Mortgage lenders in Boone County
2,802 mortgages were made in Boone County, Indiana, in 2025, by 294 lenders. The median rate their borrowers got was 6.500% on a median loan of $295,000. Of 3,448 decisions, 552 were denials — 16.0%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| PULTE MORTGAGE LLC | 169 | 5.500% | $365,000 | 12.9% |
| Rocket Mortgage, LLC | 117 | 6.625% | $215,000 | 17.4% |
| The Huntington National Bank | 109 | 7.890% | $185,000 | 24.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 108 | 6.124% | $325,000 | 11.2% |
| NVR Mortgage Finance, Inc. | 107 | 6.250% | $315,000 | 23.6% |
| PNC Bank, National Association | 84 | 7.815% | $120,000 | 22.2% |
| DHI MORTGAGE COMPANY, LTD. | 81 | 5.125% | $345,000 | 16.5% |
| INDIANA MEMBERS CREDIT UNION | 79 | 5.875% | $105,000 | 14.1% |
| LENNAR MORTGAGE, LLC | 75 | 4.500% | $295,000 | 17.6% |
| GVC MORTGAGE, INC. | 72 | 6.688% | $370,000 | 3.9% |
| Fairway Independent Mortgage Corporation | 67 | 6.500% | $315,000 | 4.2% |
| Union Savings Bank | 53 | 6.750% | $415,000 | 0.0% |
| Fifth Third Bank, National Association | 52 | 7.750% | $165,000 | 30.8% |
| Elements Financial Federal Credit Union | 51 | 6.500% | $315,000 | 11.9% |
| The Farmers Bank, Frankfort, Indiana | 48 | Not published | $165,000 | 18.3% |
| MJW FINANCIAL LLC | 46 | 6.500% | $320,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 44 | 6.125% | $320,000 | 12.0% |
| RUOFF MORTGAGE COMPANY, INC. | 44 | 6.750% | $335,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 42 | 6.625% | $325,000 | 2.3% |
| UNION HOME MORTGAGE CORP. | 41 | 6.625% | $325,000 | 4.7% |
| The National Bank of Indianapolis | 40 | Not published | $465,000 | 2.4% |
| FORUM | 39 | 6.990% | $165,000 | 15.2% |
| Old National Bank | 34 | 6.000% | $295,000 | 29.2% |
| The Home National Bank of Thorntown | 34 | Not published | $200,000 | 0.0% |
| Loandepot.Com, LLC | 33 | 6.990% | $125,000 | 5.7% |
| Centier Bank | 31 | 8.000% | $215,000 | 22.0% |
| First Merchants Bank | 29 | 6.750% | $355,000 | 3.3% |
| VICTORY MORTGAGE, L.L.C. | 29 | 5.875% | $335,000 | 0.0% |
| Horizon Bank | 27 | 6.500% | $125,000 | 15.6% |
| Wolfe Financial, Inc | 26 | 6.750% | $240,000 | 0.0% |
| NEWREZ LLC | 25 | 6.750% | $325,000 | 26.5% |
| BMO Bank National Association | 24 | 8.230% | $200,000 | 25.0% |
| Merchants Bank of Indiana | 24 | 6.608% | $635,000 | 3.9% |
| FREEDOM MORTGAGE CORPORATION | 23 | 6.250% | $315,000 | 20.0% |
| Regions Bank | 23 | 4.990% | $115,000 | 39.5% |
| NATIONSTAR MORTGAGE LLC | 23 | 8.500% | $75,000 | 14.8% |
| WesBanco Bank, Inc. | 23 | 5.750% | $1,095,000 | 4.2% |
| Mortgage Research Center, LLC | 22 | 5.990% | $365,000 | 24.1% |
| STAR Financial Bank | 21 | 6.000% | $405,000 | 10.3% |
| The North Salem State Bank | 21 | Not published | $225,000 | 0.0% |
| The State Bank and Trust Company | 21 | 6.625% | $375,000 | 4.6% |
| PENNYMAC LOAN SERVICES, LLC | 20 | 5.990% | $290,000 | 13.0% |
| Coastal Community Bank | 19 | 9.740% | $85,000 | 2.8% |
| KeyBank National Association | 17 | 6.375% | $155,000 | 34.6% |
| Centra Credit Union | 17 | 5.375% | $165,000 | 5.6% |
| GUARANTEED RATE, INC. | 16 | 5.938% | $415,000 | 15.8% |
| Broker Solutions, Inc. | 16 | 7.188% | $315,000 | 5.6% |
| Lake City Bank | 16 | 7.750% | $205,000 | 11.1% |
| Bank of America, National Association | 15 | 5.625% | $255,000 | 25.0% |
| First Financial Bank | 15 | 5.990% | $205,000 | 21.1% |
| U.S. Bank National Association | 14 | 6.500% | $455,000 | 21.1% |
| GUILD MORTGAGE COMPANY | 14 | 6.495% | $500,000 | 6.3% |
| First Farmers Bank & Trust Co. | 14 | 7.275% | $105,000 | 25.0% |
| Jackson County Bank | 14 | 6.125% | $980,000 | 0.0% |
| LOWER, LLC | 13 | 6.624% | $295,000 | 7.1% |
| Navy Federal Credit Union | 12 | 6.500% | $290,000 | 25.0% |
| PURDUE | 12 | 7.125% | $95,000 | 25.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 11 | 6.625% | $345,000 | 0.0% |
| AmeriSave Mortgage Corporation | 10 | 6.875% | $140,000 | 64.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 10 | 7.813% | $170,000 | 0.0% |
| First Option Mortgage, LLC | 10 | 7.063% | $255,000 | 0.0% |
| State Bank | 10 | Not published | $260,000 | 9.1% |
| SPRING EQ, LLC | 9 | Under 10 loans | Under 10 loans | 47.4% |
| Citizens Bank, National Association | 9 | Under 10 loans | Under 10 loans | 43.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 16.7% |
