Home purchase lenders in Hall County
2,643 home purchase mortgages were made in Hall County, Georgia, in 2025, by 292 lenders. The median rate their borrowers got was 6.499% on a median loan of $345,000. Of 3,067 decisions, 371 were denials — 12.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 234 | 6.555% | $335,000 | 9.6% |
| Rocket Mortgage, LLC | 110 | 6.490% | $330,000 | 11.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 108 | 6.375% | $305,000 | 6.1% |
| PULTE MORTGAGE LLC | 101 | 5.990% | $405,000 | 20.5% |
| Ameris Bank | 101 | 6.250% | $365,000 | 8.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 88 | 5.490% | $440,000 | 13.5% |
| Fairway Independent Mortgage Corporation | 85 | 6.625% | $335,000 | 1.2% |
| Loandepot.Com, LLC | 77 | 5.750% | $325,000 | 38.1% |
| INSPIRE HOME LOANS INC. | 67 | 5.625% | $375,000 | 6.9% |
| DHI MORTGAGE COMPANY, LTD. | 63 | 3.990% | $365,000 | 14.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 59 | 6.625% | $335,000 | 1.7% |
| EVERETT FINANCIAL, INC. | 56 | 6.500% | $350,000 | 12.5% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 53 | 6.250% | $315,000 | 0.0% |
| United Community Bank | 39 | 6.750% | $505,000 | 11.1% |
| TRAILBLAZER MORTGAGE L.L.C. | 39 | 5.875% | $355,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 36 | 6.495% | $335,000 | 20.0% |
| First Option Mortgage, LLC | 34 | 6.933% | $335,000 | 0.0% |
| Truist Bank | 33 | 6.490% | $425,000 | 5.7% |
| Regions Bank | 32 | 6.375% | $395,000 | 19.1% |
| GUARANTEED RATE, INC. | 29 | 6.625% | $325,000 | 6.5% |
| Broker Solutions, Inc. | 29 | 6.490% | $345,000 | 6.5% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 29 | 6.375% | $375,000 | 3.3% |
| Paramount Residential Mortgage Group, Inc. | 26 | 6.625% | $325,000 | 7.1% |
| US MORTGAGE CORPORATION | 26 | 7.000% | $310,000 | 7.1% |
| Prosperity Home Mortgage, LLC | 25 | 6.500% | $335,000 | 0.0% |
| Taylor Morrison Home Funding, Inc. | 24 | 5.750% | $420,000 | 17.2% |
| Capital City Home Loans, LLC | 23 | 6.500% | $365,000 | 0.0% |
| Mortgage Research Center, LLC | 20 | 6.375% | $365,000 | 8.7% |
| Onward Home Mortgage, LLC | 20 | 6.625% | $455,000 | 4.8% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 19 | 6.625% | $325,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 19 | 6.750% | $305,000 | 13.6% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 19 | 6.500% | $395,000 | 0.0% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | 19 | 6.875% | $355,000 | 0.0% |
| 21st Mortgage Corporation | 18 | 9.580% | $140,000 | 60.4% |
| Navy Federal Credit Union | 18 | 6.188% | $325,000 | 5.3% |
| Wells Fargo Bank, National Association | 18 | 6.313% | $350,000 | 10.0% |
| ZILLOW HOME LOANS, LLC | 18 | 6.500% | $335,000 | 0.0% |
| Bank of America, National Association | 18 | 5.990% | $395,000 | 18.2% |
| GUARANTEED RATE AFFINITY, LLC | 18 | 6.625% | $365,000 | 0.0% |
| PINNACLE BANK | 17 | Not published | $255,000 | 10.5% |
| JPMorgan Chase Bank, National Association | 16 | 6.625% | $345,000 | 5.9% |
| LOWER, LLC | 16 | 6.375% | $330,000 | 5.9% |
| NEWREZ LLC | 15 | 6.250% | $365,000 | 27.3% |
| DELTA COMMUNITY CREDIT UNION | 15 | 5.875% | $385,000 | 25.0% |
| Peach State Bank & Trust | 15 | Not published | $565,000 | 6.3% |
| AMERICAN FINANCIAL NETWORK, INC. | 15 | 6.625% | $335,000 | 0.0% |
| Associated Credit Union | 14 | 5.625% | $255,000 | 17.7% |
| LENNAR MORTGAGE, LLC | 14 | 3.875% | $370,000 | 22.2% |
| ACOPIA, LLC | 14 | 5.938% | $305,000 | 0.0% |
| Peoples Bank & Trust | 14 | Not published | $360,000 | 0.0% |
| Click n' Close, Inc. | 13 | 7.125% | $285,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 13 | 6.500% | $385,000 | 0.0% |
| KIND LENDING, LLC | 12 | 6.625% | $400,000 | 18.8% |
| FREEDOM MORTGAGE CORPORATION | 12 | 6.250% | $370,000 | 7.7% |
| THE LOAN STORE, INC. | 11 | 6.375% | $415,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 11 | 7.125% | $385,000 | 0.0% |
| GEORGIA'S OWN | 10 | 6.000% | $300,000 | 0.0% |
| T2 FINANCIAL LLC | 10 | 6.750% | $405,000 | 8.3% |
| CANOPY MORTGAGE, LLC | 10 | 6.250% | $370,000 | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.625% | $400,000 | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 10 | 6.995% | $350,000 | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 10 | 6.625% | $275,000 | 0.0% |
| Plains Commerce Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Cornerstone First Mortgage, Inc | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 8 | Under 10 loans | Under 10 loans | 27.3% |
| MOVEMENT MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Renasant Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| BoxCar Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Fifth Third Bank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| First National Bank of America | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 6 | Under 10 loans | Under 10 loans | 33.3% |
| CHAMPIONS FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Presidential Bank, FSB | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Magnolia Bank, Incorporated | 6 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Heritage Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NATIONSTAR MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JET HOMELOANS, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 9845007CY0EC0F59W414 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA UNITED | 3 | Under 10 loans | Under 10 loans | 57.1% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 16.7% |
| SUMMIT FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SHELTER HOME MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ASSURANCE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Synovus Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 60.0% |
| City National Bank of Florida | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COLONY BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| THE MORTGAGE FIRM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GARDNER FINANCIAL SERVICES, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GMFS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VYSTAR CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First American Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 549300Y3R0S9WULTX168 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 59.4% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 60.0% |
| RADIUS FINANCIAL GROUP INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PLANET HOME LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| V.I.P. MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AgGeorgia Farm Credit, ACA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank of Pickens County | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900AH8L5ZM1JZET07 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900HL2VMAYA3J5494 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Citizens Bank of Georgia | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PromiseOne Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 92 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.