Mortgage lenders in Virginia, county by county
202,417 mortgages were made in Virginia in 2025, across 133 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.
| County | Lenders | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|---|
| Fairfax County | 550 | 20,774 | 6.500% | $475,000 | 19.2% |
| Virginia Beach city | 443 | 11,925 | 6.625% | $275,000 | 18.8% |
| Loudoun County | 474 | 11,500 | 6.500% | $485,000 | 18.5% |
| Chesterfield County | 447 | 10,860 | 6.500% | $295,000 | 18.5% |
| Prince William County | 465 | 10,738 | 6.500% | $395,000 | 22.2% |
| Henrico County | 420 | 8,202 | 6.624% | $275,000 | 19.1% |
| Chesapeake city | 335 | 7,635 | 6.500% | $295,000 | 18.8% |
| Norfolk city | 325 | 5,291 | 6.500% | $275,000 | 19.9% |
| Spotsylvania County | 352 | 4,656 | 6.500% | $355,000 | 22.1% |
| Stafford County | 371 | 4,608 | 6.490% | $405,000 | 22.4% |
| Richmond city | 377 | 4,259 | 6.625% | $275,000 | 18.7% |
| Newport News city | 294 | 3,898 | 6.500% | $235,000 | 20.7% |
| Hampton city | 292 | 3,799 | 6.595% | $235,000 | 20.9% |
| Suffolk city | 273 | 3,537 | 6.490% | $315,000 | 21.3% |
| Arlington County | 332 | 3,201 | 6.375% | $505,000 | 14.0% |
| Hanover County | 294 | 3,120 | 6.625% | $285,000 | 16.0% |
| Portsmouth city | 275 | 3,009 | 6.500% | $235,000 | 21.9% |
| Frederick County | 311 | 2,992 | 6.625% | $295,000 | 18.8% |
| Alexandria city | 321 | 2,841 | 6.480% | $445,000 | 15.2% |
| Roanoke County | 266 | 2,547 | 6.625% | $225,000 | 17.6% |
| Albemarle County | 293 | 2,373 | 6.500% | $325,000 | 17.4% |
| James City County | 261 | 2,304 | 6.500% | $275,000 | 17.4% |
| Roanoke city | 260 | 2,275 | 6.674% | $175,000 | 20.8% |
| Bedford County | 284 | 2,146 | 6.625% | $235,000 | 20.6% |
| Augusta County | 225 | 2,101 | 6.875% | $205,000 | 17.9% |
| Fauquier County | 279 | 2,009 | 6.625% | $385,000 | 20.1% |
| Rockingham County | 226 | 1,868 | 6.750% | $245,000 | 18.2% |
| York County | 231 | 1,849 | 6.490% | $285,000 | 15.9% |
| Montgomery County | 234 | 1,576 | 6.750% | $235,000 | 17.4% |
| Lynchburg city | 248 | 1,569 | 6.625% | $195,000 | 17.9% |
| Louisa County | 267 | 1,534 | 6.583% | $295,000 | 22.1% |
| Culpeper County | 250 | 1,503 | 6.500% | $355,000 | 22.3% |
| Orange County | 239 | 1,425 | 6.500% | $305,000 | 20.2% |
| Franklin County | 228 | 1,385 | 6.625% | $225,000 | 20.6% |
| Isle of Wight County | 198 | 1,384 | 6.500% | $295,000 | 18.8% |
| Shenandoah County | 211 | 1,252 | 6.750% | $235,000 | 20.3% |
| Caroline County | 214 | 1,245 | 6.499% | $295,000 | 23.1% |
| Campbell County | 200 | 1,218 | 6.625% | $215,000 | 19.1% |
| Warren County | 221 | 1,205 | 6.625% | $285,000 | 19.7% |
| Gloucester County | 188 | 1,185 | 6.625% | $235,000 | 19.7% |
| New Kent County | 203 | 1,122 | 6.375% | $305,000 | 15.1% |
