Mortgage Lender Index

AgSouth Farm Credit, ACA

AgSouth Farm Credit, ACA received 318 applications in 2025 and made 72 mortgages, in 100 counties across 3 states. The median rate its borrowers got was 7.970% on a median loan of $255,000. Of 159 decisions, 86 were denials — 54.1%, most often for debt-to-income ratio. 17 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300LG73ZJO2VYV440
Applications received318
Mortgages made72
Denied86
Approved, not taken up1
Withdrawn or incomplete159
Loans bought from other lenders0
Median rate spread over the prime offer rate1.494 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase51 7.970%$265,000 51.4%
Refinancing18 7.975%$150,000 61.7%
Other purposes3 Under 10 loansUnder 10 loans 40.0%

Where AgSouth Farm Credit, ACA lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Randolph County, NC 8Under 10 loans20.0%
Rowan County, NC 5Under 10 loans16.7%
Wayne County, GA 4Under 10 loans0.0%
Gaston County, NC 4Under 10 loans0.0%
Montgomery County, GA 3Under 10 loans0.0%
Davidson County, NC 3Under 10 loans57.1%
Lincoln County, NC 3Under 10 loans0.0%
Union County, NC 3Under 10 loans0.0%
Yancey County, NC 3Under 10 loans0.0%
Clinch County, GA 2Under 10 loans0.0%
Long County, GA 2Under 10 loans0.0%
Alleghany County, NC 2Under 10 loans0.0%
Caldwell County, NC 2Under 10 loans0.0%
Chatham County, NC 2Under 10 loans0.0%
Mitchell County, NC 2Under 10 loans0.0%
Richmond County, NC 2Under 10 loans50.0%
Calhoun County, SC 2Under 10 loans0.0%
Bryan County, GA 1Under 10 loans0.0%
Bulloch County, GA 1Under 10 loans0.0%
Pierce County, GA 1Under 10 loans0.0%
Alamance County, NC 1Under 10 loans66.7%
Anson County, NC 1Under 10 loans0.0%
Caswell County, NC 1Under 10 loans0.0%
Clay County, NC 1Under 10 loans0.0%
Cleveland County, NC 1Under 10 loans0.0%
Davie County, NC 1Under 10 loans0.0%
Henderson County, NC 1Under 10 loans0.0%
Iredell County, NC 1Under 10 loans66.7%
Jackson County, NC 1Under 10 loans0.0%
Moore County, NC 1Under 10 loans0.0%
Orange County, NC 1Under 10 loans0.0%
Rutherford County, NC 1Under 10 loans0.0%
Horry County, SC 1Under 10 loans0.0%
Kershaw County, SC 1Under 10 loans50.0%
Lancaster County, SC 1Under 10 loans0.0%
Lexington County, SC 1Under 10 loans50.0%
Newberry County, SC 1Under 10 loans50.0%
Appling County, GA 0Under 10 loans100.0%
Bacon County, GA 0Under 10 loans100.0%
Carroll County, GA 0Under 10 loans100.0%
Coweta County, GA 0Under 10 loans100.0%
Douglas County, GA 0Under 10 loans100.0%
Fayette County, GA 0Under 10 loansNot published
Fulton County, GA 0Under 10 loansNot published
Greene County, GA 0Under 10 loansNot published
Haralson County, GA 0Under 10 loans100.0%
Harris County, GA 0Under 10 loansNot published
Heard County, GA 0Under 10 loans100.0%
Henry County, GA 0Under 10 loansNot published
Jasper County, GA 0Under 10 loansNot published

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When AgSouth Farm Credit, ACA’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.