Home purchase lenders in Collier County
5,336 home purchase mortgages were made in Collier County, Florida, in 2025, by 570 lenders. The median rate their borrowers got was 6.625% on a median loan of $445,000. Of 6,368 decisions, 883 were denials — 13.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, INC. | 414 | 6.825% | $425,000 | 2.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 395 | 6.625% | $445,000 | 13.7% |
| Rocket Mortgage, LLC | 227 | 6.625% | $415,000 | 14.8% |
| PULTE MORTGAGE LLC | 225 | 5.250% | $445,000 | 18.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 214 | 6.625% | $455,000 | 11.2% |
| LENNAR MORTGAGE, LLC | 155 | 5.750% | $315,000 | 27.4% |
| LAKE MICHIGAN CREDIT UNION | 155 | 6.240% | $535,000 | 8.2% |
| JPMorgan Chase Bank, National Association | 117 | 6.375% | $605,000 | 13.3% |
| Loandepot.Com, LLC | 102 | 6.250% | $350,000 | 21.4% |
| Suncoast Credit Union | 102 | 5.625% | $330,000 | 19.9% |
| PENNYMAC LOAN SERVICES, LLC | 99 | 6.499% | $485,000 | 16.0% |
| Broker Solutions, Inc. | 97 | 6.875% | $405,000 | 5.8% |
| THE LOAN STORE, INC. | 87 | 6.990% | $415,000 | 5.2% |
| GUARANTEED RATE, INC. | 73 | 6.875% | $475,000 | 4.0% |
| U.S. Bank National Association | 72 | 6.375% | $605,000 | 8.4% |
| Summit Mortgage Corporation | 67 | 6.875% | $415,000 | 1.5% |
| Bank of America, National Association | 66 | 5.995% | $565,000 | 28.3% |
| KIND LENDING, LLC | 61 | 6.750% | $435,000 | 21.8% |
| Taylor Morrison Home Funding, Inc. | 60 | 6.625% | $430,000 | 22.1% |
| NEWREZ LLC | 59 | 7.000% | $425,000 | 9.2% |
| Wells Fargo Bank, National Association | 58 | 6.375% | $470,000 | 27.2% |
| MOVEMENT MORTGAGE, LLC | 55 | 6.875% | $355,000 | 7.1% |
| Morgan Stanley Private Bank, National Association | 46 | 5.725% | $625,000 | 2.0% |
| Fifth Third Bank, National Association | 45 | 6.470% | $505,000 | 27.4% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 45 | 7.124% | $435,000 | 6.1% |
| LOWER, LLC | 44 | 6.625% | $370,000 | 4.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 41 | 6.625% | $405,000 | 0.0% |
| Charles Schwab Bank, SSB | 39 | 5.500% | $990,000 | 7.0% |
| Citizens Bank, National Association | 35 | 6.375% | $675,000 | 23.4% |
| TOLL BROTHERS MORTGAGE COMPANY | 34 | 6.625% | $505,000 | 10.5% |
| Mortgage Research Center, LLC | 33 | 6.125% | $505,000 | 13.2% |
| FineMark National Bank & Trust | 32 | Not published | $610,000 | 2.9% |
| NEAL COMMUNITIES FUNDING, LLC | 31 | 6.750% | $385,000 | 18.4% |
| Paramount Residential Mortgage Group, Inc. | 31 | 6.625% | $455,000 | 18.4% |
| CMG MORTGAGE, INC. | 30 | 6.813% | $500,000 | 7.7% |
| GUARANTEED RATE AFFINITY, LLC | 30 | 6.600% | $605,000 | 11.8% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 30 | 6.813% | $395,000 | 0.0% |
| Truist Bank | 29 | 6.225% | $695,000 | 23.7% |
| A&D Mortgage LLC | 29 | 6.750% | $455,000 | 12.1% |
| Navy Federal Credit Union | 29 | 6.250% | $405,000 | 6.5% |
| UBS Bank USA | 29 | 5.875% | $975,000 | 3.3% |
| Fairway Independent Mortgage Corporation | 28 | 6.990% | $345,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 24 | 6.750% | $340,000 | 11.1% |
| TD Bank, National Association | 23 | 6.250% | $795,000 | 14.8% |
| FBC MORTGAGE, LLC | 23 | 6.490% | $595,000 | 0.0% |
| SPACE COAST CREDIT UNION | 23 | 5.750% | $385,000 | 14.8% |
| Third Federal Savings and Loan Association of Cleveland | 21 | 6.740% | $275,000 | 17.9% |
| CHAMPIONS FUNDING, LLC | 20 | 7.625% | $340,000 | 13.0% |
| Barrington Bank & Trust Company, National Association | 20 | 6.875% | $465,000 | 13.0% |
| PLAZA HOME MORTGAGE, INC. | 20 | 6.933% | $400,000 | 13.0% |
| MIDFLORIDA | 19 | 6.000% | $805,000 | 24.0% |
| PNC Bank, National Association | 19 | 6.375% | $545,000 | 20.8% |
| BETTER MORTGAGE CORPORATION | 19 | 6.750% | $425,000 | 13.6% |
| American Momentum Bank | 18 | Not published | $675,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 17 | 6.250% | $635,000 | 10.5% |
| First Horizon Bank | 17 | 6.500% | $525,000 | 21.7% |
| Stifel Bank and Trust | 17 | 6.000% | $865,000 | 0.0% |
| OCMBC, INC. | 16 | 6.999% | $475,000 | 25.0% |
| ZILLOW HOME LOANS, LLC | 16 | 6.625% | $325,000 | 11.1% |
| The Huntington National Bank | 16 | 6.188% | $685,000 | 11.1% |
| Reliable Holdings Manager dba Lendz Financial | 16 | 7.125% | $420,000 | 5.9% |
| FIDELITY DIRECT MORTGAGE, LLC | 16 | 7.058% | $345,000 | 11.1% |
| GUILD MORTGAGE COMPANY | 15 | 6.750% | $465,000 | 13.6% |
| Hometown Equity Mortgage, LLC | 15 | 7.125% | $485,000 | 31.8% |
| NQM FUNDING, LLC | 15 | 7.374% | $585,000 | 15.0% |
| Ixonia Bank | 15 | 7.125% | $365,000 | 6.3% |
| LENDSURE MORTGAGE CORP. | 15 | 7.625% | $345,000 | 6.3% |
| SELECT LENDING SERVICES LLC | 15 | 6.750% | $415,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 14 | 6.813% | $385,000 | 15.8% |
| The Central Trust Bank | 14 | 6.688% | $395,000 | 12.5% |
| Citibank, National Association | 13 | 5.875% | $975,000 | 7.1% |
| Manufacturers and Traders Trust Company | 13 | 5.750% | $605,000 | 7.1% |
| Cazle Mortgage, Inc. | 13 | 6.250% | $475,000 | 0.0% |
| Raymond James Bank | 13 | 5.375% | $1,105,000 | 0.0% |
| RESICENTRAL, LLC | 12 | 6.500% | $495,000 | 11.8% |
| Plains Commerce Bank | 12 | 6.563% | $530,000 | 20.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 12 | 6.563% | $475,000 | 5.6% |
| Commerce Home Mortgage, Inc. | 12 | 7.875% | $610,000 | 7.7% |
| MATTAMY HOME FUNDING, LLC | 12 | 6.490% | $380,000 | 0.0% |
