Mortgage lenders in Will County
16,623 mortgages were made in Will County, Illinois, in 2025, by 511 lenders. The median rate their borrowers got was 6.750% on a median loan of $255,000. Of 22,348 decisions, 4,829 were denials — 21.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,042 | 6.370% | $350,000 | 13.7% |
| Rocket Mortgage, LLC | 1,008 | 6.875% | $205,000 | 18.3% |
| GUARANTEED RATE, INC. | 946 | 6.675% | $275,000 | 7.6% |
| JPMorgan Chase Bank, National Association | 645 | 6.490% | $255,000 | 12.3% |
| BMO Bank National Association | 589 | 8.600% | $105,000 | 32.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 373 | 6.750% | $285,000 | 6.8% |
| Loandepot.Com, LLC | 361 | 6.750% | $225,000 | 20.0% |
| PULTE MORTGAGE LLC | 360 | 6.500% | $495,000 | 13.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 342 | 6.750% | $320,000 | 3.4% |
| PNC Bank, National Association | 332 | 7.490% | $115,000 | 31.9% |
| Fifth Third Bank, National Association | 330 | 7.750% | $125,000 | 37.5% |
| U.S. Bank National Association | 306 | 8.200% | $125,000 | 47.3% |
| The Huntington National Bank | 305 | 6.940% | $185,000 | 37.7% |
| Fairway Independent Mortgage Corporation | 296 | 6.875% | $280,000 | 9.9% |
| GREENSTATE Credit Union | 293 | 7.000% | $145,000 | 8.9% |
| Old National Bank | 291 | 6.240% | $125,000 | 31.2% |
| LENNAR MORTGAGE, LLC | 261 | 5.375% | $345,000 | 7.4% |
| THE LOAN STORE, INC. | 249 | 6.625% | $285,000 | 9.3% |
| NUMARK CREDIT UNION | 219 | 7.500% | $105,000 | 24.4% |
| First American Bank | 199 | 7.250% | $105,000 | 33.7% |
| NATIONSTAR MORTGAGE LLC | 198 | 8.438% | $95,000 | 22.4% |
| PENNYMAC LOAN SERVICES, LLC | 196 | 6.562% | $265,000 | 19.5% |
| Bank of America, National Association | 186 | 5.990% | $135,000 | 49.7% |
| GUILD MORTGAGE COMPANY | 184 | 6.625% | $285,000 | 9.0% |
| NEWREZ LLC | 173 | 6.750% | $235,000 | 39.4% |
| Barrington Bank & Trust Company, National Association | 171 | 6.625% | $285,000 | 7.4% |
| M/I FINANCIAL, LLC | 164 | 5.875% | $450,000 | 2.6% |
| FREEDOM MORTGAGE CORPORATION | 155 | 6.250% | $295,000 | 17.9% |
| Broker Solutions, Inc. | 136 | 6.875% | $265,000 | 15.9% |
| COMPASS MORTGAGE, INC. | 134 | 6.625% | $310,000 | 2.2% |
| Ixonia Bank | 131 | 6.875% | $275,000 | 2.2% |
| Mortgage Research Center, LLC | 124 | 6.250% | $365,000 | 27.8% |
| FIGURE LENDING LLC | 116 | 8.675% | $65,000 | 24.6% |
| KEY MORTGAGE SERVICES, INC. | 114 | 6.625% | $325,000 | 0.8% |
| DHI MORTGAGE COMPANY, LTD. | 112 | 5.625% | $400,000 | 14.5% |
| Coastal Community Bank | 111 | 10.990% | $55,000 | 3.1% |
| UNION HOME MORTGAGE CORP. | 108 | 6.625% | $335,000 | 11.4% |
| Navy Federal Credit Union | 99 | 7.950% | $195,000 | 44.3% |
| SPRING EQ, LLC | 95 | 9.200% | $75,000 | 61.0% |
| The Federal Savings Bank | 95 | 6.625% | $305,000 | 10.4% |
| LOWER, LLC | 89 | 6.875% | $355,000 | 9.7% |
| Old Second National Bank | 85 | 7.250% | $155,000 | 11.1% |
| ALLIANT CREDIT UNION | 83 | 6.875% | $195,000 | 27.8% |
| Marquette Bank | 83 | 6.500% | $225,000 | 2.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 80 | 6.500% | $255,000 | 21.7% |
| TOWNE MORTGAGE COMPANY | 78 | 6.625% | $280,000 | 3.2% |
| Loan Funder LLC | 77 | 7.500% | $215,000 | 9.4% |
