Mortgage lenders in Butte County
3,408 mortgages were made in Butte County, California, in 2025, by 313 lenders. The median rate their borrowers got was 6.624% on a median loan of $265,000. Of 4,617 decisions, 1,012 were denials — 21.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 412 | 6.398% | $345,000 | 13.2% |
| Rocket Mortgage, LLC | 217 | 6.750% | $205,000 | 19.0% |
| NEWREZ LLC | 194 | 6.750% | $310,000 | 8.8% |
| Tri Counties Bank | 193 | 5.990% | $115,000 | 30.9% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 135 | 6.250% | $265,000 | 1.5% |
| Fairway Independent Mortgage Corporation | 121 | 6.625% | $335,000 | 2.4% |
| KIND LENDING, LLC | 111 | 6.250% | $305,000 | 19.0% |
| SIERRA CENTRAL CREDIT UNION | 99 | 7.125% | $105,000 | 21.4% |
| GUARANTEED RATE, INC. | 85 | 6.375% | $315,000 | 4.4% |
| Commerce Home Mortgage, Inc. | 79 | 6.375% | $285,000 | 3.6% |
| THE GOLDEN 1 | 76 | 7.750% | $105,000 | 38.1% |
| THE LOAN STORE, INC. | 74 | 6.490% | $325,000 | 3.6% |
| GUILD MORTGAGE COMPANY | 66 | 6.500% | $275,000 | 2.6% |
| U.S. Bank National Association | 60 | 8.050% | $155,000 | 46.0% |
| PENNYMAC LOAN SERVICES, LLC | 56 | 6.313% | $315,000 | 10.9% |
| Bank of America, National Association | 54 | 6.245% | $110,000 | 51.8% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 47 | 6.250% | $255,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 42 | 5.500% | $445,000 | 4.6% |
| Loandepot.Com, LLC | 41 | 7.375% | $115,000 | 27.6% |
| Plains Commerce Bank | 41 | 6.625% | $315,000 | 6.8% |
| JPMorgan Chase Bank, National Association | 39 | 6.375% | $285,000 | 11.1% |
| MOVEMENT MORTGAGE, LLC | 35 | 6.625% | $315,000 | 0.0% |
| Mortgage Research Center, LLC | 34 | 6.125% | $315,000 | 34.0% |
| SCHOOLSFIRST | 34 | 5.870% | $120,000 | 5.6% |
| NATIONSTAR MORTGAGE LLC | 33 | 6.875% | $195,000 | 22.7% |
| Paramount Residential Mortgage Group, Inc. | 33 | 6.375% | $265,000 | 0.0% |
| CMG MORTGAGE, INC. | 28 | 6.813% | $440,000 | 6.1% |
| FIGURE LENDING LLC | 27 | 8.650% | $75,000 | 21.4% |
| BETTER MORTGAGE CORPORATION | 27 | 6.250% | $355,000 | 25.0% |
| 21st Mortgage Corporation | 26 | 9.255% | $90,000 | 60.3% |
| Sierra Pacific Mortgage Company, Inc. | 26 | 6.750% | $315,000 | 12.5% |
| BMO Bank National Association | 24 | 8.430% | $110,000 | 42.9% |
| FREEDOM MORTGAGE CORPORATION | 23 | 6.125% | $355,000 | 18.2% |
| SPRING EQ, LLC | 22 | 10.575% | $65,000 | 71.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 22 | 6.375% | $320,000 | 8.3% |
| Broker Solutions, Inc. | 20 | 6.813% | $270,000 | 22.2% |
| Wells Fargo Bank, National Association | 20 | 6.500% | $255,000 | 25.9% |
| ALLIANT CREDIT UNION | 18 | 8.125% | $105,000 | 29.6% |
| AmeriSave Mortgage Corporation | 17 | 6.500% | $135,000 | 60.0% |
| Peak Residential Lending Inc | 16 | 6.125% | $300,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 15 | 6.875% | $255,000 | 21.1% |
| LAKEVIEW LOAN SERVICING, LLC | 14 | 6.308% | $415,000 | 63.3% |
| Equity Prime Mortgage LLC | 13 | 6.375% | $255,000 | 13.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 13 | 6.375% | $205,000 | 33.3% |
| Umpqua Bank | 13 | 8.250% | $85,000 | 22.2% |
| Navy Federal Credit Union | 12 | 7.188% | $90,000 | 55.6% |
| OCMBC, INC. | 11 | 6.125% | $195,000 | 0.0% |
| MEMBERS 1ST CREDIT UNION | 10 | 7.990% | $90,000 | 28.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 10 | 10.785% | $145,000 | 23.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 10 | 6.188% | $245,000 | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 10 | 6.688% | $340,000 | 0.0% |
| Coastal Community Bank | 9 | Under 10 loans | Under 10 loans | 5.0% |
| FINANCE OF AMERICA REVERSE LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| CHAMPIONS FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| A&D Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Firefighters First Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Kiavi Funding, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Mechanics Bank | 8 | Under 10 loans | Under 10 loans | 33.3% |
| Banner Bank | 8 | Under 10 loans | Under 10 loans | 35.7% |
| Lendage, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| TRIAD FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 43.5% |
| Discover Bank | 7 | Under 10 loans | Under 10 loans | 70.4% |
| The Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Armed Forces Bank, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 35.7% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Valon Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 27.3% |
| PACIFIC SERVICE CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| PHH Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 12.5% |
