Mortgage lenders in Hamilton County
12,814 mortgages were made in Hamilton County, Indiana, in 2025, by 470 lenders. The median rate their borrowers got was 6.625% on a median loan of $295,000. Of 15,576 decisions, 2,221 were denials — 14.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 653 | 6.625% | $265,000 | 14.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 540 | 6.496% | $365,000 | 9.4% |
| The Huntington National Bank | 516 | 7.990% | $205,000 | 25.6% |
| LENNAR MORTGAGE, LLC | 469 | 5.250% | $365,000 | 6.7% |
| INDIANA MEMBERS CREDIT UNION | 437 | 5.875% | $125,000 | 14.2% |
| Fairway Independent Mortgage Corporation | 414 | 6.490% | $375,000 | 6.3% |
| FORUM | 354 | 7.500% | $135,000 | 9.6% |
| Fifth Third Bank, National Association | 346 | 7.620% | $135,000 | 25.8% |
| Elements Financial Federal Credit Union | 308 | 6.125% | $295,000 | 11.4% |
| JPMorgan Chase Bank, National Association | 293 | 6.500% | $315,000 | 10.2% |
| Union Savings Bank | 277 | 6.750% | $295,000 | 1.4% |
| PULTE MORTGAGE LLC | 272 | 5.500% | $340,000 | 11.0% |
| PNC Bank, National Association | 262 | 7.830% | $105,000 | 17.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 262 | 6.625% | $335,000 | 2.6% |
| GVC MORTGAGE, INC. | 257 | 6.625% | $365,000 | 1.5% |
| RUOFF MORTGAGE COMPANY, INC. | 245 | 6.625% | $335,000 | 2.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 238 | 6.063% | $375,000 | 1.7% |
| MJW FINANCIAL LLC | 235 | 6.500% | $385,000 | 0.8% |
| UNION HOME MORTGAGE CORP. | 207 | 6.750% | $315,000 | 1.0% |
| First Merchants Bank | 185 | 6.750% | $245,000 | 18.3% |
| BMO Bank National Association | 183 | 8.300% | $135,000 | 24.3% |
| The National Bank of Indianapolis | 163 | Not published | $325,000 | 2.4% |
| Horizon Bank | 157 | 6.000% | $155,000 | 13.8% |
| NEWREZ LLC | 153 | 6.625% | $285,000 | 27.6% |
| Old National Bank | 152 | 5.990% | $255,000 | 21.4% |
| First Financial Bank | 145 | 5.990% | $185,000 | 19.5% |
| GUILD MORTGAGE COMPANY | 141 | 6.625% | $345,000 | 3.3% |
| GUARANTEED RATE, INC. | 139 | 6.550% | $335,000 | 7.2% |
| Regions Bank | 131 | 4.990% | $155,000 | 29.0% |
| FREEDOM MORTGAGE CORPORATION | 124 | 6.250% | $380,000 | 9.0% |
| EVERWISE CREDIT UNION | 123 | 7.500% | $105,000 | 22.6% |
| PENNYMAC LOAN SERVICES, LLC | 120 | 6.125% | $325,000 | 8.0% |
| M/I FINANCIAL, LLC | 115 | 5.500% | $355,000 | 7.2% |
| NATIONSTAR MORTGAGE LLC | 107 | 8.375% | $115,000 | 12.0% |
| Bank of America, National Association | 91 | 5.750% | $215,000 | 31.4% |
| U.S. Bank National Association | 90 | 6.663% | $300,000 | 27.2% |
| STAR Financial Bank | 88 | 6.000% | $205,000 | 20.2% |
| Lake City Bank | 88 | 7.750% | $155,000 | 16.4% |
| The Farmers Bank, Frankfort, Indiana | 87 | Not published | $125,000 | 10.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 86 | 6.608% | $315,000 | 1.1% |
| Merchants Bank of Indiana | 83 | 6.625% | $440,000 | 3.4% |
| VICTORY MORTGAGE, L.L.C. | 83 | 6.500% | $525,000 | 3.5% |
| The State Bank and Trust Company | 81 | 6.500% | $315,000 | 3.6% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 78 | 6.625% | $340,000 | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 77 | 6.625% | $315,000 | 1.3% |
| Loandepot.Com, LLC | 76 | 6.813% | $230,000 | 25.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 68 | 6.313% | $375,000 | 12.7% |
| KeyBank National Association | 63 | 6.625% | $185,000 | 29.2% |
| Navy Federal Credit Union | 62 | 7.750% | $215,000 | 21.6% |
| Mortgage Research Center, LLC | 60 | 6.125% | $350,000 | 24.7% |
| Citizens Bank, National Association | 58 | 7.650% | $205,000 | 24.4% |
| Centier Bank | 58 | 8.500% | $175,000 | 12.9% |
| SOFI BANK, NATIONAL ASSOCIATION | 57 | 7.690% | $115,000 | 12.1% |
| FIRST EQUITY MORTGAGE INCORPORATED | 57 | 6.500% | $515,000 | 1.7% |
| SPRING EQ, LLC | 55 | 9.325% | $75,000 | 50.0% |