| Washington County | 174 | 1,070 | 6.990% | $175,000 | 24.2% |
| Pittsylvania County | 192 | 946 | 6.625% | $175,000 | 28.8% |
| Powhatan County | 188 | 908 | 6.625% | $295,000 | 15.0% |
| Botetourt County | 178 | 896 | 6.625% | $205,000 | 17.8% |
| Fluvanna County | 182 | 892 | 6.625% | $255,000 | 20.2% |
| Petersburg city | 207 | 858 | 6.625% | $185,000 | 26.3% |
| Goochland County | 197 | 855 | 6.625% | $315,000 | 16.7% |
| King George County | 182 | 853 | 6.500% | $355,000 | 20.7% |
| Henry County | 173 | 807 | 6.750% | $135,000 | 30.1% |
| Prince George County | 171 | 778 | 6.595% | $275,000 | 29.5% |
| Pulaski County | 134 | 776 | 6.875% | $155,000 | 22.0% |
| Westmoreland County | 195 | 746 | 6.500% | $265,000 | 22.6% |
| Dinwiddie County | 177 | 732 | 6.500% | $235,000 | 23.2% |
| Manassas city | 196 | 731 | 6.500% | $345,000 | 26.0% |
| Staunton city | 158 | 728 | 6.750% | $195,000 | 17.5% |
| Waynesboro city | 166 | 723 | 6.750% | $215,000 | 16.0% |
| Amherst County | 187 | 710 | 6.625% | $195,000 | 24.9% |
| Danville city | 172 | 709 | 6.875% | $135,000 | 24.3% |
| King William County | 147 | 656 | 6.500% | $275,000 | 17.3% |
| Mecklenburg County | 178 | 656 | 6.750% | $205,000 | 23.5% |
| Accomack County | 175 | 655 | 6.875% | $205,000 | 27.3% |
| Hopewell city | 183 | 623 | 6.625% | $205,000 | 21.5% |
| Charlottesville city | 180 | 616 | 6.625% | $305,000 | 18.2% |
| Salem city | 145 | 611 | 6.663% | $185,000 | 14.8% |
| Carroll County | 143 | 599 | 6.750% | $165,000 | 24.0% |
| Wythe County | 126 | 590 | 6.875% | $155,000 | 26.5% |
| Fairfax city | 176 | 585 | 6.490% | $505,000 | 15.4% |
| Greene County | 164 | 578 | 6.500% | $295,000 | 19.6% |
| Page County | 182 | 578 | 6.625% | $225,000 | 21.2% |
| Winchester city | 183 | 542 | 6.625% | $295,000 | 14.8% |
| Harrisonburg city | 152 | 498 | 6.750% | $225,000 | 19.5% |
| Fredericksburg city | 165 | 497 | 6.500% | $345,000 | 18.4% |
| Tazewell County | 118 | 483 | 6.625% | $125,000 | 25.1% |
| Halifax County | 140 | 478 | 6.750% | $155,000 | 27.7% |
| Poquoson city | 120 | 457 | 6.500% | $325,000 | 17.3% |
| Smyth County | 116 | 450 | 6.750% | $130,000 | 28.2% |
| Rockbridge County | 138 | 445 | 6.625% | $215,000 | 23.1% |
| Nelson County | 177 | 436 | 6.750% | $245,000 | 23.5% |
| Appomattox County | 134 | 425 | 6.500% | $205,000 | 21.5% |
| Colonial Heights city | 154 | 425 | 6.625% | $225,000 | 20.6% |
| Northumberland County | 164 | 415 | 6.625% | $245,000 | 24.2% |
| Bristol city | 132 | 392 | 6.875% | $155,000 | 25.2% |
| Southampton County | 128 | 381 | 6.625% | $215,000 | 24.2% |
| Amelia County | 129 | 365 | 6.625% | $245,000 | 19.0% |
| Wise County | 103 | 358 | 7.125% | $115,000 | 35.2% |
| Middlesex County | 133 | 355 | 6.625% | $245,000 | 23.4% |
| Prince Edward County | 129 | 348 | 6.625% | $205,000 | 29.4% |
