Valley West Corporation
Valley West Corporation received 569 applications in 2025 and made 286 mortgages, in 227 counties across 29 states. The median rate its borrowers got was 6.000% on a median loan of $350,000. Of 353 decisions, 42 were denials — 11.9%, most often for credit history.
| Legal Entity Identifier | 254900HO9WPE4LTLQU96 |
|---|---|
| Applications received | 569 |
| Mortgages made | 286 |
| Denied | 42 |
| Approved, not taken up | 25 |
| Withdrawn or incomplete | 216 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.101 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 115 | 6.375% | $275,000 | 3.1% |
| Refinancing | 154 | 5.750% | $395,000 | 17.1% |
| Cash-out refinancing | 17 | 6.125% | $275,000 | 15.0% |
Where Valley West Corporation lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Clark County, NV | 66 | 6.125% | 8.9% |
| Maricopa County, AZ | 10 | 5.875% | 9.1% |
| Harris County, TX | 10 | 6.250% | 0.0% |
| McLennan County, TX | 7 | Under 10 loans | 0.0% |
| Washoe County, NV | 6 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 5 | Under 10 loans | 0.0% |
| Galveston County, TX | 5 | Under 10 loans | 0.0% |
| Salt Lake County, UT | 5 | Under 10 loans | 0.0% |
| Mohave County, AZ | 3 | Under 10 loans | 0.0% |
| Pima County, AZ | 3 | Under 10 loans | 25.0% |
| Riverside County, CA | 3 | Under 10 loans | 0.0% |
| Lee County, FL | 3 | Under 10 loans | 0.0% |
| Bernalillo County, NM | 3 | Under 10 loans | 0.0% |
| Bexar County, TX | 3 | Under 10 loans | 25.0% |
| Dallas County, TX | 3 | Under 10 loans | 25.0% |
| Williamson County, TX | 3 | Under 10 loans | 0.0% |
| Shelby County, AL | 2 | Under 10 loans | 0.0% |
| Pinal County, AZ | 2 | Under 10 loans | 0.0% |
| El Dorado County, CA | 2 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 2 | Under 10 loans | 0.0% |
| Lake County, FL | 2 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 2 | Under 10 loans | 33.3% |
| Cobb County, GA | 2 | Under 10 loans | 0.0% |
| Baltimore County, MD | 2 | Under 10 loans | 0.0% |
| Charles County, MD | 2 | Under 10 loans | 0.0% |
| Montgomery County, MD | 2 | Under 10 loans | 25.0% |
| Middlesex County, MA | 2 | Under 10 loans | 0.0% |
| Wayne County, MI | 2 | Under 10 loans | 0.0% |
| Douglas County, NV | 2 | Under 10 loans | 0.0% |
| Nye County, NV | 2 | Under 10 loans | 0.0% |
| Wake County, NC | 2 | Under 10 loans | 0.0% |
| Brazoria County, TX | 2 | Under 10 loans | 0.0% |
| Collin County, TX | 2 | Under 10 loans | 25.0% |
| Hill County, TX | 2 | Under 10 loans | 0.0% |
| Midland County, TX | 2 | Under 10 loans | 33.3% |
| Tarrant County, TX | 2 | Under 10 loans | 50.0% |
| Utah County, UT | 2 | Under 10 loans | 0.0% |
| Pierce County, WA | 2 | Under 10 loans | 0.0% |
| Spokane County, WA | 2 | Under 10 loans | 0.0% |
| Autauga County, AL | 1 | Under 10 loans | 0.0% |
| St. Clair County, AL | 1 | Under 10 loans | 0.0% |
| Yavapai County, AZ | 1 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| Garland County, AR | 1 | Under 10 loans | 0.0% |
| Calaveras County, CA | 1 | Under 10 loans | 0.0% |
| Kern County, CA | 1 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 1 | Under 10 loans | 0.0% |
| San Diego County, CA | 1 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 0.0% |
| Larimer County, CO | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.