Mortgage lenders in Kent County
16,640 mortgages were made in Kent County, Michigan, in 2025, by 420 lenders. The median rate their borrowers got was 6.750% on a median loan of $205,000. Of 21,798 decisions, 4,247 were denials — 19.5%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| LAKE MICHIGAN CREDIT UNION | 4,249 | 6.990% | $185,000 | 6.1% |
| Fifth Third Bank, National Association | 992 | 7.500% | $105,000 | 26.6% |
| The Huntington National Bank | 915 | 7.490% | $135,000 | 33.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 881 | 6.499% | $275,000 | 11.0% |
| Rocket Mortgage, LLC | 839 | 6.750% | $205,000 | 17.7% |
| Mercantile Bank | 489 | 6.750% | $255,000 | 11.2% |
| CONSUMERS CREDIT UNION | 480 | 6.375% | $205,000 | 16.2% |
| Old National Bank | 411 | 6.375% | $245,000 | 7.2% |
| Independent Bank | 333 | 7.000% | $205,000 | 15.2% |
| MORTGAGE 1 INCORPORATED | 226 | 6.625% | $275,000 | 0.0% |
| Northpointe Bank | 213 | 6.625% | $335,000 | 6.1% |
| NORTHERN MORTGAGE SERVICES, LLC | 212 | 6.625% | $295,000 | 1.3% |
| GUILD MORTGAGE COMPANY | 201 | 6.750% | $295,000 | 1.0% |
| Adventure Credit Union | 196 | 7.240% | $85,000 | 6.2% |
| JPMorgan Chase Bank, National Association | 179 | 6.500% | $235,000 | 16.4% |
| ChoiceOne Bank | 159 | 6.750% | $175,000 | 15.9% |
| TRIAD FINANCIAL SERVICES, INC. | 155 | 8.580% | $65,000 | 55.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 155 | 6.625% | $275,000 | 8.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 155 | 6.625% | $285,000 | 0.0% |
| 21st Mortgage Corporation | 147 | 10.570% | $65,000 | 70.4% |
| CHURCHILL MORTGAGE CORPORATION | 145 | 6.500% | $285,000 | 0.6% |
| DFCU FINANCIAL | 143 | 6.125% | $105,000 | 12.4% |
| PNC Bank, National Association | 139 | 7.360% | $105,000 | 25.9% |
| The Dart Bank | 124 | 6.625% | $285,000 | 8.8% |
| NATIONSTAR MORTGAGE LLC | 122 | 7.620% | $115,000 | 12.7% |
| NEWREZ LLC | 113 | 6.750% | $235,000 | 28.4% |
| UNION HOME MORTGAGE CORP. | 110 | 6.750% | $250,000 | 7.6% |
| PENNYMAC LOAN SERVICES, LLC | 108 | 6.125% | $265,000 | 9.0% |
| MICHIGAN FIRST CREDIT UNION | 108 | 6.750% | $205,000 | 27.3% |
| United Bank of Michigan | 103 | Not published | $215,000 | 15.6% |
| SUCCESS MORTGAGE PARTNERS, INC. | 101 | 6.625% | $265,000 | 1.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 94 | 6.625% | $275,000 | 5.9% |
| Mortgage Research Center, LLC | 85 | 6.250% | $315,000 | 29.2% |
| FIGURE LENDING LLC | 85 | 9.250% | $45,000 | 23.4% |
| FREEDOM MORTGAGE CORPORATION | 84 | 6.250% | $275,000 | 18.6% |
| Community West Credit Union | 83 | 7.000% | $85,000 | 15.3% |
| Bank of America, National Association | 81 | 6.000% | $205,000 | 42.8% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 81 | 7.500% | $175,000 | 23.3% |
| Fairway Independent Mortgage Corporation | 77 | 6.625% | $295,000 | 2.5% |
| CREDIT UNION ONE | 73 | 7.740% | $85,000 | 23.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 64 | 6.625% | $290,000 | 2.9% |
| Loandepot.Com, LLC | 57 | 6.750% | $125,000 | 33.7% |
| Flagstar Bank, N.A. | 56 | 6.750% | $215,000 | 39.4% |
| GUARANTEED RATE, INC. | 54 | 6.500% | $355,000 | 6.9% |
| Kiavi Funding, Inc. | 54 | 9.950% | $195,000 | 16.7% |
| CANOPY MORTGAGE, LLC | 54 | 6.250% | $265,000 | 0.0% |
| Navy Federal Credit Union | 51 | 7.250% | $135,000 | 33.8% |
| TOP FLITE FINANCIAL, INC. | 50 | 6.625% | $225,000 | 5.6% |
