Mortgage lenders in Warren County
7,683 mortgages were made in Warren County, Ohio, in 2025, by 409 lenders. The median rate their borrowers got was 6.720% on a median loan of $255,000. Of 9,679 decisions, 1,607 were denials — 16.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Fifth Third Bank, National Association | 571 | 7.500% | $105,000 | 25.0% |
| Union Savings Bank | 554 | 6.750% | $265,000 | 5.7% |
| The Huntington National Bank | 483 | 7.240% | $215,000 | 25.7% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 451 | 6.125% | $345,000 | 8.7% |
| Rocket Mortgage, LLC | 413 | 6.625% | $225,000 | 14.5% |
| WRIGHT-PATT CREDIT UNION, INC. | 320 | 7.250% | $145,000 | 25.5% |
| VICTORY MORTGAGE, L.L.C. | 184 | 6.000% | $450,000 | 4.2% |
| Third Federal Savings and Loan Association of Cleveland | 165 | 6.890% | $155,000 | 25.9% |
| U.S. Bank National Association | 163 | 7.400% | $165,000 | 29.2% |
| PNC Bank, National Association | 148 | 7.805% | $125,000 | 29.5% |
| First Financial Bank | 147 | 5.990% | $165,000 | 18.0% |
| GENERAL ELECTRIC CREDIT UNION | 131 | 5.990% | $105,000 | 13.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 131 | 6.750% | $305,000 | 2.2% |
| UNION HOME MORTGAGE CORP. | 120 | 6.625% | $295,000 | 7.6% |
| 1st National Bank | 120 | 6.250% | $305,000 | 0.8% |
| FIRST COMMUNITY MORTGAGE, INC. | 109 | 6.750% | $275,000 | 2.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 108 | 6.625% | $305,000 | 1.7% |
| NVR Mortgage Finance, Inc. | 102 | 6.125% | $350,000 | 7.3% |
| Guardian Savings Bank | 91 | 6.500% | $275,000 | 17.7% |
| JPMorgan Chase Bank, National Association | 90 | 6.125% | $315,000 | 10.7% |
| RUOFF MORTGAGE COMPANY, INC. | 90 | 6.750% | $305,000 | 6.0% |
| FREEDOM MORTGAGE CORPORATION | 81 | 6.125% | $265,000 | 9.9% |
| PENNYMAC LOAN SERVICES, LLC | 78 | 6.124% | $265,000 | 7.6% |
| Loandepot.Com, LLC | 78 | 6.875% | $190,000 | 15.8% |
| NATIONSTAR MORTGAGE LLC | 76 | 7.188% | $160,000 | 12.4% |
| NEWREZ LLC | 69 | 6.750% | $265,000 | 33.0% |
| Mortgage Research Center, LLC | 69 | 6.250% | $335,000 | 31.4% |
| DAS Acquisition Company, LLC | 63 | 6.750% | $275,000 | 2.8% |
| Peoples Bank | 62 | 7.240% | $125,000 | 19.3% |
| WesBanco Bank, Inc. | 59 | 3.990% | $225,000 | 16.2% |
| GUARANTEED RATE, INC. | 55 | 6.475% | $325,000 | 8.3% |
| Day Air Credit Union, Inc. | 54 | 7.183% | $195,000 | 6.7% |
| Navy Federal Credit Union | 53 | 7.750% | $155,000 | 18.2% |
| LCNB National Bank | 53 | 6.500% | $245,000 | 6.7% |
| M/I FINANCIAL, LLC | 50 | 5.875% | $535,000 | 1.6% |
| FIGURE LENDING LLC | 45 | 8.950% | $55,000 | 16.9% |
| GUARANTEED RATE AFFINITY, LLC | 43 | 6.575% | $385,000 | 4.4% |
| FIRST EQUITY MORTGAGE INCORPORATED | 42 | 6.375% | $415,000 | 28.8% |
| Fairway Independent Mortgage Corporation | 41 | 6.875% | $305,000 | 0.0% |
| SUPERIOR CREDIT UNION, INC. | 40 | 6.250% | $240,000 | 9.1% |
| Broker Solutions, Inc. | 37 | 6.875% | $265,000 | 7.5% |
| Bank of America, National Association | 37 | 5.990% | $175,000 | 37.3% |
| Citizens Bank, National Association | 37 | 7.150% | $165,000 | 33.9% |
| Coastal Community Bank | 32 | 10.115% | $55,000 | 5.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 32 | 6.433% | $355,000 | 13.2% |
| KEMBA CREDIT UNION, INC. | 30 | 7.500% | $125,000 | 31.8% |
| Paramount Residential Mortgage Group, Inc. | 30 | 6.625% | $370,000 | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 30 | 6.750% | $260,000 | 3.1% |
| LOWER, LLC | 29 | 6.624% | $305,000 | 6.5% |
| Gateway First Bank | 29 | 6.750% | $295,000 | 3.3% |
| T2 FINANCIAL LLC | 28 | 6.750% | $285,000 | 3.2% |
| SPRING EQ, LLC | 26 | 9.613% | $70,000 | 57.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 26 | 8.058% | $110,000 | 7.1% |