| North Shore Trust and Savings | 75 | Not published | $305,000 | 5.8% |
| Busey Bank | 74 | 7.125% | $190,000 | 21.3% |
| Lendage, LLC | 73 | 11.625% | $55,000 | 13.0% |
| AmeriSave Mortgage Corporation | 72 | 7.875% | $95,000 | 67.9% |
| SOFI BANK, NATIONAL ASSOCIATION | 69 | 8.240% | $115,000 | 17.4% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 69 | 6.625% | $275,000 | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 68 | 6.875% | $300,000 | 9.3% |
| MLD MORTGAGE INC. | 67 | 6.625% | $295,000 | 4.2% |
| AMERIHOME MORTGAGE COMPANY, LLC | 64 | 6.563% | $300,000 | 8.3% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 64 | 6.750% | $340,000 | 6.9% |
| Grundy Bank | 64 | 6.875% | $215,000 | 1.5% |
| RESICENTRAL, LLC | 62 | 6.563% | $355,000 | 5.7% |
| Wells Fargo Bank, National Association | 61 | 6.625% | $225,000 | 18.7% |
| THE ANDERSON FINANCIAL GROUP, INC. | 61 | 6.250% | $305,000 | 0.0% |
| Homeland Mortgage Company | 60 | 6.000% | $430,000 | 0.0% |
| DuPage Credit Union | 59 | 7.250% | $105,000 | 38.5% |
| GUARANTEED RATE AFFINITY, LLC | 58 | 6.563% | $305,000 | 16.7% |
| Third Federal Savings and Loan Association of Cleveland | 57 | 6.990% | $125,000 | 29.6% |
| Discover Bank | 56 | 8.940% | $75,000 | 71.8% |
| PACOR MORTGAGE CORP. | 55 | 6.875% | $305,000 | 0.0% |
| COVANTAGE CREDIT UNION | 54 | 6.500% | $115,000 | 6.6% |
| Flanagan State Bank | 52 | 6.375% | $245,000 | 6.9% |
| 254900O723MCLR701H50 | 51 | 0.000% | $5,000 | 70.9% |
| Citibank, National Association | 51 | 6.625% | $265,000 | 35.8% |
| OriginPoint, LLC | 51 | 6.750% | $365,000 | 3.7% |
| POINT MORTGAGE CORPORATION | 51 | 6.500% | $275,000 | 0.0% |
| A&D Mortgage LLC | 51 | 6.490% | $285,000 | 1.9% |
| KIND LENDING, LLC | 50 | 6.813% | $325,000 | 24.2% |
| Midland States Bank | 49 | 6.125% | $145,000 | 28.2% |
| A & N MORTGAGE SERVICES, INC. | 48 | 6.625% | $375,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 47 | 6.500% | $225,000 | 66.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 47 | 6.875% | $285,000 | 2.0% |
| BETTER MORTGAGE CORPORATION | 44 | 7.063% | $245,000 | 29.2% |
| BAY EQUITY LLC | 44 | 6.625% | $270,000 | 2.2% |
| UNITED HOME LOANS, INC. | 43 | 6.625% | $345,000 | 4.4% |
| CONSUMERS COOPERATIVE CREDIT UNION | 43 | 6.990% | $125,000 | 12.2% |
| First Federal Savings Bank | 42 | Not published | $225,000 | 6.5% |
| CARRINGTON MORTGAGE SERVICES, LLC | 39 | 6.625% | $205,000 | 58.5% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 34 | 9.990% | $220,000 | 2.9% |
| Citizens Bank, National Association | 33 | 7.650% | $165,000 | 24.5% |
| GUIDANCE RESIDENTIAL, LLC | 33 | 6.875% | $345,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 32 | 6.625% | $270,000 | 10.8% |
| OCMBC, INC. | 31 | 7.250% | $285,000 | 24.5% |
| Heartland Bank and Trust Company | 31 | 7.750% | $125,000 | 22.0% |
| First Bank of Manhattan | 30 | Not published | $65,000 | 20.0% |
| PLAZA HOME MORTGAGE, INC. | 30 | 6.625% | $265,000 | 22.5% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 30 | 6.625% | $205,000 | 6.3% |
| PLANET HOME LENDING, LLC | 28 | 5.990% | $335,000 | 21.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 27 | 6.750% | $265,000 | 10.0% |