| Centennial Bank | 11 | 7.125% | $485,000 | 23.5% |
| AMERICAN HERITAGE LENDING, LLC | 11 | 7.000% | $305,000 | 0.0% |
| Regions Bank | 11 | 6.000% | $505,000 | 35.3% |
| Luminate Bank | 11 | 6.875% | $555,000 | 0.0% |
| Citadel Servicing Corporation | 11 | 7.875% | $595,000 | 0.0% |
| Lake Forest Bank & Trust Company, N.A. | 11 | Not published | $1,255,000 | 8.3% |
| USAA Federal Savings Bank | 10 | 6.188% | $550,000 | 33.3% |
| DEEPHAVEN MORTGAGE LLC | 10 | 7.313% | $545,000 | 33.3% |
| EVERETT FINANCIAL, INC. | 10 | 6.870% | $405,000 | 0.0% |
| Click n' Close, Inc. | 10 | 7.125% | $435,000 | 0.0% |
| JMAC LENDING, INC. | 10 | 6.125% | $505,000 | 9.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.125% | $415,000 | 9.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.433% | $490,000 | 0.0% |
| 21st Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 64.0% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 60.9% |
| AMERIHOME MORTGAGE COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| DFCU FINANCIAL | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 30.8% |
| ARC HOME LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NEXERA HOLDING LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 9 | Under 10 loans | Under 10 loans | 10.0% |
| First Merchants Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Seacoast National Bank | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Mortgage Right | 8 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE WAREHOUSE,LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Leader Bank, National Association | 8 | Under 10 loans | Under 10 loans | 11.1% |
| FOUNDATION MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| 2549005FUF02T1IFCA22 | 7 | Under 10 loans | Under 10 loans | 41.7% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Sanibel Captiva Community Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Logan Finance Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COLONY MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 30.0% |
| GENWAY HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Equity Prime Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NexBank | 7 | Under 10 loans | Under 10 loans | 30.0% |
| STG MORTGAGE INC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| SouthState Bank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Liberty | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Rockland Trust Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Union Savings Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GERSHMAN INVESTMENT CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 12.5% |
| BMO Bank National Association | 6 | Under 10 loans | Under 10 loans | 40.0% |
| American Airlines Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 11.1% |
| Prosperity Home Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Vista Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| MY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Valley National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 5 | Under 10 loans | Under 10 loans | 61.5% |
| OriginPoint, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Bethpage Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Goldman Sachs Bank USA | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Kiavi Funding, Inc. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| AMERITRUST MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UMB Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| BELEM SERVICING LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Desjardins Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 5 | Under 10 loans | Under 10 loans | 0.0% |
| WesBanco Bank, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| T2 FINANCIAL LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FlexPoint, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE EQUITY PARTNERS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Busey Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Centier Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Independent Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| POINT MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Nicolet National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED HOME LOANS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Springfield | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Crews Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Northern Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 70.0% |
| First Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL PACIFIC FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cogent Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MICHIGAN MUTUAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HARTFORD FUNDING, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Synovus Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BOKF, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Associated Bank, National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Synergy One Lending, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BNY Mellon, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FAIRWINDS CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Wings Financial Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NJ LENDERS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 370 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.