| Horizon Bank | 49 | 6.490% | $205,000 | 25.7% |
| SPRING EQ, LLC | 45 | 9.250% | $65,000 | 62.3% |
| Comerica Bank | 45 | 5.990% | $115,000 | 37.5% |
| Macatawa Bank, N. A. | 45 | Not published | $155,000 | 30.8% |
| Coastal Community Bank | 43 | 9.740% | $55,000 | 2.8% |
| West Michigan Credit Union | 43 | 7.250% | $45,000 | 26.2% |
| ARBOR FINANCIAL CREDIT UNION | 43 | 7.250% | $215,000 | 2.3% |
| AmeriSave Mortgage Corporation | 42 | 8.125% | $145,000 | 65.9% |
| Citizens Bank, National Association | 39 | 7.650% | $105,000 | 27.3% |
| AAC Credit Union | 38 | 7.490% | $65,000 | 9.5% |
| MORTGAGE CENTER L.C | 37 | 6.250% | $265,000 | 2.6% |
| UNITED FEDERAL CREDIT UNION | 36 | 6.933% | $190,000 | 17.4% |
| THE LOAN STORE, INC. | 36 | 7.113% | $210,000 | 11.3% |
| Barrington Bank & Trust Company, National Association | 35 | 6.525% | $285,000 | 14.6% |
| Meijer Credit Union | 35 | 7.240% | $105,000 | 7.9% |
| LAKEVIEW LOAN SERVICING, LLC | 34 | 6.370% | $225,000 | 51.9% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 34 | 6.625% | $250,000 | 28.3% |
| INTANDEM CREDIT UNION | 34 | 6.740% | $60,000 | 26.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 32 | 6.500% | $175,000 | 53.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 31 | 7.840% | $95,000 | 18.4% |
| VAN DYK MORTGAGE CORPORATION | 31 | 6.625% | $275,000 | 3.1% |
| Lendage, LLC | 31 | 10.750% | $55,000 | 10.8% |
| West Michigan Community Bank | 31 | Not published | $255,000 | 3.1% |
| PREFERRED CREDIT UNION | 30 | 6.375% | $70,000 | 16.7% |
| First Merchants Bank | 30 | 6.625% | $260,000 | 16.7% |
| PFN Lending Group, Inc. | 30 | 6.750% | $235,000 | 3.2% |
| RIVER VALLEY CREDIT UNION | 29 | 6.700% | $65,000 | 14.7% |
| GreenStone Farm Credit Services, FLCA | 27 | 6.600% | $405,000 | 0.0% |
| MMS MORTGAGE SERVICES, LTD. | 27 | 6.375% | $225,000 | 0.0% |
| Broker Solutions, Inc. | 26 | 6.688% | $300,000 | 38.6% |
| Honor Credit Union | 26 | 7.375% | $160,000 | 34.2% |
| Wells Fargo Bank, National Association | 25 | 6.125% | $155,000 | 7.4% |
| BETTER MORTGAGE CORPORATION | 24 | 8.063% | $150,000 | 41.9% |
| T2 FINANCIAL LLC | 24 | 6.688% | $280,000 | 3.7% |
| Superior National Bank | 24 | 6.875% | $300,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 23 | 6.500% | $235,000 | 0.0% |
| Zippy Loans, LLC | 22 | 8.400% | $55,000 | 57.4% |
| Highpoint Community Bank | 22 | Not published | $210,000 | 0.0% |
| Loan Funder LLC | 21 | 7.800% | $205,000 | 4.6% |
| Grand River Bank | 21 | Not published | $245,000 | 8.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 21 | 6.375% | $235,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 20 | 6.438% | $280,000 | 4.6% |
| Third Federal Savings and Loan Association of Cleveland | 19 | 6.990% | $155,000 | 34.5% |
| Prosperity Home Mortgage, LLC | 19 | 6.625% | $245,000 | 5.0% |
| Isabella Bank | 19 | 7.250% | $205,000 | 13.6% |
| RUOFF MORTGAGE COMPANY, INC. | 19 | 6.750% | $275,000 | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 18 | 6.750% | $310,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 18 | 7.375% | $270,000 | 14.3% |
| U.S. Bank National Association | 17 | 7.375% | $225,000 | 47.1% |
| Compass Credit Union | 17 | 7.490% | $35,000 | 18.2% |
| GREENSTATE Credit Union | 16 | 9.340% | $35,000 | 53.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 16 | 5.750% | $305,000 | 34.3% |