| Ameris Bank | 27 | 6.500% | $325,000 | 6.7% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 26 | 10.518% | $90,000 | 25.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 26 | 6.500% | $300,000 | 3.0% |
| Old Plank Trail Community Bank, N.A. | 26 | Not published | $620,000 | 0.0% |
| Great Lakes Credit Union | 25 | 8.500% | $75,000 | 40.5% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 25 | 6.375% | $465,000 | 19.4% |
| Prosperity Home Mortgage, LLC | 25 | 6.625% | $355,000 | 3.9% |
| PENTAGON FEDERAL CREDIT UNION | 24 | 8.125% | $120,000 | 44.2% |
| CREDIT UNION 1 | 24 | 6.990% | $95,000 | 35.9% |
| American Commercial Bank & Trust, National Association | 24 | 6.500% | $270,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 23 | 6.500% | $355,000 | 14.7% |
| JMAC LENDING, INC. | 23 | 7.375% | $365,000 | 4.0% |
| NexBank | 23 | 6.875% | $385,000 | 3.9% |
| CROWN MORTGAGE COMPANY | 23 | 6.563% | $225,000 | 0.0% |
| PHH Mortgage Corporation | 22 | 6.558% | $260,000 | 15.4% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 22 | 6.102% | $420,000 | 4.2% |
| NFM, INC. | 22 | 6.750% | $350,000 | 0.0% |
| USAA Federal Savings Bank | 21 | 6.125% | $335,000 | 25.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 21 | 6.990% | $315,000 | 19.2% |
| First National Bank of Omaha | 20 | 6.500% | $245,000 | 28.6% |
| HealthCare Associates Credit Union | 20 | Not published | $55,000 | 28.6% |
| POLISH & SLAVIC | 20 | Not published | $210,000 | 16.7% |
| First National Bank of America | 20 | 8.250% | $165,000 | 4.8% |
| Kiavi Funding, Inc. | 19 | 9.950% | $185,000 | 9.1% |
| NEW WAVE LENDING GROUP INC | 19 | 6.500% | $305,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 18 | 5.990% | $300,000 | 44.0% |
| Associated Bank, National Association | 18 | 6.750% | $230,000 | 34.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 18 | 6.500% | $290,000 | 14.3% |
| Lisle Savings Bank | 18 | Not published | $355,000 | 14.3% |
| T2 FINANCIAL LLC | 18 | 6.688% | $290,000 | 5.0% |
| Equity Prime Mortgage LLC | 17 | 6.625% | $295,000 | 26.1% |
| MOVEMENT MORTGAGE, LLC | 17 | 6.625% | $295,000 | 26.9% |
| DEEPHAVEN MORTGAGE LLC | 17 | 7.375% | $205,000 | 34.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 17 | 6.500% | $275,000 | 5.6% |
| CIBM Bank | 17 | 6.500% | $345,000 | 0.0% |
| CMG MORTGAGE, INC. | 16 | 6.933% | $295,000 | 19.2% |
| Valon Mortgage, Inc. | 16 | 9.463% | $100,000 | 16.7% |
| CIBC Bank USA | 16 | 6.438% | $285,000 | 5.3% |
| GENEVA FINANCIAL, LLC | 16 | 6.750% | $230,000 | 0.0% |
| NBKC BANK | 15 | 6.250% | $425,000 | 20.0% |
| Flagstar Bank, N.A. | 15 | 6.500% | $195,000 | 34.6% |
| FIRST STATE MORTGAGE SERVICES, LLC | 15 | 6.490% | $275,000 | 0.0% |
| AMWEST FUNDING CORP. | 15 | 7.125% | $355,000 | 0.0% |
| UIF CORPORATION | 14 | 6.688% | $370,000 | 17.7% |
| Nations Lending Corporation | 14 | 6.563% | $265,000 | 10.5% |
| FIRST NORTHERN Credit Union | 14 | 7.640% | $75,000 | 22.2% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 14 | 6.875% | $280,000 | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 14 | 6.250% | $440,000 | 6.7% |
| Baxter Credit Union | 13 | 7.250% | $175,000 | 16.0% |
| Click n' Close, Inc. | 13 | 6.625% | $275,000 | 13.3% |
| Peoples Bank | 13 | 6.750% | $205,000 | 27.8% |
| COMPEER FINANCIAL, FLCA | 13 | 7.250% | $425,000 | 22.2% |
