Washington Financial Bank
Washington Financial Bank received 221 applications in 2025 and made 182 mortgages, in 15 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $200,000. Of 209 decisions, 23 were denials — 11.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493000M096YV1VLKD70 |
|---|---|
| Applications received | 221 |
| Mortgages made | 182 |
| Denied | 23 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 12 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Washington Financial Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 93 | Not published | $405,000 | 3.1% |
| Refinancing | 23 | Not published | $135,000 | 20.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 65 | Not published | $55,000 | 17.1% |
Where Washington Financial Bank lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Washington County, PA | 108 | Not published | 14.3% |
| Allegheny County, PA | 32 | Not published | 5.7% |
| Butler County, PA | 14 | Not published | 0.0% |
| Westmoreland County, PA | 9 | Under 10 loans | 0.0% |
| Beaver County, PA | 6 | Under 10 loans | 14.3% |
| Greene County, PA | 3 | Under 10 loans | 0.0% |
| Fayette County, PA | 2 | Under 10 loans | 0.0% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Brunswick County, NC | 1 | Under 10 loans | 0.0% |
| Columbiana County, OH | 1 | Under 10 loans | 0.0% |
| Armstrong County, PA | 1 | Under 10 loans | 0.0% |
| Forest County, PA | 1 | Under 10 loans | 0.0% |
| Lawrence County, PA | 1 | Under 10 loans | 0.0% |
| Mercer County, PA | 1 | Under 10 loans | 66.7% |
| Somerset County, PA | 1 | Under 10 loans | 0.0% |
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When Washington Financial Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.