| RAPID MORTGAGE COMPANY | 26 | 6.750% | $305,000 | 0.0% |
| The North Side Bank & Trust Company | 25 | 7.000% | $195,000 | 3.7% |
| AmeriSave Mortgage Corporation | 24 | 8.125% | $100,000 | 51.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 24 | 6.625% | $330,000 | 0.0% |
| Lendage, LLC | 24 | 11.625% | $65,000 | 7.7% |
| KeyBank National Association | 23 | 6.875% | $175,000 | 30.3% |
| First Commonwealth Bank | 23 | 5.990% | $355,000 | 27.3% |
| Cornerstone First Mortgage, Inc | 23 | 6.625% | $275,000 | 8.0% |
| SIBCY CLINE MORTGAGE SERVICES, INC. | 22 | 6.875% | $365,000 | 4.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 22 | 6.188% | $385,000 | 11.1% |
| Republic Bank & Trust Company | 20 | 6.438% | $270,000 | 27.6% |
| Synergy One Lending, Inc. | 20 | 6.750% | $355,000 | 8.7% |
| VAN DYK MORTGAGE CORPORATION | 20 | 6.688% | $290,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 19 | 6.490% | $225,000 | 50.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 19 | 6.625% | $315,000 | 0.0% |
| USAA Federal Savings Bank | 17 | 6.000% | $285,000 | 43.3% |
| CMG MORTGAGE, INC. | 17 | 6.750% | $325,000 | 5.0% |
| Wells Fargo Bank, National Association | 17 | 6.375% | $295,000 | 19.1% |
| Truist Bank | 17 | 6.100% | $465,000 | 26.1% |
| RiverHills Bank | 17 | 6.625% | $375,000 | 19.1% |
| German American Bank | 17 | 6.500% | $485,000 | 13.6% |
| 3RD STREET FINANCIAL CORP. | 17 | 6.624% | $225,000 | 0.0% |
| RIVER VALLEY CREDIT UNION, INC. | 17 | 5.750% | $85,000 | 19.1% |
| RMC HOME MORTGAGE, LLC | 17 | 6.125% | $465,000 | 0.0% |
| Discover Bank | 16 | 8.565% | $80,000 | 69.2% |
| CHURCHILL MORTGAGE CORPORATION | 16 | 6.813% | $315,000 | 0.0% |
| NFM, INC. | 15 | 6.625% | $305,000 | 0.0% |
| PLANET HOME LENDING, LLC | 15 | 6.375% | $285,000 | 25.0% |
| Kiavi Funding, Inc. | 15 | 9.950% | $185,000 | 6.3% |
| RELIANCE FIRST CAPITAL, LLC | 15 | 6.500% | $345,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 14 | 6.625% | $195,000 | 48.7% |
| Civista Bank | 14 | 6.688% | $380,000 | 0.0% |
| First National Bank of Pennsylvania | 14 | 6.133% | $1,005,000 | 11.8% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 14 | 6.000% | $385,000 | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 14 | 6.688% | $325,000 | 6.7% |
| CINFED Federal Credit Union | 14 | 6.600% | $230,000 | 6.7% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 14 | 6.563% | $325,000 | 0.0% |
| Mortgage Right | 13 | 6.625% | $285,000 | 18.8% |
| Sharefax Credit Union | 13 | Not published | $225,000 | 11.8% |
| THE LOAN STORE, INC. | 12 | 6.625% | $440,000 | 0.0% |
| Valley Central Bank | 12 | Not published | $240,000 | 0.0% |
| Warsaw Federal Savings and Loan Association | 11 | 6.375% | $255,000 | 8.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 11 | 6.500% | $315,000 | 0.0% |
| Heritage Bank, Inc. | 11 | Not published | $275,000 | 8.3% |
| Peoples First Savings Bank | 11 | Not published | $455,000 | 7.7% |
| MM LENDING, LLC | 11 | 12.000% | $175,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 10 | 6.625% | $425,000 | 5.9% |
| The Park National Bank | 10 | 7.500% | $105,000 | 26.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 10 | 6.438% | $280,000 | 0.0% |
| Stock Yards Bank & Trust Company | 10 | 5.995% | $400,000 | 15.4% |
| GUILD MORTGAGE COMPANY | 10 | 6.625% | $450,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 10 | 6.563% | $275,000 | 0.0% |
| GVC MORTGAGE, INC. | 10 | 6.375% | $455,000 | 0.0% |
| UNIVERSAL 1 CREDIT UNION | 10 | 8.125% | $135,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 41.2% |
| 21st Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 63.0% |
| Farm Credit Mid-America | 9 | Under 10 loans | Under 10 loans | 16.7% |
| NBKC BANK | 9 | Under 10 loans | Under 10 loans | 18.2% |
