Mortgage lenders in Chesapeake city
7,635 mortgages were made in Chesapeake city, Virginia, in 2025, by 335 lenders. The median rate their borrowers got was 6.500% on a median loan of $295,000. Of 9,938 decisions, 1,864 were denials — 18.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Navy Federal Credit Union | 753 | 7.950% | $105,000 | 27.3% |
| Rocket Mortgage, LLC | 494 | 6.750% | $215,000 | 13.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 486 | 5.966% | $355,000 | 12.3% |
| Mortgage Research Center, LLC | 390 | 6.250% | $385,000 | 20.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 377 | 6.500% | $335,000 | 3.3% |
| FREEDOM MORTGAGE CORPORATION | 281 | 6.250% | $405,000 | 10.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 267 | 6.490% | $355,000 | 2.9% |
| MOVEMENT MORTGAGE, LLC | 220 | 6.562% | $345,000 | 5.1% |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES CREDIT UNION, INC. DBA BAYPORT CREDIT UNION | 197 | 7.500% | $105,000 | 16.0% |
| LANGLEY Federal Credit Union | 193 | 7.125% | $75,000 | 22.5% |
| PENNYMAC LOAN SERVICES, LLC | 191 | 6.250% | $245,000 | 14.5% |
| Towne Bank | 176 | 6.990% | $255,000 | 10.0% |
| SOUTHERN TRUST MORTGAGE, LLC | 168 | 6.500% | $350,000 | 4.5% |
| NEWREZ LLC | 141 | 6.250% | $365,000 | 20.9% |
| CHARTWAY FEDERAL CREDIT UNION | 133 | 2.990% | $95,000 | 27.2% |
| CALCON MUTUAL MORTGAGE LLC | 120 | 6.250% | $425,000 | 3.2% |
| Truist Bank | 114 | 6.750% | $135,000 | 34.2% |
| CROSSCOUNTRY MORTGAGE, INC. | 103 | 6.490% | $375,000 | 4.5% |
| Atlantic Coast Mortgage, LLC | 103 | 6.490% | $315,000 | 5.2% |
| Loandepot.Com, LLC | 94 | 7.125% | $155,000 | 30.2% |
| CMG MORTGAGE, INC. | 75 | 6.000% | $445,000 | 4.6% |
| TIDEWATER MORTGAGE SERVICES, INC. | 74 | 6.500% | $360,000 | 2.6% |
| Advance Financial Group, LLC | 74 | 6.490% | $375,000 | 3.9% |
| ABNB Federal Credit Union | 72 | 7.058% | $75,000 | 39.4% |
| Bank of America, National Association | 66 | 6.490% | $135,000 | 51.8% |
| NATIONSTAR MORTGAGE LLC | 63 | 8.500% | $105,000 | 10.3% |
| Kiavi Funding, Inc. | 61 | 10.490% | $245,000 | 7.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | 56 | 5.750% | $385,000 | 15.2% |
| Towne Mortgage, LLC | 55 | 6.625% | $375,000 | 0.0% |
| Archer Mortgage, LLC | 51 | 6.500% | $365,000 | 0.0% |
| CAPITAL CENTER, L.L.C. | 48 | 6.375% | $395,000 | 5.9% |
| Tidewater Home Funding, LLC | 47 | 6.375% | $335,000 | 4.1% |
| SPRING EQ, LLC | 45 | 9.925% | $75,000 | 56.4% |
| Prosperity Home Mortgage, LLC | 43 | 6.124% | $345,000 | 6.4% |
| C & F Mortgage Corporation | 43 | 6.500% | $395,000 | 2.3% |
| Atlantic Union Bank | 42 | 7.500% | $175,000 | 36.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 42 | 6.500% | $335,000 | 6.7% |
| LoanUnited.com, LLC | 41 | 5.875% | $475,000 | 2.4% |
| FIGURE LENDING LLC | 39 | 8.450% | $55,000 | 26.2% |
| FIRST COMMUNITY MORTGAGE, INC. | 39 | 6.250% | $315,000 | 14.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 38 | 6.250% | $310,000 | 27.8% |
| Wells Fargo Bank, National Association | 37 | 6.125% | $255,000 | 28.8% |
| EMM LOANS LLC | 36 | 6.313% | $410,000 | 0.0% |
| Dollar Bank, Federal Savings Bank | 35 | 6.940% | $105,000 | 37.5% |
| Broker Solutions, Inc. | 33 | 6.500% | $275,000 | 15.4% |
| PLANET HOME LENDING, LLC | 33 | 5.750% | $405,000 | 2.9% |
| T2 FINANCIAL LLC | 32 | 6.563% | $335,000 | 0.0% |
| AmeriSave Mortgage Corporation | 31 | 8.375% | $85,000 | 64.3% |
| JPMorgan Chase Bank, National Association | 31 | 6.250% | $275,000 | 16.2% |
| Presidential Bank, FSB | 30 | 6.625% | $350,000 | 3.2% |
| NVR Mortgage Finance, Inc. | 29 | 5.875% | $645,000 | 27.5% |
| Coastal Community Bank | 28 | 10.865% | $55,000 | 2.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 28 | 7.625% | $195,000 | 49.3% |
| UNION HOME MORTGAGE CORP. | 28 | 6.288% | $390,000 | 9.4% |
| GUILD MORTGAGE COMPANY | 28 | 6.058% | $330,000 | 3.3% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | 26 | 7.120% | $85,000 | 12.9% |
| NEW DAY FINANCIAL, LLC | 25 | 6.990% | $305,000 | 50.0% |
| Equity Prime Mortgage LLC | 25 | 6.250% | $335,000 | 19.4% |
| LAKEVIEW LOAN SERVICING, LLC | 24 | 6.058% | $320,000 | 62.4% |
| PNC Bank, National Association | 24 | 7.670% | $125,000 | 36.8% |
| Alcova Mortgage LLC | 24 | 6.750% | $420,000 | 0.0% |
| GUARANTEED RATE, INC. | 23 | 6.250% | $365,000 | 14.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 22 | 6.250% | $340,000 | 12.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 22 | 6.750% | $310,000 | 14.8% |
| The Federal Savings Bank | 21 | 6.500% | $305,000 | 16.0% |
| U.S. Bank National Association | 21 | 7.450% | $155,000 | 37.8% |
| Fulton Bank, National Association | 20 | 6.490% | $155,000 | 34.4% |
| GoodLeap, LLC | 20 | 5.750% | $245,000 | 24.1% |
| Southern Bank and Trust Company | 20 | 7.375% | $205,000 | 8.0% |
| Discover Bank | 18 | 9.020% | $85,000 | 67.2% |
| DHI MORTGAGE COMPANY, LTD. | 17 | 4.990% | $485,000 | 15.0% |
| THE LOAN STORE, INC. | 17 | 7.125% | $185,000 | 10.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 15 | 8.240% | $125,000 | 11.8% |
| Plains Commerce Bank | 14 | 6.500% | $310,000 | 12.5% |
