Mortgage Lender Index

Mortgage lenders in California, county by county

569,218 mortgages were made in California in 2025, across 58 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.

CountyLendersMortgages made Median rateMedian loanDenied
Los Angeles County 786106,668 6.750%$505,000 24.2%
San Diego County 73152,503 6.625%$525,000 22.0%
Riverside County 73448,863 6.625%$405,000 24.4%
Orange County 69445,570 6.740%$515,000 20.9%
San Bernardino County 64935,747 6.625%$355,000 24.3%
Sacramento County 58928,763 6.625%$365,000 20.9%
Santa Clara County 52525,551 6.240%$905,000 17.9%
Alameda County 56721,941 6.490%$655,000 20.3%
Contra Costa County 53719,926 6.625%$505,000 21.2%
Kern County 48314,913 6.625%$275,000 22.8%
Fresno County 45814,101 6.572%$295,000 25.7%
San Joaquin County 46813,656 6.500%$395,000 23.5%
Ventura County 49412,642 6.625%$475,000 21.2%
Placer County 48011,189 6.625%$425,000 18.7%
San Mateo County 4109,709 6.375%$855,000 17.5%
Solano County 4298,223 6.625%$395,000 22.9%
San Francisco County 4268,060 6.375%$805,000 16.4%
Sonoma County 3997,918 6.875%$435,000 18.6%
Stanislaus County 3867,867 6.625%$335,000 24.4%
Tulare County 3516,843 6.500%$295,000 22.9%
Santa Barbara County 4065,402 6.750%$505,000 21.8%
San Luis Obispo County 3764,840 6.750%$455,000 20.6%
El Dorado County 4114,769 6.647%$385,000 20.6%
Monterey County 3734,435 6.750%$475,000 24.3%
Marin County 3584,126 6.625%$685,000 19.3%
Merced County 3113,637 6.500%$315,000 23.5%
Shasta County 3023,591 6.745%$255,000 22.4%
Butte County 3133,408 6.624%$265,000 21.9%
Madera County 3083,401 6.500%$345,000 24.4%
Santa Cruz County 3213,307 6.875%$505,000 19.9%
Yolo County 3212,818 6.625%$385,000 20.5%
Nevada County 3122,456 6.625%$375,000 21.5%
Kings County 2382,345 6.375%$305,000 21.2%
Yuba County 2462,026 6.250%$365,000 21.7%
Napa County 2821,993 6.875%$475,000 22.1%
Imperial County 2361,897 6.625%$275,000 24.2%
Humboldt County 2071,397 6.625%$305,000 19.9%
Sutter County 2101,363 6.625%$295,000 24.3%
Calaveras County 2611,299 6.750%$305,000 22.5%
Tuolumne County 2401,163 6.750%$265,000 22.6%
Lake County 2261,123 6.750%$235,000 27.6%
San Benito County 2211,099 6.625%$505,000 21.9%
Tehama County 186978 6.750%$235,000 24.9%
Mendocino County 215942 6.875%$325,000 24.7%
Amador County 215901 6.625%$265,000 22.2%
Siskiyou County 182716 6.625%$215,000 23.3%
Mono County 156468 6.875%$465,000 16.7%
Plumas County 161442 6.625%$255,000 20.4%
Lassen County 120383 6.625%$195,000 24.2%
Glenn County 114367 6.500%$245,000 25.4%
Del Norte County 125347 6.500%$265,000 25.6%
Mariposa County 153319 6.625%$305,000 28.9%
Colusa County 108263 6.625%$265,000 25.1%
Inyo County 107232 6.875%$305,000 17.0%
Trinity County 92144 6.500%$215,000 31.6%
Modoc County 5986 6.875%$165,000 27.0%
Sierra County 5251 6.625%$215,000 34.5%
Alpine County 4231 6.990%$245,000 28.3%

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.