InFirst Bank
InFirst Bank received 621 applications in 2025 and made 480 mortgages, in 23 counties across 3 states. The median rate its borrowers got was 6.950% on a median loan of $115,000. Of 567 decisions, 75 were denials — 13.2%, most often for credit history.
| Legal Entity Identifier | 549300YAGLRHLP0JP559 |
|---|---|
| Applications received | 621 |
| Mortgages made | 480 |
| Denied | 75 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 54 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.091 points |
| FDIC-insured bank | Yes: InFirst Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 246 | 7.000% | $145,000 | 11.5% |
| Refinancing | 115 | 6.990% | $125,000 | 16.4% |
| Other purposes | 119 | 6.500% | $55,000 | 13.5% |
Where InFirst Bank lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Indiana County, PA | 146 | 6.625% | 13.1% |
| Westmoreland County, PA | 88 | 7.250% | 13.7% |
| Jefferson County, PA | 70 | 6.750% | 12.0% |
| Cambria County, PA | 54 | 6.800% | 8.5% |
| Clearfield County, PA | 34 | 7.000% | 8.1% |
| Allegheny County, PA | 31 | 7.250% | 13.9% |
| Somerset County, PA | 13 | 6.625% | 0.0% |
| Fayette County, PA | 10 | 7.500% | 9.1% |
| Armstrong County, PA | 9 | Under 10 loans | 35.7% |
| Lawrence County, PA | 5 | Under 10 loans | 0.0% |
| Washington County, PA | 4 | Under 10 loans | 33.3% |
| Blair County, PA | 3 | Under 10 loans | 50.0% |
| Venango County, PA | 3 | Under 10 loans | 0.0% |
| Beaver County, PA | 2 | Under 10 loans | 33.3% |
| Clarion County, PA | 2 | Under 10 loans | 0.0% |
| Cumberland County, PA | 2 | Under 10 loans | 33.3% |
| Guilford County, NC | 1 | Under 10 loans | 0.0% |
| Rowan County, NC | 1 | Under 10 loans | 0.0% |
| Belmont County, OH | 1 | Under 10 loans | 0.0% |
| Butler County, PA | 1 | Under 10 loans | 33.3% |
| Centre County, PA | 0 | Under 10 loans | Not published |
| Elk County, PA | 0 | Under 10 loans | 0.0% |
| Huntingdon County, PA | 0 | Under 10 loans | 100.0% |
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When InFirst Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.