| MILESTONE HOME LENDING, LLC | 53 | 6.990% | $335,000 | 3.6% |
| FIGURE LENDING LLC | 52 | 10.338% | $75,000 | 27.6% |
| Broker Solutions, Inc. | 51 | 6.990% | $315,000 | 25.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 51 | 6.125% | $355,000 | 5.6% |
| Third Federal Savings and Loan Association of Cleveland | 48 | 6.990% | $140,000 | 29.4% |
| THE LOAN STORE, INC. | 44 | 6.875% | $285,000 | 6.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 43 | 6.875% | $355,000 | 0.0% |
| Centra Credit Union | 40 | 5.240% | $150,000 | 4.8% |
| AmeriSave Mortgage Corporation | 39 | 8.375% | $95,000 | 49.4% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 39 | 6.375% | $395,000 | 4.8% |
| DHI MORTGAGE COMPANY, LTD. | 38 | 4.990% | $345,000 | 2.6% |
| Prosperity Home Mortgage, LLC | 37 | 6.625% | $365,000 | 5.1% |
| First Farmers Bank & Trust Co. | 33 | 7.250% | $140,000 | 14.6% |
| Wells Fargo Bank, National Association | 32 | 6.375% | $310,000 | 3.0% |
| Coastal Community Bank | 31 | 9.990% | $85,000 | 3.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 30 | 6.625% | $155,000 | 47.1% |
| GUIDANCE RESIDENTIAL, LLC | 30 | 6.688% | $350,000 | 0.0% |
| Discover Bank | 29 | 8.990% | $85,000 | 67.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 29 | 6.750% | $345,000 | 3.3% |
| PLAZA HOME MORTGAGE, INC. | 29 | 6.750% | $295,000 | 6.5% |
| WesBanco Bank, Inc. | 28 | 6.438% | $855,000 | 20.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 28 | 6.120% | $465,000 | 6.1% |
| Lendage, LLC | 27 | 10.625% | $75,000 | 9.4% |
| LOWER, LLC | 26 | 6.875% | $300,000 | 10.0% |
| PURDUE | 26 | 6.938% | $240,000 | 18.8% |
| BETTER MORTGAGE CORPORATION | 25 | 7.125% | $255,000 | 42.2% |
| USAA Federal Savings Bank | 25 | 6.125% | $335,000 | 26.5% |
| CALCON MUTUAL MORTGAGE LLC | 25 | 6.625% | $305,000 | 3.9% |
| LAKEVIEW LOAN SERVICING, LLC | 24 | 6.125% | $360,000 | 67.5% |
| GoodLeap, LLC | 24 | 7.750% | $75,000 | 26.7% |
| KIND LENDING, LLC | 23 | 6.750% | $415,000 | 33.3% |
| FINANCIAL CENTER FIRST CREDIT UNION | 23 | 7.150% | $75,000 | 34.3% |
| ALLIANT CREDIT UNION | 22 | 7.625% | $240,000 | 25.8% |
| Taylor Morrison Home Funding, Inc. | 22 | 5.245% | $370,000 | 4.4% |
| Stifel Bank and Trust | 22 | 5.875% | $250,000 | 0.0% |
| NBKC BANK | 21 | 6.125% | $375,000 | 12.5% |
| Plains Commerce Bank | 21 | 6.750% | $505,000 | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 21 | 6.625% | $285,000 | 8.7% |
| Ixonia Bank | 20 | 6.875% | $320,000 | 0.0% |
| Kiavi Funding, Inc. | 20 | 9.250% | $270,000 | 13.0% |
| Jackson County Bank | 19 | 6.250% | $615,000 | 9.1% |
| Three Rivers Federal Credit Union | 19 | 7.500% | $155,000 | 12.5% |
| 1st Source Bank | 19 | 6.750% | $305,000 | 12.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 18 | 10.550% | $135,000 | 10.0% |
| Morgan Stanley Private Bank, National Association | 18 | 6.063% | $540,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 17 | 6.990% | $295,000 | 0.0% |
| Atlantic Union Bank | 17 | 6.750% | $325,000 | 0.0% |
| CMG MORTGAGE, INC. | 16 | 6.990% | $360,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 16 | 6.375% | $370,000 | 0.0% |
| First Federal Bank | 15 | 5.990% | $465,000 | 11.8% |
| NexBank | 15 | 6.625% | $315,000 | 11.8% |
| Stock Yards Bank & Trust Company | 15 | 6.670% | $235,000 | 0.0% |
| First Option Mortgage, LLC | 15 | 6.875% | $315,000 | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 15 | 6.490% | $415,000 | 0.0% |
| Liberty | 15 | 6.500% | $305,000 | 6.3% |
| Charles Schwab Bank, SSB | 14 | 5.500% | $535,000 | 6.7% |
| PENTAGON FEDERAL CREDIT UNION | 13 | 7.625% | $105,000 | 35.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 13 | 5.990% | $365,000 | 13.6% |
| Valon Mortgage, Inc. | 13 | 6.375% | $135,000 | 12.5% |
| Security Federal Savings Bank | 13 | 2.990% | $115,000 | 0.0% |
| Citizens State Bank of New Castle, Indiana | 12 | 7.063% | $180,000 | 20.0% |