| LENDSURE MORTGAGE CORP. | 13 | 7.500% | $235,000 | 0.0% |
| NEXERA HOLDING LLC | 12 | 7.625% | $210,000 | 7.7% |
| QUORUM FEDERAL CREDIT UNION | 12 | 9.125% | $95,000 | 30.0% |
| Republic Bank of Chicago | 12 | Not published | $145,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 11 | 6.750% | $305,000 | 21.4% |
| BPL MORTGAGE TRUST, LLC | 11 | 8.500% | $255,000 | 13.3% |
| STOCKTON MORTGAGE CORPORATION | 11 | 6.875% | $325,000 | 8.3% |
| CHAMPIONS FUNDING, LLC | 11 | 7.750% | $325,000 | 26.7% |
| Hometown National Bank | 11 | Not published | $295,000 | 0.0% |
| FINANCIAL PLUS CREDIT UNION | 11 | 5.750% | $245,000 | 15.4% |
| Plains Commerce Bank | 10 | 6.495% | $395,000 | 16.7% |
| HOMEXPRESS MORTGAGE CORP. | 10 | 7.750% | $180,000 | 41.2% |
| Bethpage Federal Credit Union | 10 | 6.740% | $110,000 | 23.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 10 | 10.490% | $155,000 | 0.0% |
| Self-Help Federal Credit Union | 10 | 8.250% | $250,000 | 9.1% |
| CNB Bank And Trust, N.A. | 10 | 7.100% | $515,000 | 0.0% |
| Wheaton Bank & Trust, N.A. | 10 | Not published | $820,000 | 0.0% |
| Municipal Trust and Savings Bank | 10 | Not published | $215,000 | 0.0% |
| SUCCESS LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 40.0% |
| Regions Bank | 9 | Under 10 loans | Under 10 loans | 35.3% |
| PANORAMA MORTGAGE GROUP, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Synergy One Lending, Inc. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| TECH Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HARTFORD FUNDING, LTD. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 8 | Under 10 loans | Under 10 loans | 59.3% |
| First Federal Bank | 8 | Under 10 loans | Under 10 loans | 42.9% |
| DIGITAL | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 8 | Under 10 loans | Under 10 loans | 10.0% |
| ENDEAVOR CAPITAL, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 8 | Under 10 loans | Under 10 loans | 20.0% |
| STG MORTGAGE INC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Pontiac | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 81.1% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| THE MORTGAGE LINK, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| OSB Community Bank | 7 | Under 10 loans | Under 10 loans | 10.0% |
| National Bank of St. Anne | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Providence Bank & Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FNBC Bank & Trust | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SELECT LENDING SERVICES LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 63.2% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 311 lenders each made 6 or fewer mortgages here, and are counted in the totals above.
Bank branches in Will County
158 FDIC-insured branches from 34 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
4 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- BankFinancial, National Association, 1401 N Larkin Ave, Joliet
- CIBC Bank USA, 14102 S Bell Rd, Homer Glen
- CIBC Bank USA, 23840 W Eames St, Channahon
- The Lemont National Bank, 15624 Marian Dr, Homer Glen
Get told when this changes
When the next year’s lending figures are out for Will County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.