Mortgage lenders in Miami County
2,995 mortgages were made in Miami County, Ohio, in 2025, by 279 lenders. The median rate their borrowers got was 6.750% on a median loan of $165,000. Of 4,056 decisions, 866 were denials — 21.3%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| WRIGHT-PATT CREDIT UNION, INC. | 384 | 7.500% | $95,000 | 27.4% |
| Fifth Third Bank, National Association | 256 | 7.750% | $105,000 | 29.7% |
| Union Savings Bank | 231 | 6.750% | $205,000 | 4.0% |
| Rocket Mortgage, LLC | 144 | 6.495% | $175,000 | 22.1% |
| Loandepot.Com, LLC | 111 | 6.575% | $165,000 | 11.7% |
| Cornerstone First Mortgage, Inc | 92 | 6.625% | $200,000 | 0.0% |
| U.S. Bank National Association | 88 | 7.250% | $95,000 | 40.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 86 | 6.750% | $200,000 | 5.3% |
| The Huntington National Bank | 82 | 7.320% | $160,000 | 27.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 78 | 6.000% | $260,000 | 13.8% |
| The Park National Bank | 77 | 7.250% | $85,000 | 16.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 66 | 5.625% | $315,000 | 7.0% |
| GUARANTEED RATE, INC. | 57 | 6.525% | $185,000 | 1.7% |
| PNC Bank, National Association | 55 | 7.430% | $95,000 | 33.3% |
| Greenville Federal | 49 | 6.125% | $155,000 | 3.9% |
| NVR Mortgage Finance, Inc. | 46 | 6.250% | $300,000 | 14.8% |
| First Financial Bank | 44 | 5.990% | $100,000 | 22.8% |
| Mortgage Research Center, LLC | 43 | 6.250% | $285,000 | 28.3% |
| NEWREZ LLC | 41 | 6.750% | $165,000 | 21.2% |
| JPMorgan Chase Bank, National Association | 38 | 6.688% | $160,000 | 15.6% |
| PENNYMAC LOAN SERVICES, LLC | 37 | 6.125% | $205,000 | 21.3% |
| FREEDOM MORTGAGE CORPORATION | 31 | 6.125% | $255,000 | 8.9% |
| UNION HOME MORTGAGE CORP. | 31 | 6.750% | $195,000 | 0.0% |
| Greenville National Bank | 25 | Not published | $155,000 | 9.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 25 | 6.625% | $195,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 22 | 8.875% | $80,000 | 29.0% |
| FIGURE LENDING LLC | 19 | 8.750% | $55,000 | 27.0% |
| Kiavi Funding, Inc. | 19 | 9.500% | $185,000 | 9.5% |
| DAS Acquisition Company, LLC | 19 | 6.990% | $245,000 | 4.8% |
| Coastal Community Bank | 18 | 12.615% | $50,000 | 4.7% |
| Minster Bank | 17 | 6.875% | $145,000 | 15.0% |
| SUPERIOR CREDIT UNION, INC. | 17 | 7.000% | $135,000 | 25.0% |
| Navy Federal Credit Union | 16 | 6.250% | $170,000 | 18.2% |
| Fairway Independent Mortgage Corporation | 16 | 6.750% | $290,000 | 0.0% |
| The Covington Savings and Loan Association | 16 | Not published | $125,000 | 11.1% |
| FIRST COMMUNITY MORTGAGE, INC. | 16 | 6.250% | $245,000 | 5.0% |
| Monroe Federal Savings and Loan Association | 16 | Not published | $240,000 | 0.0% |
| UNIVERSAL 1 CREDIT UNION | 15 | 7.500% | $65,000 | 0.0% |
| Broker Solutions, Inc. | 13 | 6.750% | $205,000 | 7.1% |
| Day Air Credit Union, Inc. | 13 | 6.990% | $165,000 | 31.6% |
| LOWER, LLC | 12 | 6.500% | $165,000 | 20.0% |
| SPRING EQ, LLC | 11 | 7.875% | $85,000 | 64.5% |
| First Bank Richmond | 11 | Not published | $95,000 | 26.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 10 | 6.125% | $190,000 | 29.4% |
| GoodLeap, LLC | 10 | 5.990% | $165,000 | 14.3% |
| NFM, INC. | 10 | 6.933% | $245,000 | 0.0% |
| AmeriSave Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 66.7% |
| ABBEY CREDIT UNION, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| THE EQUITABLE MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | 8 | Under 10 loans | Under 10 loans | 35.3% |
| New Carlisle Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| POLARIS HOME FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers State Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 85.7% |
| GUILD MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 6 | Under 10 loans | Under 10 loans | 64.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 35.3% |
| Third Federal Savings and Loan Association of Cleveland | 6 | Under 10 loans | Under 10 loans | 50.0% |
| Citizens Bank, National Association | 6 | Under 10 loans | Under 10 loans | 46.2% |
| 254900M2C4Q6DATP2889 | 6 | Under 10 loans | Under 10 loans | 40.0% |
| BETTER MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 40.0% |
| EQUITY RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 6 | Under 10 loans | Under 10 loans | 33.3% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 54.6% |
| LAKEVIEW LOAN SERVICING, LLC | 5 | Under 10 loans | Under 10 loans | 46.2% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 44.4% |
