HomeStreet Bank
HomeStreet Bank received 1,623 applications in 2025 and made 1,061 mortgages, in 99 counties across 10 states. The median rate its borrowers got was 7.750% on a median loan of $355,000. Of 1,312 decisions, 238 were denials — 18.1%, most often for credit history. 4 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 01KWVG908KE7RKPTNP46 |
|---|---|
| Applications received | 1,623 |
| Mortgages made | 1,061 |
| Denied | 238 |
| Approved, not taken up | 13 |
| Withdrawn or incomplete | 311 |
| Loans bought from other lenders | 5 |
| Median rate spread over the prime offer rate | 0.46 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 447 | 6.750% | $505,000 | 6.8% |
| Refinancing | 37 | 6.500% | $535,000 | 31.5% |
| Cash-out refinancing | 203 | 7.750% | $285,000 | 14.5% |
| Other purposes | 374 | 7.750% | $155,000 | 28.8% |
Where HomeStreet Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| King County, WA | 264 | 7.750% | 13.7% |
| Pierce County, WA | 178 | 6.938% | 10.9% |
| Clark County, WA | 107 | 7.000% | 10.1% |
| Snohomish County, WA | 78 | 7.750% | 15.2% |
| Multnomah County, OR | 42 | 7.000% | 10.4% |
| Los Angeles County, CA | 41 | 7.750% | 31.7% |
| Clackamas County, OR | 31 | 7.750% | 11.4% |
| Thurston County, WA | 28 | 7.750% | 12.5% |
| Spokane County, WA | 24 | 7.625% | 19.4% |
| Kitsap County, WA | 23 | 7.750% | 17.9% |
| Washington County, OR | 16 | 6.875% | 20.0% |
| San Bernardino County, CA | 15 | 7.750% | 53.1% |
| San Diego County, CA | 12 | 7.750% | 40.0% |
| Riverside County, CA | 11 | 7.750% | 21.4% |
| Umatilla County, OR | 11 | 7.375% | 7.7% |
| Island County, WA | 11 | 7.750% | 15.4% |
| Maricopa County, AZ | 10 | 7.750% | 0.0% |
| Hawaii County, HI | 9 | Under 10 loans | 41.2% |
| Honolulu County, HI | 9 | Under 10 loans | 52.6% |
| Deschutes County, OR | 8 | Under 10 loans | 0.0% |
| Cowlitz County, WA | 7 | Under 10 loans | 0.0% |
| Klickitat County, WA | 7 | Under 10 loans | 22.2% |
| Benton County, WA | 6 | Under 10 loans | 40.0% |
| Grays Harbor County, WA | 6 | Under 10 loans | 40.0% |
| Kittitas County, WA | 6 | Under 10 loans | 0.0% |
| Orange County, CA | 5 | Under 10 loans | 37.5% |
| Marion County, OR | 5 | Under 10 loans | 28.6% |
| Mason County, WA | 5 | Under 10 loans | 28.6% |
| Whatcom County, WA | 5 | Under 10 loans | 0.0% |
| Maui County, HI | 4 | Under 10 loans | 55.6% |
| Kootenai County, ID | 4 | Under 10 loans | 20.0% |
| Lane County, OR | 4 | Under 10 loans | 0.0% |
| Lewis County, WA | 4 | Under 10 loans | 0.0% |
| Skagit County, WA | 4 | Under 10 loans | 42.9% |
| Lincoln County, OR | 3 | Under 10 loans | 0.0% |
| Jefferson County, WA | 3 | Under 10 loans | 25.0% |
| Sacramento County, CA | 2 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 2 | Under 10 loans | 33.3% |
| Polk County, OR | 2 | Under 10 loans | 0.0% |
| Wasco County, OR | 2 | Under 10 loans | 0.0% |
| Okanogan County, WA | 2 | Under 10 loans | 0.0% |
| Skamania County, WA | 2 | Under 10 loans | 0.0% |
| Mohave County, AZ | 1 | Under 10 loans | 0.0% |
| Alameda County, CA | 1 | Under 10 loans | 50.0% |
| Amador County, CA | 1 | Under 10 loans | 0.0% |
| Butte County, CA | 1 | Under 10 loans | 0.0% |
| El Dorado County, CA | 1 | Under 10 loans | 0.0% |
| Glenn County, CA | 1 | Under 10 loans | 0.0% |
| Marin County, CA | 1 | Under 10 loans | 0.0% |
| Monterey County, CA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.