| USAA Federal Savings Bank | 13 | 6.000% | $415,000 | 16.7% |
| Manufacturers and Traders Trust Company | 13 | 5.990% | $225,000 | 51.8% |
| Third Federal Savings and Loan Association of Cleveland | 13 | 6.990% | $75,000 | 37.5% |
| KIND LENDING, LLC | 13 | 6.990% | $295,000 | 35.0% |
| BETTER MORTGAGE CORPORATION | 12 | 8.250% | $150,000 | 29.4% |
| PHH Mortgage Corporation | 12 | 6.563% | $220,000 | 7.7% |
| Paramount Residential Mortgage Group, Inc. | 12 | 6.688% | $410,000 | 7.7% |
| BEACH MUNICIPAL FEDERAL CREDIT UNION | 12 | 7.000% | $75,000 | 0.0% |
| NBKC BANK | 11 | 6.125% | $455,000 | 15.4% |
| LENDINGONE, LLC | 10 | 7.020% | $205,000 | 37.5% |
| QUORUM FEDERAL CREDIT UNION | 10 | 9.000% | $115,000 | 33.3% |
| OCMBC, INC. | 10 | 6.999% | $290,000 | 14.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 10 | 6.375% | $335,000 | 9.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 10 | 6.125% | $375,000 | 8.3% |
| Sierra Pacific Mortgage Company, Inc. | 10 | 6.750% | $460,000 | 0.0% |
| Armed Forces Bank, National Association | 10 | 6.125% | $355,000 | 0.0% |
| Magnolia Bank, Incorporated | 10 | 5.870% | $410,000 | 0.0% |
| DRAGAS MORTGAGE COMPANY | 10 | 6.438% | $560,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 50.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 20.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Virginia Credit Union, Inc. | 7 | Under 10 loans | Under 10 loans | 30.0% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 50.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 27.3% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Valon Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| STATE EMPLOYEES' | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First Heritage Mortgage, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 5 | Under 10 loans | Under 10 loans | 46.2% |
| INTELLILOAN, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| CLEARPATH LENDING | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TD Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MORIA DEVELOPMENT, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| V.I.P. MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NATION ONE MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Citizens Bank, National Association | 4 | Under 10 loans | Under 10 loans | 66.7% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SayGO Home Loans, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 16.7% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EMET LENDING GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TOWER Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 62.5% |
| ALLIED MORTGAGE GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BRONCO Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Old Point National Bank of Phoebus | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NEW WAVE LENDING GROUP INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| INTERCAP LENDING INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Academy Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | Under 10 loans | Under 10 loans | 92.6% |
| MILEND, INC. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| North American Savings Bank, F.S.B. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SouthState Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Genesis Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PGIM REAL ESTATE AGENCY FINANCING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Vellum Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COASTAL Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truliant Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HomePromise Corporation | 1 | Under 10 loans | Under 10 loans | 66.7% |
| 21st Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Home Mortgage Alliance Corporation (HMAC) | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BAY EQUITY LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| RELIANCE FIRST CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Valley West Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 135 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Chesapeake city
27 FDIC-insured branches from 11 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Wells Fargo Bank, National Association | 6 | $890.8 million |
| Truist Bank | 3 | $508.3 million |
| Atlantic Union Bank | 3 | $238.2 million |
| Dollar Bank, Federal Savings Bank | 3 | $62.8 million |
| Woodforest National Bank | 3 | $6.8 million |
| TowneBank | 2 | $1.3 billion |
| Bank of America, National Association | 2 | $371.6 million |
| Southern Bank and Trust Company | 2 | $150.3 million |
| PNC Bank, National Association | 1 | $62.1 million |
| Fulton Bank, National Association | 1 | $46.9 million |
| JPMorgan Chase Bank, National Association | 1 | $13.3 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- The Old Point National Bank of Phoebus, 740 Eden Way N, Chesapeake
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When the next year’s lending figures are out for Chesapeake city, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.