| EVERWISE CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 30.8% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIGURE LENDING LLC | 8 | Under 10 loans | Under 10 loans | 31.8% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| INDIANA UNIVERSITY CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 27.3% |
| FLAT BRANCH MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 41.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 27.3% |
| THE LOAN STORE, INC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Prosperity Home Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 33.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 68.8% |
| MILESTONE HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| CMG MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Security Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 14.3% |
| KIND LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Nations Lending Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 1st Source Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 14.3% |
| Wells Fargo Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Third Federal Savings and Loan Association of Cleveland | 4 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 3 | Under 10 loans | Under 10 loans | 78.6% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FINANCIAL CENTER FIRST CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 20.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Industrial Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Renasant Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Home Bank SB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Busey Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Greenbox Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST EQUITY MORTGAGE INCORPORATED | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS EQUITY FIRST | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 80.0% |
| Zippy Loans, LLC | 1 | Under 10 loans | Under 10 loans | 80.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Stock Yards Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 66.7% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| German American Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OriginPoint, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Encompass Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Arvest Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KWIK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Union Bank Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NOTRE DAME FEDERAL CREDIT UNION CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Advisors Mortgage Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FAIR WAY LENDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sturgis Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Warren-Boynton State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE MASTERS OF INDIANA, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION 1 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Peoples State Bank of Newton, Illinois | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOLIDARITY COMMUNITY Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 94 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Boone County
26 FDIC-insured branches from 16 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| JPMorgan Chase Bank, National Association | 3 | $318.9 million |
| State Bank | 3 | $240.9 million |
| PNC Bank, National Association | 2 | $354.1 million |
| The Home National Bank of Thorntown | 2 | $167.0 million |
| The Huntington National Bank | 2 | $157.2 million |
| The North Salem State Bank | 2 | $96.5 million |
| KeyBank National Association | 2 | $90.7 million |
| Centier Bank | 2 | $72.0 million |
| Old National Bank | 1 | $156.5 million |
| BMO Bank National Association | 1 | $85.8 million |
| The Farmers Bank, Frankfort, Indiana | 1 | $69.9 million |
| First Farmers Bank & Trust Co. | 1 | $37.3 million |
| STAR Financial Bank | 1 | $36.9 million |
| Fifth Third Bank, National Association | 1 | $26.2 million |
| Regions Bank | 1 | $25.1 million |
| Stock Yards Bank & Trust Company | 1 | $253,000 |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.