Commercial Bank and Trust of PA
Commercial Bank and Trust of PA received 81 applications in 2025 and made 52 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $65,000. Of 79 decisions, 14 were denials — 17.7%, most often for credit history.
| Legal Entity Identifier | 549300179EG8J5FHBS95 |
|---|---|
| Applications received | 81 |
| Mortgages made | 52 |
| Denied | 14 |
| Approved, not taken up | 13 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Commercial Bank and Trust of PA, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 16 | Not published | $140,000 | 4.6% |
| Refinancing | 11 | Not published | $55,000 | 20.0% |
| Other purposes | 25 | Not published | $55,000 | 23.8% |
Where Commercial Bank and Trust of PA lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Westmoreland County, PA | 47 | Not published | 19.2% |
| Allegheny County, PA | 1 | Under 10 loans | 0.0% |
| Beaver County, PA | 1 | Under 10 loans | 0.0% |
| Fayette County, PA | 1 | Under 10 loans | 0.0% |
| Indiana County, PA | 1 | Under 10 loans | 0.0% |
| Somerset County, PA | 1 | Under 10 loans | 0.0% |
| Cambria County, PA | 0 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.