Mortgage Lender Index

Banc of California

Banc of California is a state bank, federal reserve member based in Los Angeles, California, with $34.9 billion in assets and $28.2 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 79 branches in 14 counties.

FDIC certificate24045
Charter classState bank, Federal Reserve member
EstablishedNot published
Assets$34.9 billion
Deposits$28.2 billion
Offices85
Net income, year to date$-152.3 million
Return on assets-0.88%
Websitewww.bancofcal.com
Mortgage lendingNo lender of this name reports under HMDA: this bank does not file HMDA, or files under another name.

Branches by county, 2026

CountyBranchesDeposits
Los Angeles County, CA 28$15.2 billion
San Diego County, CA 13$1.6 billion
Orange County, CA 12$1.3 billion
Riverside County, CA 6$648.9 million
San Bernardino County, CA 5$679.1 million
San Luis Obispo County, CA 3$315.5 million
Santa Barbara County, CA 3$313.1 million
Ventura County, CA 3$306.9 million
Durham County, NC 1$7.1 billion
Denver County, CO 1$236.4 million
Fresno County, CA 1$193.0 million
Kern County, CA 1$105.2 million
Tulare County, CA 1$76.6 million
Kings County, CA 1$66.9 million

Closed since the 2025 survey

3 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.