Peak Residential Lending Inc
Peak Residential Lending Inc received 656 applications in 2025 and made 410 mortgages, in 70 counties across 12 states. The median rate its borrowers got was 6.500% on a median loan of $365,000. Of 413 decisions, 2 were denials — 0.5%, most often for employment history. 4 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493009QYNVEZ9VDJU57 |
|---|---|
| Applications received | 656 |
| Mortgages made | 410 |
| Denied | 2 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 243 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.341 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 348 | 6.500% | $365,000 | 0.6% |
| Refinancing | 34 | 6.188% | $405,000 | 0.0% |
| Cash-out refinancing | 28 | 6.625% | $235,000 | 0.0% |
Where Peak Residential Lending Inc lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sutter County, CA | 77 | 6.500% | 0.0% |
| Sacramento County, CA | 53 | 6.490% | 0.0% |
| Yuba County, CA | 46 | 6.563% | 0.0% |
| Kern County, CA | 38 | 6.625% | 0.0% |
| Maricopa County, AZ | 34 | 6.500% | 2.9% |
| Navajo County, AZ | 25 | 6.500% | 0.0% |
| Placer County, CA | 19 | 6.625% | 0.0% |
| Butte County, CA | 16 | 6.125% | 0.0% |
| Washoe County, NV | 14 | 6.688% | 6.3% |
| Washington County, OR | 7 | Under 10 loans | 0.0% |
| Yolo County, CA | 5 | Under 10 loans | 0.0% |
| Clackamas County, OR | 5 | Under 10 loans | 0.0% |
| Columbia County, OR | 5 | Under 10 loans | 0.0% |
| Multnomah County, OR | 5 | Under 10 loans | 0.0% |
| Tulare County, CA | 4 | Under 10 loans | 0.0% |
| Coconino County, AZ | 3 | Under 10 loans | 0.0% |
| El Dorado County, CA | 3 | Under 10 loans | 0.0% |
| Lake County, CA | 3 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 3 | Under 10 loans | 0.0% |
| Nevada County, CA | 3 | Under 10 loans | 0.0% |
| Solano County, CA | 3 | Under 10 loans | 0.0% |
| Clatsop County, OR | 3 | Under 10 loans | 0.0% |
| Yavapai County, AZ | 2 | Under 10 loans | 0.0% |
| Colusa County, CA | 2 | Under 10 loans | 0.0% |
| San Joaquin County, CA | 2 | Under 10 loans | 0.0% |
| Canyon County, ID | 2 | Under 10 loans | 0.0% |
| Lyon County, NV | 2 | Under 10 loans | 0.0% |
| Marion County, OR | 2 | Under 10 loans | 0.0% |
| Grant County, WA | 2 | Under 10 loans | 0.0% |
| Juneau City and Borough, AK | 1 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Sebastian County, AR | 1 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 1 | Under 10 loans | 0.0% |
| Glenn County, CA | 1 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 1 | Under 10 loans | 0.0% |
| Santa Barbara County, CA | 1 | Under 10 loans | 0.0% |
| Siskiyou County, CA | 1 | Under 10 loans | 0.0% |
| Sonoma County, CA | 1 | Under 10 loans | 0.0% |
| Stanislaus County, CA | 1 | Under 10 loans | 0.0% |
| Tehama County, CA | 1 | Under 10 loans | 0.0% |
| Orange County, FL | 1 | Under 10 loans | 0.0% |
| Kootenai County, ID | 1 | Under 10 loans | 0.0% |
| Twin Falls County, ID | 1 | Under 10 loans | 0.0% |
| Clark County, NV | 1 | Under 10 loans | 0.0% |
| Douglas County, NV | 1 | Under 10 loans | 0.0% |
| Douglas County, OR | 1 | Under 10 loans | 0.0% |
| Klamath County, OR | 1 | Under 10 loans | 0.0% |
| Linn County, OR | 1 | Under 10 loans | 0.0% |
| Polk County, OR | 1 | Under 10 loans | 0.0% |
| Somervell County, TX | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.