| Lancaster County | 151 | 340 | 6.625% | $255,000 | 23.2% |
| Manassas Park city | 140 | 334 | 6.490% | $395,000 | 19.9% |
| Clarke County | 132 | 326 | 6.745% | $315,000 | 20.2% |
| Floyd County | 108 | 326 | 6.875% | $185,000 | 22.0% |
| Madison County | 144 | 324 | 6.625% | $275,000 | 25.1% |
| Northampton County | 141 | 319 | 6.750% | $285,000 | 21.7% |
| Nottoway County | 117 | 304 | 6.625% | $175,000 | 24.5% |
| Buckingham County | 124 | 294 | 6.750% | $205,000 | 30.7% |
| Essex County | 115 | 292 | 6.750% | $225,000 | 24.9% |
| Giles County | 86 | 289 | 6.750% | $175,000 | 23.2% |
| Falls Church city | 114 | 287 | 6.500% | $550,000 | 10.4% |
| Russell County | 87 | 282 | 7.125% | $145,000 | 29.9% |
| Grayson County | 93 | 278 | 6.750% | $135,000 | 20.2% |
| Scott County | 103 | 265 | 7.000% | $155,000 | 32.2% |
| Lee County | 90 | 264 | 7.000% | $135,000 | 35.3% |
| Cumberland County | 109 | 261 | 6.500% | $235,000 | 21.8% |
| Franklin city | 105 | 258 | 6.527% | $225,000 | 28.2% |
| Patrick County | 124 | 256 | 6.750% | $160,000 | 32.2% |
| Mathews County | 113 | 255 | 6.750% | $225,000 | 24.3% |
| Radford city | 93 | 252 | 6.750% | $195,000 | 16.0% |
| Alleghany County | 100 | 238 | 6.750% | $145,000 | 22.1% |
| Martinsville city | 120 | 234 | 6.750% | $125,000 | 30.8% |
| Brunswick County | 103 | 216 | 6.875% | $200,000 | 30.1% |
| King and Queen County | 96 | 201 | 6.625% | $215,000 | 30.2% |
| Lunenburg County | 103 | 197 | 6.750% | $135,000 | 26.8% |
| Williamsburg city | 95 | 188 | 6.625% | $295,000 | 25.1% |
| Surry County | 95 | 187 | 6.625% | $235,000 | 26.5% |
| Sussex County | 110 | 170 | 6.750% | $165,000 | 32.8% |
| Rappahannock County | 101 | 165 | 6.750% | $355,000 | 20.4% |
| Richmond County | 100 | 163 | 6.933% | $175,000 | 28.9% |
| Charlotte County | 92 | 159 | 6.875% | $165,000 | 32.4% |
| Charles City County | 86 | 145 | 6.625% | $245,000 | 25.2% |
| Dickenson County | 62 | 139 | 7.250% | $115,000 | 32.3% |
| Buena Vista city | 62 | 131 | 6.750% | $155,000 | 23.7% |
| Craig County | 65 | 131 | 6.000% | $155,000 | 18.7% |
| Greensville County | 85 | 113 | 6.625% | $175,000 | 30.4% |
| Buchanan County | 71 | 110 | 6.800% | $115,000 | 41.7% |
| Galax city | 60 | 103 | 6.625% | $155,000 | 32.3% |
| Emporia city | 75 | 99 | 6.875% | $145,000 | 17.8% |
| Covington city | 54 | 89 | 6.625% | $115,000 | 21.4% |
| Bland County | 56 | 88 | 6.990% | $135,000 | 27.9% |
| Bath County | 57 | 80 | 6.625% | $145,000 | 26.7% |
| Lexington city | 57 | 71 | 6.750% | $265,000 | 12.2% |
| Norton city | 34 | 33 | 7.125% | $155,000 | 23.6% |
| Highland County | 26 | 26 | 6.750% | $235,000 | 25.6% |
Get told when this changes
When the next year’s lending figures are published for Virginia.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.