Mortgage Lender Index

Rosedale Federal Savings and Loan Association

Rosedale Federal Savings and Loan Association received 215 applications in 2025 and made 172 mortgages, in 17 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $440,000. Of 176 decisions, 4 were denials — 2.3%, most often for debt-to-income ratio.

Legal Entity Identifier549300YHPEPV6KF30T16
Applications received215
Mortgages made172
Denied4
Approved, not taken up0
Withdrawn or incomplete39
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase143 Not published$445,000 2.1%
Refinancing14 Not published$375,000 0.0%
Cash-out refinancing10 Not published$525,000 9.1%
Other purposes5 Under 10 loansUnder 10 loans 0.0%

Where Rosedale Federal Savings and Loan Association lends most

The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Anne Arundel County, MD 96Not published0.0%
Baltimore city, MD 16Not published5.9%
Baltimore County, MD 15Not published0.0%
Harford County, MD 15Not published11.8%
Queen Anne's County, MD 8Under 10 loans0.0%
Prince George's County, MD 6Under 10 loans0.0%
Calvert County, MD 4Under 10 loans0.0%
Howard County, MD 3Under 10 loans25.0%
Garrett County, MD 2Under 10 loans0.0%
Worcester County, MD 2Under 10 loans0.0%
Caroline County, MD 1Under 10 loans0.0%
Frederick County, MD 1Under 10 loans0.0%
St. Mary's County, MD 1Under 10 loans0.0%
Schenectady County, NY 1Under 10 loans0.0%
Virginia Beach city, VA 1Under 10 loans0.0%
Carroll County, MD 0Under 10 loansNot published
Adams County, PA 0Under 10 loansNot published

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When Rosedale Federal Savings and Loan Association’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.