Home purchase lenders in Iredell County
3,440 home purchase mortgages were made in Iredell County, North Carolina, in 2025, by 343 lenders. The median rate their borrowers got was 6.375% on a median loan of $315,000. Of 4,002 decisions, 432 were denials — 10.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| MOVEMENT MORTGAGE, LLC | 270 | 6.625% | $305,000 | 0.7% |
| DHI MORTGAGE COMPANY, LTD. | 261 | 5.500% | $345,000 | 12.1% |
| STATE EMPLOYEES' | 190 | 5.825% | $265,000 | 14.9% |
| Rocket Mortgage, LLC | 146 | 6.563% | $310,000 | 10.8% |
| LENNAR MORTGAGE, LLC | 122 | 6.250% | $295,000 | 9.6% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 122 | 6.750% | $275,000 | 0.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 114 | 6.500% | $305,000 | 14.0% |
| Loandepot.Com, LLC | 94 | 5.188% | $375,000 | 21.0% |
| Taylor Morrison Home Funding, Inc. | 93 | 5.875% | $525,000 | 3.1% |
| Fairway Independent Mortgage Corporation | 83 | 6.750% | $275,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 80 | 6.625% | $290,000 | 2.4% |
| American Security Mortgage Corp. | 55 | 6.375% | $395,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 51 | 6.750% | $275,000 | 3.6% |
| Bank of America, National Association | 49 | 5.990% | $335,000 | 15.3% |
| Truist Bank | 49 | 6.250% | $435,000 | 12.3% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 45 | 6.625% | $325,000 | 0.0% |
| Mortgage Research Center, LLC | 41 | 6.250% | $325,000 | 6.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 41 | 6.375% | $355,000 | 12.2% |
| Wells Fargo Bank, National Association | 38 | 6.313% | $295,000 | 11.6% |
| ZILLOW HOME LOANS, LLC | 36 | 6.500% | $270,000 | 0.0% |
| First National Bank of Pennsylvania | 33 | 6.250% | $325,000 | 21.4% |
| PENNYMAC LOAN SERVICES, LLC | 31 | 6.499% | $325,000 | 13.9% |
| JPMorgan Chase Bank, National Association | 30 | 6.125% | $365,000 | 3.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 29 | 6.625% | $255,000 | 10.8% |
| Atlantic Coast Mortgage, LLC | 29 | 6.750% | $255,000 | 0.0% |
| Renasant Bank | 29 | 6.625% | $275,000 | 0.0% |
| Fifth Third Bank, National Association | 28 | 6.313% | $470,000 | 3.5% |
| NFM, INC. | 27 | 6.990% | $265,000 | 0.0% |
| NVR Mortgage Finance, Inc. | 27 | 6.250% | $215,000 | 20.6% |
| Navy Federal Credit Union | 26 | 6.125% | $390,000 | 3.6% |
| Broker Solutions, Inc. | 26 | 6.438% | $260,000 | 13.3% |
| Ixonia Bank | 25 | 6.875% | $335,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 25 | 6.625% | $395,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 22 | 6.563% | $275,000 | 4.4% |
| Pinnacle Bank | 22 | 6.125% | $260,000 | 4.4% |
| M/I FINANCIAL, LLC | 22 | 5.750% | $405,000 | 0.0% |
| U.S. Bank National Association | 21 | 6.125% | $345,000 | 12.0% |
| CANOPY MORTGAGE, LLC | 21 | 6.375% | $225,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 20 | 6.475% | $335,000 | 4.8% |
| Kiavi Funding, Inc. | 20 | 10.490% | $155,000 | 4.6% |
| Towne Bank | 19 | 6.500% | $295,000 | 9.5% |
| NEWREZ LLC | 19 | 6.500% | $415,000 | 5.0% |
| Primis Mortgage Company | 19 | 6.490% | $315,000 | 5.0% |
| BlueHarbor Bank | 19 | Not published | $485,000 | 4.8% |
| Uwharrie Bank | 18 | 6.813% | $550,000 | 5.3% |
| SouthState Bank, National Association | 18 | 6.363% | $300,000 | 10.0% |
| Alcova Mortgage LLC | 18 | 6.625% | $370,000 | 0.0% |
| First-Citizens Bank & Trust Company | 17 | 6.125% | $305,000 | 5.0% |
| Summit Mortgage Corporation | 15 | 6.500% | $235,000 | 0.0% |
| INSPIRE HOME LOANS INC. | 15 | 6.500% | $495,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 14 | 6.375% | $415,000 | 0.0% |
| Click n' Close, Inc. | 14 | 6.750% | $215,000 | 6.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 13 | 8.990% | $185,000 | 80.4% |
| United Community Bank | 13 | 6.625% | $265,000 | 23.5% |
| INTERCOASTAL MORTGAGE, LLC | 13 | 6.490% | $405,000 | 0.0% |
| Peoples Bank | 13 | 6.750% | $455,000 | 0.0% |
| CMG MORTGAGE, INC. | 13 | 6.500% | $305,000 | 7.1% |
| Ameris Bank | 13 | 6.500% | $275,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 12 | 6.433% | $435,000 | 20.0% |
| GUARANTEED RATE, INC. | 11 | 6.750% | $325,000 | 0.0% |
| KIND LENDING, LLC | 11 | 6.625% | $315,000 | 35.3% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 11 | 6.125% | $425,000 | 0.0% |
| UNITED FEDERAL CREDIT UNION | 11 | 6.375% | $145,000 | 8.3% |
| LOWER, LLC | 11 | 6.625% | $275,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 11 | 6.625% | $215,000 | 21.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 10 | 6.563% | $465,000 | 7.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 10 | 6.240% | $275,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| NBKC BANK | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PNC Bank, National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 8 | Under 10 loans | Under 10 loans | 7.7% |
| First Federal Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| SUCCESS LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Morgan Stanley Private Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDERS FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 38.5% |
| TD Bank, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| THE LOAN STORE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Taylorsville Savings Bank, SSB | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SKYLA FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 50.0% |
| T2 FINANCIAL LLC | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Gateway First Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Truliant Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NATIONSTAR MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ALLIANT CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LATINO COMMUNITY CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| A&D Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COASTAL Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VAN DYK MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Logan Finance Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CAPITAL CENTER, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LEGEND LENDING CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| JAMS-01, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 89.3% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The Fidelity Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SKYLINE NATIONAL BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Park Lane Finance Solutions, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Carter Bank & Trust | 2 | Under 10 loans | Under 10 loans | 33.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 212 LOANS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Home Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ACOPIA, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CAROLINAS TELCO FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST BANCORP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Union Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AgFirst Farm Credit Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AgSouth Farm Credit, ACA | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LOCAL GOVERNMENT | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 75.0% |
| SOUTHWEST STAGE FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| ALLEGACY FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| CONTOUR MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NEW DAY FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 143 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.