| Northwest Bank | 12 | 5.688% | $140,000 | 20.0% |
| PLANET HOME LENDING, LLC | 12 | 5.750% | $375,000 | 14.3% |
| Truist Bank | 11 | 5.750% | $325,000 | 31.3% |
| AMWEST FUNDING CORP. | 11 | 7.000% | $215,000 | 15.4% |
| Luminate Bank | 11 | 6.990% | $365,000 | 0.0% |
| A&D Mortgage LLC | 11 | 6.875% | $365,000 | 8.3% |
| Advisors Mortgage Group, L.L.C. | 11 | 6.625% | $315,000 | 8.3% |
| Wolfe Financial, Inc | 11 | 6.875% | $365,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 11 | 6.493% | $315,000 | 7.1% |
| Gateway First Bank | 11 | 6.500% | $335,000 | 0.0% |
| JMAC LENDING, INC. | 11 | 7.125% | $265,000 | 0.0% |
| Baxter Credit Union | 11 | 6.750% | $285,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.624% | $265,000 | 0.0% |
| Encompass Federal Credit Union | 11 | Not published | $125,000 | 0.0% |
| PHH Mortgage Corporation | 10 | 6.558% | $225,000 | 15.4% |
| Bethpage Federal Credit Union | 10 | 6.490% | $105,000 | 23.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | 10 | 6.625% | $195,000 | 0.0% |
| INDIANA UNIVERSITY CREDIT UNION | 10 | 6.500% | $455,000 | 16.7% |
| DIGITAL | 9 | Under 10 loans | Under 10 loans | 25.0% |
| ZILLOW HOME LOANS, LLC | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Community First Bank of Indiana | 9 | Under 10 loans | Under 10 loans | 30.8% |
| FIRST COLONY MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Arvest Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 8 | Under 10 loans | Under 10 loans | 37.5% |
| Northpointe Bank | 8 | Under 10 loans | Under 10 loans | 33.3% |
| Tomo Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| STG MORTGAGE INC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| BAY EQUITY LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| EUSTIS MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The North Salem State Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 7.7% |
| NOTRE DAME FEDERAL CREDIT UNION CORPORATION | 7 | Under 10 loans | Under 10 loans | 42.9% |
| Filo Mortgage, L.L.C. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SOLIDARITY COMMUNITY Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Peoples State Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Busey Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 66.7% |
| Citibank, National Association | 6 | Under 10 loans | Under 10 loans | 40.0% |
| UIF CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| DEVELOPER'S MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Cornerstone First Mortgage, Inc | 6 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 58.3% |
| AMERICAN INTERNET MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank, National Association | 5 | Under 10 loans | Under 10 loans | 22.2% |
| ISERVE RESIDENTIAL LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| JLB CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Bankers' Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Greenfield Banking Company | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Manufacturers and Traders Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Click n' Close, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| German American Bank | 4 | Under 10 loans | Under 10 loans | 60.0% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LoanUnited.com, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 4 | Under 10 loans | Under 10 loans | 12.5% |
| FlexPoint, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 270 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
Bank branches in Hamilton County
116 FDIC-insured branches from 32 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- BMO Bank National Association, 14841 Greyhound Ct, Carmel
- Centier Bank, 3002 E State Road 32, Westfield
- PNC Bank, National Association, 11505 Illinois St, Carmel
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.