AgGeorgia Farm Credit, ACA
AgGeorgia Farm Credit, ACA received 210 applications in 2025 and made 48 mortgages, in 72 counties across 2 states. The median rate its borrowers got was 8.025% on a median loan of $235,000. Of 122 decisions, 74 were denials — 60.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300VB36IN88XCBR50 |
|---|---|
| Applications received | 210 |
| Mortgages made | 48 |
| Denied | 74 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 88 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.8675 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 30 | 8.250% | $320,000 | 66.3% |
| Refinancing | 11 | 7.750% | $225,000 | 42.1% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 30.0% |
Where AgGeorgia Farm Credit, ACA lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Burke County, GA | 4 | Under 10 loans | 42.9% |
| Franklin County, GA | 4 | Under 10 loans | 33.3% |
| Madison County, GA | 3 | Under 10 loans | 50.0% |
| Tift County, GA | 3 | Under 10 loans | 40.0% |
| Habersham County, GA | 2 | Under 10 loans | 33.3% |
| Hall County, GA | 2 | Under 10 loans | 33.3% |
| Hart County, GA | 2 | Under 10 loans | 33.3% |
| Houston County, GA | 2 | Under 10 loans | 33.3% |
| Lincoln County, GA | 2 | Under 10 loans | 0.0% |
| Oglethorpe County, GA | 2 | Under 10 loans | 0.0% |
| Stephens County, GA | 2 | Under 10 loans | 0.0% |
| Union County, GA | 2 | Under 10 loans | 0.0% |
| Worth County, GA | 2 | Under 10 loans | 0.0% |
| Banks County, GA | 1 | Under 10 loans | 75.0% |
| Catoosa County, GA | 1 | Under 10 loans | 50.0% |
| Cook County, GA | 1 | Under 10 loans | 50.0% |
| Dawson County, GA | 1 | Under 10 loans | 66.7% |
| Echols County, GA | 1 | Under 10 loans | 0.0% |
| Forsyth County, GA | 1 | Under 10 loans | 0.0% |
| Jefferson County, GA | 1 | Under 10 loans | 66.7% |
| Johnson County, GA | 1 | Under 10 loans | 0.0% |
| Macon County, GA | 1 | Under 10 loans | 50.0% |
| Mitchell County, GA | 1 | Under 10 loans | 0.0% |
| Pickens County, GA | 1 | Under 10 loans | 75.0% |
| Polk County, GA | 1 | Under 10 loans | 50.0% |
| Richmond County, GA | 1 | Under 10 loans | 50.0% |
| Upson County, GA | 1 | Under 10 loans | 0.0% |
| Washington County, GA | 1 | Under 10 loans | 66.7% |
| Wilkinson County, GA | 1 | Under 10 loans | 0.0% |
| Baldwin County, GA | 0 | Under 10 loans | Not published |
| Barrow County, GA | 0 | Under 10 loans | 100.0% |
| Bartow County, GA | 0 | Under 10 loans | 100.0% |
| Berrien County, GA | 0 | Under 10 loans | 100.0% |
| Bibb County, GA | 0 | Under 10 loans | 100.0% |
| Brooks County, GA | 0 | Under 10 loans | 100.0% |
| Chattooga County, GA | 0 | Under 10 loans | 100.0% |
| Cherokee County, GA | 0 | Under 10 loans | 100.0% |
| Clarke County, GA | 0 | Under 10 loans | 100.0% |
| Colquitt County, GA | 0 | Under 10 loans | 100.0% |
| Columbia County, GA | 0 | Under 10 loans | 100.0% |
| Crawford County, GA | 0 | Under 10 loans | Not published |
| Dade County, GA | 0 | Under 10 loans | 100.0% |
| Dooly County, GA | 0 | Under 10 loans | 100.0% |
| Elbert County, GA | 0 | Under 10 loans | 100.0% |
| Emanuel County, GA | 0 | Under 10 loans | 100.0% |
| Fannin County, GA | 0 | Under 10 loans | Not published |
| Floyd County, GA | 0 | Under 10 loans | 100.0% |
| Gilmer County, GA | 0 | Under 10 loans | 100.0% |
| Glascock County, GA | 0 | Under 10 loans | Not published |
| Gordon County, GA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.