Mortgage Lender Index

Roxboro Savings Bank SSB

Roxboro Savings Bank SSB received 146 applications in 2025 and made 110 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $250,000. Of 132 decisions, 21 were denials — 15.9%, most often for credit history.

Legal Entity Identifier254900YFG40I5QM6EX80
Applications received146
Mortgages made110
Denied21
Approved, not taken up1
Withdrawn or incomplete14
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Roxboro Savings Bank, SSB, 2 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase69 Not published$305,000 22.2%
Refinancing6 Under 10 loansUnder 10 loans 0.0%
Cash-out refinancing24 Not published$195,000 4.0%
Other purposes11 Not published$175,000 0.0%

Where Roxboro Savings Bank SSB lends most

The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Person County, NC 64Not published13.5%
Durham County, NC 15Not published6.3%
Orange County, NC 11Not published0.0%
Alamance County, NC 8Under 10 loans27.3%
Caswell County, NC 6Under 10 loans25.0%
Granville County, NC 6Under 10 loans40.0%
Wake County, NC 0Under 10 loans100.0%

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When Roxboro Savings Bank SSB’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.