| AURGROUP FINANCIAL CREDIT UNION, INC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN FINANCING CORPORATION | 8 | Under 10 loans | Under 10 loans | 35.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 8 | Under 10 loans | Under 10 loans | 18.2% |
| GoodLeap, LLC | 8 | Under 10 loans | Under 10 loans | 31.3% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| QUORUM FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 42.9% |
| UNITED MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Zippy Loans, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ROYAL UNITED MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| THE OLD FORT BANKING COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 12.5% |
| DAY-MET CREDIT UNION, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| POLARIS HOME FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 11.1% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Valon Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 11.1% |
| PENTAGON FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| The Cincinnatus Savings & Loan Co. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Minster Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Dollar Bank, Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KH NETWORK CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| LIBERTY HOME MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CINCINNATI OHIO POLICE | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 28.6% |
| MISSION LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 4 | Under 10 loans | Under 10 loans | 60.0% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 254900M2C4Q6DATP2889 | 4 | Under 10 loans | Under 10 loans | 42.9% |
| TELHIO | 4 | Under 10 loans | Under 10 loans | 16.7% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 33.3% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SIRVA MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| THE EQUITABLE MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Twin Valley Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| EMM LOANS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 33.3% |
| MOVEMENT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The State Bank and Trust Company | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CODE Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 209 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Warren County
68 FDIC-insured branches from 19 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| LCNB National Bank | 10 | $737.5 million |
| Fifth Third Bank, National Association | 9 | $1.5 billion |
| Peoples Bank | 7 | $202.3 million |
| The Huntington National Bank | 6 | $663.0 million |
| U.S. Bank National Association | 5 | $623.2 million |
| JPMorgan Chase Bank, National Association | 5 | $461.9 million |
| 1st National Bank | 5 | $196.0 million |
| PNC Bank, National Association | 4 | $516.7 million |
| First Financial Bank | 3 | $310.8 million |
| KeyBank National Association | 2 | $123.9 million |
| WesBanco Bank, Inc. | 2 | $88.5 million |
| Peoples First Savings Bank | 2 | $85.5 million |
| Woodforest National Bank | 2 | $4.8 million |
| Union Savings Bank | 1 | $72.8 million |
| Heritage Bank, Inc. | 1 | $53.2 million |
| Bank of America, National Association | 1 | $41.7 million |
| Farmers & Merchants Bank | 1 | $25.0 million |
| Stock Yards Bank & Trust Company | 1 | $14.7 million |
| The Farmers State Bank | 1 | $3.7 million |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- FDS Bank, 9111 Duke Blvd, Ste 100, Mason
Get told when this changes
When the next year’s lending figures are out for Warren County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.