| PLANET HOME LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Patelco Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| INFINITY EQUITY GROUP, LLC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GoodLeap, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| STAR ONE Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 48.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 46.2% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 50.0% |
| PNC Bank, National Association | 5 | Under 10 loans | Under 10 loans | 37.5% |
| MORTGAGEONE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SUMMIT FUNDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | Under 10 loans | Under 10 loans | 80.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 37.5% |
| VILLAGE CAPITAL & INVESTMENT LLC | 4 | Under 10 loans | Under 10 loans | 44.4% |
| REDWOOD | 4 | Under 10 loans | Under 10 loans | 28.6% |
| LENDINGONE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 44.4% |
| CANOPY MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Five Star Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LEADERONE FINANCIAL CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| MICHIGAN MUTUAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Provident Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NEW DAY FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LADERA LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fremont Bank | 2 | Under 10 loans | Under 10 loans | 66.7% |
| AgWest Farm Credit, FLCA | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Zions Bancorporation, N.A. | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Home Mortgage Alliance Corporation (HMAC) | 2 | Under 10 loans | Under 10 loans | 50.0% |
| SCENIC OAKS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SAFE Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ABL RPC Residential Credit Acquisition LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Business Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST UNITED SERVICES CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRAVIS CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VAL-CHRIS INVESTMENTS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fidelity Lending Solutions, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Greenbox Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SNAPFI, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 66.7% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Connexus Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CAKE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| ROYAL PACIFIC FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 33.3% |
| STANFORD Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 66.7% |
| OriginPoint, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ORANGE COUNTY'S CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| CALCON MUTUAL MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Self-Help Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Synergy One Lending, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Operating Engineers Local Union #3 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DATA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHTECHLENDING INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HomeTrust Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| California Coast Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ROYAL UNITED MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 549300YVM8B4UQC5DK40 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HomeStreet Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 113 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Butte County
38 FDIC-insured branches from 13 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Tri Counties Bank | 9 | $1.3 billion |
| Wells Fargo Bank, National Association | 4 | $900.1 million |
| U.S. Bank National Association | 4 | $382.6 million |
| Mechanics Bank | 4 | $325.9 million |
| JPMorgan Chase Bank, National Association | 3 | $805.8 million |
| Bank of America, National Association | 3 | $776.5 million |
| Golden Valley Bank | 3 | $499.1 million |
| BMO Bank National Association | 3 | $212.1 million |
| Column National Association | 1 | $1.5 billion |
| Five Star Bank | 1 | $121.3 million |
| Columbia Bank | 1 | $113.1 million |
| Banner Bank | 1 | $32.6 million |
| Plumas Bank | 1 | $26.1 million |
Get told when this changes
When the next year’s lending figures are out for Butte County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.