Mortgage lenders in Westmoreland County
8,236 mortgages were made in Westmoreland County, Pennsylvania, in 2025, by 353 lenders. The median rate their borrowers got was 6.550% on a median loan of $135,000. Of 10,900 decisions, 2,349 were denials — 21.6%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| PNC Bank, National Association | 864 | 6.375% | $85,000 | 18.3% |
| Dollar Bank, Federal Savings Bank | 582 | 6.690% | $105,000 | 16.9% |
| Rocket Mortgage, LLC | 553 | 6.500% | $165,000 | 19.9% |
| S&T Bank | 512 | 3.990% | $105,000 | 30.9% |
| First Commonwealth Bank | 508 | 5.990% | $75,000 | 25.6% |
| First National Bank of Pennsylvania | 423 | 6.490% | $95,000 | 26.8% |
| Citizens Bank, National Association | 402 | 7.650% | $105,000 | 28.7% |
| SOMERSET TRUST COMPANY | 250 | 6.125% | $105,000 | 9.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 236 | 6.500% | $205,000 | 18.4% |
| UNION HOME MORTGAGE CORP. | 229 | 6.625% | $225,000 | 2.9% |
| Clearview Federal Credit Union | 135 | 6.750% | $65,000 | 27.8% |
| HOMESTEAD FUNDING CORP. | 134 | 6.375% | $185,000 | 0.7% |
| PLAZA HOME MORTGAGE, INC. | 133 | 6.490% | $185,000 | 12.9% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 126 | 6.500% | $205,000 | 1.6% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 122 | 6.465% | $85,000 | 18.2% |
| MOVEMENT MORTGAGE, LLC | 116 | 6.625% | $195,000 | 1.5% |
| PHEPLE Federal Credit Union | 114 | 6.750% | $65,000 | 5.0% |
| Mortgage Research Center, LLC | 106 | 6.563% | $225,000 | 23.8% |
| InFirst Bank | 88 | 7.250% | $130,000 | 13.7% |
| PENNYMAC LOAN SERVICES, LLC | 76 | 6.624% | $185,000 | 22.0% |
| GUARANTEED RATE AFFINITY, LLC | 75 | 6.575% | $215,000 | 3.8% |
| The Huntington National Bank | 72 | 7.840% | $90,000 | 38.7% |
| NVR Mortgage Finance, Inc. | 71 | 6.375% | $375,000 | 6.6% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | 70 | 6.500% | $185,000 | 4.1% |
| KeyBank National Association | 65 | 8.500% | $85,000 | 17.3% |
| RELIANCE FIRST CAPITAL, LLC | 62 | 6.500% | $185,000 | 6.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 60 | 6.750% | $200,000 | 9.1% |
| Navy Federal Credit Union | 55 | 7.000% | $155,000 | 18.8% |
| VICTORIAN FINANCE, LLC | 53 | 6.375% | $205,000 | 0.0% |
| EQUITY RESOURCES, INC. | 51 | 6.625% | $175,000 | 12.1% |
| Commercial Bank and Trust of PA | 47 | Not published | $65,000 | 19.2% |
| Valley 1st Community FCU | 47 | Not published | $65,000 | 0.0% |
| WesBanco Bank, Inc. | 46 | 6.250% | $245,000 | 16.7% |
| Union Savings Bank | 46 | 6.750% | $185,000 | 6.0% |
| FREEDOM MORTGAGE CORPORATION | 44 | 6.250% | $175,000 | 30.0% |
| Loandepot.Com, LLC | 42 | 7.058% | $120,000 | 45.6% |
| NEWREZ LLC | 39 | 6.490% | $145,000 | 32.2% |
| Westmoreland Federal Savings | 39 | Not published | $145,000 | 0.0% |
| CFSBANK | 38 | Not published | $135,000 | 17.4% |
| Fairway Independent Mortgage Corporation | 37 | 6.750% | $215,000 | 0.0% |
| USX Federal Credit Union | 34 | Not published | $65,000 | 12.8% |
| Mon Valley Community Federal Credit Union | 34 | Not published | $65,000 | 5.6% |
| JLB CORPORATION | 33 | 6.250% | $225,000 | 5.7% |
| FIGURE LENDING LLC | 32 | 10.025% | $45,000 | 17.0% |
| AmeriSave Mortgage Corporation | 29 | 7.500% | $115,000 | 72.2% |
| NATIONSTAR MORTGAGE LLC | 29 | 6.875% | $115,000 | 25.6% |
| RMC HOME MORTGAGE, LLC | 29 | 6.875% | $365,000 | 3.3% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 28 | 6.688% | $200,000 | 6.7% |
| 1st Summit Bank | 28 | 6.490% | $150,000 | 9.7% |
| ALLIED MORTGAGE GROUP, INC. | 28 | 6.490% | $205,000 | 3.2% |
| Bank of America, National Association | 26 | 6.313% | $125,000 | 44.7% |
| NEXTIER BANK, NATIONAL ASSOCIATION | 26 | 6.625% | $115,000 | 18.8% |
| SSB Bank | 26 | Not published | $440,000 | 0.0% |
| FEDERATED MORTGAGE CORP. | 25 | 6.625% | $195,000 | 0.0% |
| Wells Fargo Bank, National Association | 24 | 6.625% | $185,000 | 17.2% |
| SOFI BANK, NATIONAL ASSOCIATION | 23 | 6.875% | $135,000 | 4.2% |
| SPRING EQ, LLC | 21 | 10.550% | $65,000 | 64.4% |
| Broker Solutions, Inc. | 20 | 6.750% | $145,000 | 34.4% |
| JPMorgan Chase Bank, National Association | 20 | 6.558% | $290,000 | 23.1% |
| TRIAD FINANCIAL SERVICES, INC. | 19 | 9.410% | $45,000 | 42.5% |
| STOCKTON MORTGAGE CORPORATION | 19 | 6.625% | $215,000 | 5.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 19 | 6.500% | $235,000 | 0.0% |
| Kiavi Funding, Inc. | 18 | 10.495% | $130,000 | 20.8% |
| 21st Mortgage Corporation | 16 | 10.295% | $60,000 | 75.7% |
| First Federal Savings and Loan Association of Greene Co | 16 | 5.975% | $265,000 | 0.0% |
| Equity Prime Mortgage LLC | 15 | 6.125% | $175,000 | 11.8% |
| USAA Federal Savings Bank | 14 | 6.500% | $210,000 | 22.2% |
| Elderton State Bank | 14 | Not published | $85,000 | 0.0% |
| RESICENTRAL, LLC | 14 | 6.313% | $300,000 | 0.0% |
| Discover Bank | 13 | 10.020% | $55,000 | 78.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 13 | 6.500% | $185,000 | 30.0% |
| U.S. Bank National Association | 13 | 6.750% | $145,000 | 45.8% |
| Lendage, LLC | 13 | 11.625% | $55,000 | 15.8% |
| Paramount Residential Mortgage Group, Inc. | 13 | 6.500% | $205,000 | 0.0% |
| BPL MORTGAGE TRUST, LLC | 13 | 6.875% | $125,000 | 12.5% |
| ZILLOW HOME LOANS, LLC | 13 | 6.875% | $125,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 12 | 6.933% | $130,000 | 57.1% |
| LAKEVIEW LOAN SERVICING, LLC | 12 | 6.120% | $215,000 | 67.4% |
