC 17 6.875% $265,000 10.0%
USAA Federal Savings Bank 16 6.500% $390,000 46.7%
Hometown Equity Mortgage, LLC 15 7.375% $235,000 60.5%
DEEPHAVEN MORTGAGE LLC 15 7.990% $205,000 34.8%
Rosedale Federal Savings and Loan Association 15 Not published $225,000 0.0%
AMERICAN HERITAGE LENDING, LLC 14 7.375% $210,000 16.7%
AMERICAN FINANCIAL RESOURCES, INC. 14 6.375% $370,000 12.5%
BAYSHORE MORTGAGE FUNDING, LLC 14 6.750% $235,000 0.0%
MY MORTGAGE, INC. 14 6.625% $300,000 0.0%
21st Mortgage Corporation 13 11.230% $65,000 84.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 13 5.995% $375,000 12.5%
Pinnacle Bank 13 6.250% $105,000 37.5%
Valon Mortgage, Inc. 13 8.100% $65,000 17.7%
SUCCESS MORTGAGE PARTNERS, INC. 13 6.625% $295,000 7.1%
The Dart Bank 13 6.500% $355,000 0.0%
FARMERS AND MERCHANTS BANK 13 Not published $325,000 7.1%
BETTER MORTGAGE CORPORATION 12 7.500% $195,000 71.7%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 12 6.625% $255,000 7.7%
A&D Mortgage LLC 12 6.688% $305,000 14.3%
EDUCATIONAL SYSTEMS 12 4.933% $115,000 31.6%
GEO-CORP, INC. 12 7.625% $420,000 0.0%
United Nations Federal Credit Union 12 6.250% $335,000 0.0%
SOUTHERN TRUST MORTGAGE, LLC 12 6.563% $430,000 0.0%
PHH Mortgage Corporation 11 6.250% $265,000 15.4%
FIRST COLONY MORTGAGE CORPORATION 11 6.375% $345,000 8.3%
EVERETT FINANCIAL, INC. 11 6.625% $215,000 15.4%
AMERITRUST MORTGAGE CORPORATION 11 7.125% $325,000 0.0%
NEW WAVE LENDING GROUP INC 11 7.250% $235,000 0.0%
UNIVERSAL MORTGAGE & FINANCE, INC. 11 6.750% $275,000 8.3%
General Mortgage Capital Corporation 11 6.875% $225,000 0.0%
Tomo Mortgage, LLC 10 6.433% $405,000 9.1%
NORTHROP GRUMMAN Federal Credit Union 10 8.433% $95,000 17.7%
Citadel Servicing Corporation 10 7.125% $210,000 0.0%
Capital Bank, National Association 10 5.563% $355,000 0.0%
United Bank 10 5.313% $355,000 23.1%
AMWEST FUNDING CORP. 10 6.938% $290,000 0.0%
GTE Federal Credit Union 10 8.250% $125,000 9.1%
FIRST SAVINGS MORTGAGE CORPORATION 10 6.688% $415,000 0.0%
Arundel Federal Savings Bank 10 Not published $410,000 9.1%
NMSI, INC. 10 6.938% $305,000 0.0%
NexBank 10 6.563% $445,000 0.0%
Burke & Herbert Bank & Trust Company 10 6.375% $300,000 0.0%
NBKC BANK 9 Under 10 loans Under 10 loans 18.2%
UIF CORPORATION 9 Under 10 loans Under 10 loans 18.2%
TEMPLE VIEW CAPITAL FUNDING, LP 9 Under 10 loans Under 10 loans 16.7%
INTERCOASTAL MORTGAGE, LLC 9 Under 10 loans Under 10 loans 0.0%
VAN DYK MORTGAGE CORPORATION 9 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 9 Under 10 loans Under 10 loans 0.0%
CONVENTUS LLC 9 Under 10 loans Under 10 loans 0.0%
Citibank, National Association 8 Under 10 loans Under 10 loans 52.9%
AMERIHOME MORTGAGE COMPANY, LLC 8 Under 10 loans Under 10 loans 0.0%
NATIONS DIRECT MORTGAGE, LLC 8 Under 10 loans Under 10 loans 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. 7 Under 10 loans Under 10 loans 0.0%
AAA CAPITAL INVESTMENT, INC. 7 Under 10 loans Under 10 loans 0.0%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 298 lenders each made 7 or fewer mortgages here, and are counted in the totals above.

Bank branches in Baltimore County

163 FDIC-insured branches from 25 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Manufacturers and Traders Trust Company 33$4.6 billion
Bank of America, National Association 22$5.5 billion
PNC Bank, National Association 18$2.3 billion
Truist Bank 15$1.4 billion
Wells Fargo Bank, National Association 14$2.5 billion
Rosedale Bank 11$883.6 million
JPMorgan Chase Bank, National Association 11$435.5 million
First National Bank of Pennsylvania 9$1.2 billion
Orrstown Bank 4$467.4 million
Farmers and Merchants Bank 4$349.1 million
WesBanco Bank, Inc. 3$358.7 million
BayVanguard Bank 3$229.4 million
Shore United Bank, National Association 2$203.7 million
Eastern Savings Bank, FSB 2$166.1 million
Woodforest National Bank 2$7.2 million
CFG Bank 1$4.9 billion
Capital One, National Association 1$730.4 million
Atlantic Union Bank 1$203.3 million
Fulton Bank, National Association 1$188.0 million
TD Bank, National Association 1$89.5 million
Firstrust Savings Bank 1$50.8 million
The Harbor Bank of Maryland 1$33.2 million
Univest Bank and Trust Co. 1$32.6 million
United Bank 1$26.6 million
Wilmington Trust, National Association 1$0

Closed since the 2025 survey

7 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

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When the next year’s lending figures are out for Baltimore County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.