Mortgage Lender Index

Horizon Bank

Horizon Bank is a state bank, not a federal reserve member based in Michigan City, Indiana, with $6.5 billion in assets and $5.5 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 74 branches in 39 counties.

FDIC certificate4360
Charter classState bank, not a Federal Reserve member
EstablishedNot published
Assets$6.5 billion
Deposits$5.5 billion
Offices80
Net income, year to date$56.9 million
Return on assets1.75%
Websitewww.horizonbank.com
Mortgage lendingHorizon Bank reported 2,798 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
LaPorte County, IN 8$1.5 billion
Lake County, IN 6$184.7 million
Johnson County, IN 5$418.4 million
Porter County, IN 4$371.4 million
Berrien County, MI 4$247.7 million
Tippecanoe County, IN 4$238.5 million
Midland County, MI 2$190.0 million
Wexford County, MI 2$136.4 million
Shiawassee County, MI 2$116.6 million
DeKalb County, IN 2$91.3 million
Ingham County, MI 2$90.9 million
Kalamazoo County, MI 2$80.2 million
Arenac County, MI 2$78.6 million
Kosciusko County, IN 2$77.9 million
Hamilton County, IN 2$51.7 million
Allen County, IN 2$34.9 million
Marion County, IN 1$247.4 million
Cass County, IN 1$148.6 million
Kent County, MI 1$105.0 million
Otsego County, MI 1$100.3 million
Grant County, IN 1$87.7 million
Bartholomew County, IN 1$78.2 million
Mecosta County, MI 1$76.3 million
Missaukee County, MI 1$70.2 million
Carroll County, IN 1$62.5 million
Roscommon County, MI 1$62.4 million
Ottawa County, MI 1$56.4 million
Noble County, IN 1$55.4 million
Howard County, IN 1$55.3 million
Fountain County, IN 1$50.6 million
St. Joseph County, MI 1$48.5 million
Whitley County, IN 1$37.0 million
Oakland County, MI 1$34.3 million
Crawford County, MI 1$34.2 million
Newaygo County, MI 1$30.7 million
Elkhart County, IN 1$30.6 million
St. Joseph County, IN 1$28.9 million
LaGrange County, IN 1$25.4 million
Charlevoix County, MI 1$0

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.