| VILLAGE CAPITAL & INVESTMENT LLC | 12 | 5.750% | $260,000 | 27.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 12 | 6.500% | $260,000 | 7.1% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 12 | 7.650% | $135,000 | 0.0% |
| APOLLO TRUST COMPANY | 12 | Not published | $85,000 | 14.3% |
| EMM LOANS LLC | 12 | 6.125% | $205,000 | 7.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 11 | 7.125% | $155,000 | 39.1% |
| TOTAL MORTGAGE SERVICES, LLC | 11 | 6.990% | $215,000 | 15.4% |
| United Community Federal Credit Union | 11 | 5.500% | $35,000 | 15.4% |
| AMERICAN FINANCING CORPORATION | 10 | 6.370% | $115,000 | 51.8% |
| Northwest Bank | 10 | 6.125% | $100,000 | 41.2% |
| DHI MORTGAGE COMPANY, LTD. | 10 | 6.188% | $335,000 | 7.7% |
| AmeriServ Financial Bank | 10 | Not published | $60,000 | 31.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 10 | 6.063% | $225,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 10 | 6.313% | $185,000 | 0.0% |
| PLANET HOME LENDING, LLC | 9 | Under 10 loans | Under 10 loans | 44.4% |
| LOWER, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 9 | Under 10 loans | Under 10 loans | 25.0% |
| GUILD MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 9.1% |
| THE LOAN STORE, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Washington Financial Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TRI BORO Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers National Bank of Canfield | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 7 | Under 10 loans | Under 10 loans | 12.5% |
| OMEGA Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 22.2% |
| LONGBRIDGE FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Century Heritage Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | Under 10 loans | Under 10 loans | 76.7% |
| Loan Funder LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| PHH Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Manufacturers and Traders Trust Company | 6 | Under 10 loans | Under 10 loans | 14.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 12.5% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| CORNING CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Horizon Farm Credit, ACA | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Community Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE, INC. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| BETTER MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 66.7% |
| 254900M2C4Q6DATP2889 | 5 | Under 10 loans | Under 10 loans | 28.6% |
| The Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 37.5% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ARMCO CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Gateway First Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Mid Penn Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Valon Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Brentwood Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Peoples Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 98450058D88OE4463626 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 66.7% |
| 984500RF83EA742B5589 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CMG MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CLEARPATH LENDING | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FRICK FINANCIAL FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Fifth Third Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Andover Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW ALLIANCE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Towne Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PennCrest Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TRUMARK FINANCIAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Univest Bank and Trust Co. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 80.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 20.0% |
| SOUTHWEST STAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 80.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 153 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Westmoreland County
114 FDIC-insured branches from 21 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Somerset Trust Company | 17 | $350.7 million |
| First Commonwealth Bank | 15 | $1.3 billion |
| First National Bank of Pennsylvania | 12 | $1.3 billion |
| PNC Bank, National Association | 11 | $2.8 billion |
| S&T Bank | 10 | $1.5 billion |
| Citizens Bank, National Association | 9 | $1.1 billion |
| Dollar Bank, Federal Savings Bank | 7 | $632.6 million |
| Commercial Bank and Trust of PA | 7 | $307.7 million |
| KeyBank National Association | 6 | $406.3 million |
| 1st Summit Bank | 3 | $84.6 million |
| Mid Penn Bank | 2 | $208.3 million |
| The Huntington National Bank | 2 | $106.6 million |
| CFSBANK | 2 | $91.0 million |
| Ameriserv Financial Bank | 2 | $64.8 million |
| Apollo Trust Company | 2 | $55.1 million |
| InFirst Bank | 2 | $52.6 million |
| Community Bank | 1 | $127.5 million |
| Westmoreland Federal Savings and Loan Association | 1 | $120.9 million |
| NEXTIER BANK, NATIONAL ASSOCIATION | 1 | $65.7 million |
| JPMorgan Chase Bank, National Association | 1 | $22.5 million |
| Woodforest National Bank | 1 | $4.2 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- Compass Savings Bank, 87 Rocky Rd, Irwin
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When the next year’s lending figures are out for Westmoreland County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.