JOHNS HOPKINS FEDERAL CREDIT UNION
JOHNS HOPKINS FEDERAL CREDIT UNION received 350 applications in 2025 and made 143 mortgages, in 36 counties across 15 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 317 decisions, 117 were denials — 36.9%.
| Legal Entity Identifier | 254900APUOKMIQ9Z9027 |
|---|---|
| Applications received | 350 |
| Mortgages made | 143 |
| Denied | 117 |
| Approved, not taken up | 57 |
| Withdrawn or incomplete | 33 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.97 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 53 | Not published | $315,000 | 23.0% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 29.4% |
| Cash-out refinancing | 46 | Not published | $65,000 | 44.4% |
| Other purposes | 36 | Not published | $55,000 | 39.2% |
Where JOHNS HOPKINS FEDERAL CREDIT UNION lends most
The 36 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Baltimore County, MD | 41 | Not published | 38.3% |
| Baltimore city, MD | 39 | Not published | 40.9% |
| Howard County, MD | 17 | Not published | 9.5% |
| Harford County, MD | 12 | Not published | 46.2% |
| Anne Arundel County, MD | 10 | Not published | 26.3% |
| Prince George's County, MD | 4 | Under 10 loans | 16.7% |
| Carroll County, MD | 3 | Under 10 loans | 20.0% |
| Frederick County, MD | 2 | Under 10 loans | 0.0% |
| Montgomery County, MD | 2 | Under 10 loans | 28.6% |
| York County, PA | 2 | Under 10 loans | 40.0% |
| Sussex County, DE | 1 | Under 10 loans | 0.0% |
| District of Columbia, DC | 1 | Under 10 loans | 0.0% |
| Calvert County, MD | 1 | Under 10 loans | 25.0% |
| Cecil County, MD | 1 | Under 10 loans | 0.0% |
| Queen Anne's County, MD | 1 | Under 10 loans | 0.0% |
| Worcester County, MD | 1 | Under 10 loans | 0.0% |
| Allegheny County, PA | 1 | Under 10 loans | 0.0% |
| Franklin County, PA | 1 | Under 10 loans | 0.0% |
| Montgomery County, PA | 1 | Under 10 loans | 0.0% |
| Bedford County, VA | 1 | Under 10 loans | 0.0% |
| Fairfax County, VA | 1 | Under 10 loans | 0.0% |
| Coconino County, AZ | 0 | Under 10 loans | 100.0% |
| Los Angeles County, CA | 0 | Under 10 loans | 100.0% |
| Placer County, CA | 0 | Under 10 loans | 100.0% |
| Palm Beach County, FL | 0 | Under 10 loans | 100.0% |
| Pinellas County, FL | 0 | Under 10 loans | 100.0% |
| Linn County, IA | 0 | Under 10 loans | Not published |
| Cumberland County, ME | 0 | Under 10 loans | 100.0% |
| Washington County, MD | 0 | Under 10 loans | 100.0% |
| Burlington County, NJ | 0 | Under 10 loans | 100.0% |
| Randolph County, NC | 0 | Under 10 loans | 100.0% |
| Chester County, PA | 0 | Under 10 loans | 100.0% |
| Lancaster County, PA | 0 | Under 10 loans | 100.0% |
| Anderson County, SC | 0 | Under 10 loans | 100.0% |
| Williamson County, TX | 0 | Under 10 loans | 100.0% |
| Berkeley County, WV | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.