| ROYAL UNITED MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| TRIAD FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 22.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 4 | Under 10 loans | Under 10 loans | 55.6% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 28.6% |
| HONDA Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 33.3% |
| THE LOAN STORE, INC. | 4 | Under 10 loans | Under 10 loans | 14.3% |
| T2 FINANCIAL LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| KeyBank National Association | 4 | Under 10 loans | Under 10 loans | 33.3% |
| WesBanco Bank, Inc. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Civista Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CODE Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VICTORY MORTGAGE, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GVC MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DAY-MET CREDIT UNION, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 57.1% |
| GUARANTEED RATE AFFINITY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHERN MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LCNB National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RIVER VALLEY CREDIT UNION, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Lendage, LLC | 2 | Under 10 loans | Under 10 loans | 40.0% |
| DHI MORTGAGE COMPANY, LTD. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Wells Fargo Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 3RD STREET FINANCIAL CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers & Merchants State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pathways Financial Credit Union, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MYCUMORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE OLD FORT BANKING COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Community Bank of Bucyrus | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BRIDGE CREDIT UNION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The State Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Republic Bank & Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 85.7% |
| RUOFF MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CHURCHILL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VERITAS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| RELIANCE FIRST CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Airlines Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 984500CBWD5B079K2C86 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Bankers Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005Z23HAAZ6QDM98 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Service Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Twin Valley Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loansteady LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DELMAR FINANCIAL COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROSS MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 1st Summit Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Association of Lakewood | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNION CAPITAL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Somerville Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KEMBA CREDIT UNION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE 1 INCORPORATED | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RAPID MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 79 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Miami County
30 FDIC-insured branches from 14 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Fifth Third Bank, National Association | 5 | $621.0 million |
| JPMorgan Chase Bank, National Association | 3 | $259.0 million |
| The Park National Bank | 3 | $237.2 million |
| First Bank Richmond | 3 | $84.1 million |
| Greenville Federal | 3 | $53.1 million |
| U.S. Bank National Association | 2 | $241.8 million |
| Greenville National Bank | 2 | $72.7 million |
| Monroe Federal Savings and Loan Association | 2 | $65.3 million |
| The Covington Savings and Loan Association | 2 | $58.8 million |
| PNC Bank, National Association | 1 | $257.3 million |
| First Financial Bank | 1 | $167.4 million |
| The Huntington National Bank | 1 | $90.9 million |
| Minster Bank | 1 | $72.1 million |
| Union Savings Bank | 1 | $49.9 million |
Get told when this changes
When the next year’s lending figures are out for Miami County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.