| 5493001I9VOT1BTB5V75 | 16 | 6.813% | $30,000 | 30.4% |
| Discover Bank | 15 | 9.240% | $55,000 | 81.5% |
| LENDINGONE, LLC | 15 | 6.830% | $195,000 | 28.6% |
| USAA Federal Savings Bank | 15 | 6.125% | $305,000 | 34.8% |
| 254900M2C4Q6DATP2889 | 15 | 6.250% | $235,000 | 21.1% |
| Valon Mortgage, Inc. | 15 | 8.100% | $55,000 | 31.0% |
| ADVIA Federal Credit Union | 15 | 7.250% | $85,000 | 20.0% |
| MICHIGAN SCHOOLS AND GOVERNMENT | 15 | 6.000% | $275,000 | 6.3% |
| EVERETT FINANCIAL, INC. | 15 | 6.875% | $245,000 | 6.3% |
| PHH Mortgage Corporation | 14 | 6.250% | $180,000 | 22.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 14 | 10.748% | $75,000 | 21.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 14 | 6.060% | $350,000 | 6.7% |
| Morgan Stanley Private Bank, National Association | 14 | 5.850% | $515,000 | 0.0% |
| MICHIGAN MUTUAL, INC. | 13 | 6.625% | $215,000 | 17.7% |
| ENVOY MORTGAGE, LTD | 13 | 6.500% | $325,000 | 7.1% |
| TOWNE MORTGAGE COMPANY | 13 | 6.750% | $215,000 | 6.7% |
| KELLOGG COMMUNITY CREDIT UNION | 13 | 7.750% | $115,000 | 0.0% |
| STAUNTON FINANCIAL, INC. | 13 | 6.490% | $325,000 | 0.0% |
| CMG MORTGAGE, INC. | 12 | 6.563% | $350,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 12 | 6.313% | $240,000 | 13.3% |
| Genisys Credit Union | 12 | 6.183% | $275,000 | 0.0% |
| LOWER, LLC | 12 | 6.750% | $260,000 | 14.3% |
| A&D Mortgage LLC | 12 | 6.808% | $265,000 | 0.0% |
| 254900DIWCHEQWZ9GV45 | 12 | Not published | $265,000 | 0.0% |
| GVC MORTGAGE, INC. | 12 | 6.625% | $315,000 | 0.0% |
| OCMBC, INC. | 11 | 7.125% | $235,000 | 16.7% |
| NBKC BANK | 11 | 6.375% | $375,000 | 21.4% |
| First National Bank of America | 11 | 9.750% | $195,000 | 8.3% |
| Union Bank | 11 | 6.490% | $205,000 | 8.3% |
| PFCU | 11 | 7.125% | $85,000 | 7.7% |
| The Federal Savings Bank | 10 | 6.563% | $290,000 | 28.6% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 10 | 8.745% | $105,000 | 44.4% |
| Plains Commerce Bank | 10 | 6.625% | $280,000 | 9.1% |
| PLANET HOME LENDING, LLC | 10 | 5.933% | $250,000 | 23.1% |
| JMAC LENDING, INC. | 10 | 6.875% | $280,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| COMPASS MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 8 | Under 10 loans | Under 10 loans | 69.2% |
| Equity Prime Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 38.5% |
| PLAZA HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 42.9% |
| INSPIRE HOME LOANS INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 16.7% |
| MEMBERS FIRST Credit Union | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Michigan United Credit Union | 8 | Under 10 loans | Under 10 loans | 10.0% |
| MICHIGAN ONE COMMUNITY Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 7 | Under 10 loans | Under 10 loans | 56.0% |
| FIRST COLONY MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 16.7% |
| ROYAL UNITED MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 46.2% |
| 4Front Credit Union | 7 | Under 10 loans | Under 10 loans | 12.5% |
| J. VIRGIL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 73.1% |
| GoodLeap, LLC | 6 | Under 10 loans | Under 10 loans | 43.8% |
