NEXTIER BANK, NATIONAL ASSOCIATION
NEXTIER BANK, NATIONAL ASSOCIATION received 435 applications in 2025 and made 329 mortgages, in 34 counties across 6 states. The median rate its borrowers got was 6.625% on a median loan of $175,000. Of 384 decisions, 45 were denials — 11.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300TFEH2N4OKL5136 |
|---|---|
| Applications received | 435 |
| Mortgages made | 329 |
| Denied | 45 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 51 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.282 points |
| FDIC-insured bank | Yes: NEXTIER BANK, NATIONAL ASSOCIATION, 34 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 183 | 6.750% | $210,000 | 6.9% |
| Refinancing | 76 | 6.455% | $215,000 | 12.6% |
| Other purposes | 70 | 6.563% | $55,000 | 21.1% |
Where NEXTIER BANK, NATIONAL ASSOCIATION lends most
The 34 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Butler County, PA | 77 | 6.625% | 13.5% |
| Allegheny County, PA | 63 | 6.625% | 4.3% |
| Armstrong County, PA | 36 | 6.750% | 22.0% |
| Mercer County, PA | 29 | 6.500% | 3.3% |
| Westmoreland County, PA | 26 | 6.625% | 18.8% |
| Erie County, NY | 19 | 6.750% | 0.0% |
| Beaver County, PA | 17 | 6.500% | 19.1% |
| Lawrence County, PA | 10 | 6.875% | 16.7% |
| Clearfield County, PA | 6 | Under 10 loans | 14.3% |
| Crawford County, PA | 6 | Under 10 loans | 0.0% |
| Clarion County, PA | 5 | Under 10 loans | 16.7% |
| Tompkins County, NY | 3 | Under 10 loans | 0.0% |
| Indiana County, PA | 3 | Under 10 loans | 0.0% |
| Somerset County, PA | 3 | Under 10 loans | 0.0% |
| Venango County, PA | 3 | Under 10 loans | 0.0% |
| Washington County, PA | 3 | Under 10 loans | 25.0% |
| Chautauqua County, NY | 2 | Under 10 loans | 0.0% |
| Monroe County, NY | 2 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 2 | Under 10 loans | 0.0% |
| Elk County, PA | 2 | Under 10 loans | 33.3% |
| Jefferson County, PA | 2 | Under 10 loans | 25.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Livingston County, NY | 1 | Under 10 loans | 0.0% |
| Ontario County, NY | 1 | Under 10 loans | 0.0% |
| Mecklenburg County, NC | 1 | Under 10 loans | 0.0% |
| Summit County, OH | 1 | Under 10 loans | 0.0% |
| Trumbull County, OH | 1 | Under 10 loans | 0.0% |
| Erie County, PA | 1 | Under 10 loans | 50.0% |
| Fayette County, PA | 1 | Under 10 loans | 0.0% |
| Greene County, PA | 1 | Under 10 loans | 0.0% |
| McKean County, PA | 1 | Under 10 loans | 0.0% |
| Niagara County, NY | 0 | Under 10 loans | Not published |
| Huntingdon County, PA | 0 | Under 10 loans | Not published |
| Charleston County, SC | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.