Mortgage Lender Index

GOOGAIN, INC.

GOOGAIN, INC. received 1,140 applications in 2025 and made 968 mortgages, in 50 counties across 7 states. The median rate its borrowers got was 6.490% on a median loan of $625,000. Of 975 decisions, 5 were denials — 0.5%, most often for other.

Legal Entity Identifier549300JOD3S8ZGZLHP53
Applications received1,140
Mortgages made968
Denied5
Approved, not taken up2
Withdrawn or incomplete165
Loans bought from other lenders0
Median rate spread over the prime offer rate-0.0025 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase404 6.624%$660,000 0.7%
Refinancing493 6.250%$615,000 0.4%
Cash-out refinancing71 6.875%$485,000 0.0%
Other purposes0 Under 10 loansUnder 10 loans Not published

Where GOOGAIN, INC. lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Santa Clara County, CA 3086.375%0.6%
Alameda County, CA 1536.500%0.7%
San Diego County, CA 706.375%0.0%
Contra Costa County, CA 596.375%0.0%
San Mateo County, CA 556.250%0.0%
Sacramento County, CA 476.500%4.1%
San Francisco County, CA 406.375%0.0%
San Joaquin County, CA 356.500%0.0%
Los Angeles County, CA 346.495%0.0%
Orange County, CA 286.500%0.0%
Riverside County, CA 146.438%0.0%
Placer County, CA 136.375%0.0%
Fresno County, CA 116.750%0.0%
Yolo County, CA 116.625%0.0%
San Bernardino County, CA 107.063%0.0%
Stanislaus County, CA 106.750%0.0%
Solano County, CA 8Under 10 loans0.0%
Maricopa County, AZ 7Under 10 loans0.0%
Marin County, CA 7Under 10 loans0.0%
King County, WA 7Under 10 loans0.0%
Monterey County, CA 4Under 10 loans0.0%
Santa Cruz County, CA 3Under 10 loans0.0%
Sonoma County, CA 3Under 10 loans0.0%
Madera County, CA 2Under 10 loans0.0%
Napa County, CA 2Under 10 loans0.0%
Durham County, NC 2Under 10 loans0.0%
Fort Bend County, TX 2Under 10 loans0.0%
Travis County, TX 2Under 10 loans0.0%
Williamson County, TX 2Under 10 loans0.0%
Snohomish County, WA 2Under 10 loans0.0%
Pinal County, AZ 1Under 10 loans0.0%
Calaveras County, CA 1Under 10 loans0.0%
El Dorado County, CA 1Under 10 loans0.0%
Kern County, CA 1Under 10 loans0.0%
Merced County, CA 1Under 10 loans0.0%
San Benito County, CA 1Under 10 loans0.0%
Santa Barbara County, CA 1Under 10 loans0.0%
Hillsborough County, FL 1Under 10 loans0.0%
Orange County, FL 1Under 10 loans0.0%
Osceola County, FL 1Under 10 loans0.0%
Palm Beach County, FL 1Under 10 loans0.0%
St. Johns County, FL 1Under 10 loans0.0%
Seminole County, FL 1Under 10 loans0.0%
Multnomah County, OR 1Under 10 loans0.0%
Collin County, TX 1Under 10 loans0.0%
Parker County, TX 1Under 10 loans0.0%
Kitsap County, WA 1Under 10 loans0.0%
Ventura County, CA 0Under 10 loansNot published
Hays County, TX 0Under 10 loansNot published
Tarrant County, TX 0Under 10 loansNot published

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When GOOGAIN, INC.’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.