| KIND LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| DOW CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| LONGBRIDGE FINANCIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| PRESTON HOME LOANS INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| POLARIS HOME FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Sturgis Bank & Trust Company | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Sidney State Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| MEMBER FIRST MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| PLUS RELOCATION MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN INTERNET MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UNIVERSITY OF MICHIGAN CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY CHOICE | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Commerce Home Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| THE ANDERSON FINANCIAL GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 63.6% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| ROSS MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 16.7% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY FINANCIAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| MOVEMENT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Michigan Legacy Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GERBER FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 88.2% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| MILEND, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Park Lane Finance Solutions, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 220 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Kent County
148 FDIC-insured branches from 24 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Fifth Third Bank, National Association | 32 | $5.2 billion |
| The Huntington National Bank | 19 | $4.2 billion |
| JPMorgan Chase Bank, National Association | 19 | $2.5 billion |
| Macatawa Bank, National Association | 11 | $1.6 billion |
| Independent Bank | 9 | $797.6 million |
| PNC Bank, National Association | 9 | $511.6 million |
| ChoiceOne Bank | 7 | $807.4 million |
| Mercantile Bank | 6 | $2.1 billion |
| Bank of America, National Association | 6 | $766.1 million |
| United Bank of Michigan | 6 | $397.4 million |
| Flagstar Bank, National Association | 5 | $291.4 million |
| Old National Bank | 3 | $195.2 million |
| Union Bank | 3 | $40.7 million |
| Grand River Bank | 2 | $446.1 million |
| West Michigan Community Bank | 2 | $182.2 million |
| Northpointe Bank | 1 | $5.3 billion |
| First National Bank of America | 1 | $306.2 million |
| First National Bank of Michigan | 1 | $128.4 million |
| Horizon Bank | 1 | $105.0 million |
| First Financial Bank | 1 | $75.9 million |
| The Northern Trust Company | 1 | $64.3 million |
| First Merchants Bank | 1 | $61.6 million |
| First Community Bank | 1 | $49.1 million |
| Highpoint Community Bank | 1 | $25.6 million |
Closed since the 2025 survey
8 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Bank of America, National Association, 1750 Michigan St Ne, Grand Rapids
- Comerica Bank, 3215 28th St Se, Grand Rapids
- Comerica Bank, 4065 Plainfield Ave Ne, Grand Rapids
- Comerica Bank, 4480 Wilson Ave Sw, Ste 100, Grandville
- Comerica Bank, 5135 Kalamazoo Ave Se, Kentwood
- Comerica Bank, 6511 28th St Se, Grand Rapids
- Comerica Bank, 857 4 Mile Rd Nw, Grand Rapids
- Comerica Bank, 99 Monroe Ave Nw, Grand Rapids
Get told when this changes
When the next year’s lending figures are out for Kent County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.